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Rates
Capital Tacos

Capital Tacos

The total investment to open a Capital Tacos franchise ranges from $129,450 to $427,200. The initial franchise fee is $49,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Capital Tacos franchise?

Capital Tacos is a restaurant serving Tex Mex food, including tacos, burritos, bowls and quesadillas. The estimated total initial investment is $129,450 to $427,200, and the initial franchise fee is $49,000.

The 2023 Franchise Disclosure Document lists a 6 percent royalty and a 2 percent advertising or brand fund fee. It also lists a required net worth of $150,000. Capital Tacos was founded in 2013.

Loan Activity Score

64/100

SBA Default Rate

0.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, Capital Tacos has 4 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 7 loans to franchisees of Capital Tacos. PeerSense calculates Capital Tacos's score as 64 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2023 Franchise Disclosure Document.

2023 FDD ON FILELimited-Service Restaurants

Franchising since 2013 · 4 locations

Investment

$129,450 to $427,200

Franchise Fee

$49,000

Total Units

4

4 franchised

Loan Activity Score
Medium
64
SBA Lending
25
Lender Quality
9
Transparency
8
Reach
5
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Capital Tacos

7

Total SBA loans

$200K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Capital Tacos

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
64out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

7

Total Volume

$1.4M

Active Lenders

2

2 selective

States

4

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Franchise Financing Resources

SBA Loan Calculator| Franchise Funding Options| SBA Loans| Business Acquisition Financing| Equipment Financing| Bridge Loans| Compare 899 SBA Lenders| Free Deal Scan| How to Read an FDD
Related: Commercial Real Estate Loans| Private Credit

Data Insights

Key performance metrics for Capital Tacos based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

7 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 3.5 loans per lender

Investment Tier

Mid range investment

$129,450 to $427,200 total

Payment Estimator

Loan Amount$104K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,340

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Capital Tacos, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Capital Tacos

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Capital Tacos

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman