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Rates
Oilstop

Oilstop

Franchising since 1988 · 3 locations

The initial franchise fee is $30,000. Oilstop currently operates 3 locations (3 franchised). PeerSense FPI health score: 44/100.

Franchise Fee

$30,000

Total Units

3

3 franchised

FPI Score
Low
44

Proprietary PeerSense metric

Fair
Capital Partners
3lenders available

Active capital sources verified for Oilstop financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
44out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loans

4

Total Volume

$7.6M

Active Lenders

3

States

2

What is the Oilstop franchise?

Every year, millions of American drivers face the same nagging problem: their vehicle needs an oil change, they have no desire to sit in a waiting room for an hour, and they trust neither the upselling tactics nor the competence of whichever generic shop is closest. Oilstop was built from the ground up to solve exactly that frustration. Founded in 1988 by Larry Dahl in Petaluma, California, Oilstop entered the quick-lube market with a founding philosophy anchored in what Dahl described as providing excellent service with a "servant's heart" — a cultural ethos that has shaped the brand's operational DNA across more than three decades of business. The company grew steadily as a regional West Coast operator, eventually attracting institutional capital: in 2018, Petaluma-headquartered Oilstop was acquired by private equity firm Silfra Capital, signaling a deliberate shift toward aggressive franchise expansion. Today, Oilstop operates 30 locations across five states — Oregon, Washington, California, Arizona, and New Mexico — and is recognized as a leading provider of drive-thru oil change services on the West Coast. The brand's defining format is the drive-thru model: customers remain in their vehicles, receive a standardized 33-point service and inspection, and leave without ever stepping into a lobby. As of December 2021, Oilstop employed approximately 400 people across its entire network, and the company had opened six new locations within the prior 18 months with several more in active development. For franchise investors evaluating the Oilstop franchise opportunity, the brand represents a regionally concentrated, institutionally backed quick-lube concept competing in a U.S. oil change service market estimated at $8.11 billion in 2024. This analysis is independent, data-driven, and designed to give serious investors the factual foundation needed for rigorous due diligence — not a promotional prospectus.

The U.S. automotive oil change and lubrication industry comprises approximately 8,500 establishments generating a combined annual revenue of roughly $6 billion at the establishment level, while broader oil change service market estimates place the 2024 figure at $8.11 billion, projected to grow at a compound annual growth rate of 5.9% through 2030. Globally, the lubricants market is expected to reach approximately $180 billion by 2030 at a CAGR of 3.8%, with North America representing the second-largest regional market behind Asia Pacific. Several powerful secular tailwinds are converging to support demand specifically for quick-lube franchises. Approximately 91.55% of U.S. households had access to at least one vehicle as of 2020, providing a broad and stable customer base that is expanding rather than contracting. Americans are holding onto their vehicles longer — improved manufacturing quality and reliability have extended average vehicle lifespans, which directly increases cumulative maintenance demand per vehicle over time. Roughly 61% of drivers opt for professional oil change services rather than DIY, and of those, 87% use branded service chains — a figure that structurally favors franchise operators over independent shops. Synthetic oil now accounts for 56% of all oil changes performed in the United States, reflecting a shift toward premium, longer-life lubricants that command higher ticket prices and support better unit revenue. Globally, there are over 294,000 oil change service shops, with 34% operating as quick-lube centers and 39% offering full-service auto maintenance — a moderately fragmented market where regional brand consistency creates genuine competitive differentiation. Electric vehicle adoption introduces a headwind for traditional oil change volume over a 10-to-15-year horizon, but hybrid vehicles continue to require conventional oil changes, and 19% of oil change shops are already diversifying into EV-compatible services like tire rotations and coolant system checks. Digital engagement has also reshaped the category: 68% of customers now book service digitally, and 54% of shops offer same-day appointments, making operational technology investment a competitive necessity rather than a luxury.

The Oilstop franchise investment requires a meaningful capital commitment that places it in the mid-to-upper tier of quick-lube franchise opportunities. The franchise fee is $30,000, with one secondary source citing $27,500 — a fee that falls broadly in line with the automotive service franchise category, where fees typically range from $25,000 to $45,000. The total investment range per the brand's Franchise Disclosure Document Item 7 is $470,175 to $647,425, though a broader range of $266,100 to $995,100 has been cited in supplemental sources, likely reflecting variation between conversion of existing lube facilities versus ground-up construction and geographic cost differentials across the five-state footprint. Minimum liquid capital required is $105,000 per one source and $200,000 per another, reflecting the common FDD practice of disclosing conservative versus more comprehensive working capital estimates — investors should model against the higher figure for safety. Net worth requirements are set at $1,000,000, positioning the Oilstop franchise opportunity as appropriate for established entrepreneurs or investors with a track record of asset accumulation rather than first-time, entry-level franchise buyers. The investment spread between the low and high end of the range is driven primarily by real estate factors — whether a franchisee acquires an existing facility versus building new, local construction costs across markets from suburban California to greater Seattle, and equipment specifications. Oilstop's acquisition by Silfra Capital in 2018 introduced private equity-level financial discipline to the franchise program, which typically means more rigorous underwriting standards for franchisee candidates, more formal FDD documentation, and a more structured approach to growth capital deployment. The automotive quick-lube category is generally regarded as SBA-eligible due to its tangible asset base and established industry revenue benchmarks, though prospective franchisees should confirm current lender classification with their financial advisors. No veteran-specific incentive discounts have been publicly disclosed by Oilstop. Total cost of ownership analysis must account not only for the initial investment but for ongoing working capital to sustain operations through the ramp period, which in quick-lube formats typically runs three to nine months before a location reaches its customer volume steady state.

The Oilstop franchise operating model is built around the drive-thru quick-lube format, which is structurally distinct from bay-style service centers in both customer experience and labor efficiency. Customers remain in their vehicles throughout the service process, which means no waiting room management, no indoor retail complexity, and a streamlined physical facility design. The core product is the 33-point service and inspection combined with an oil change, with additional revenue-generating services including tire rotations, brake repairs, engine tune-ups, gear treatment, power drain service, PCV valve replacement, engine stop leak service, internal engine cleaning, engine treatment, and fuel system cleaners — a breadth of offerings that supports average ticket expansion beyond the base oil change price. Staffing is built around certified technicians with documented years of experience; Oilstop emphasizes technician certification as a quality and liability management standard, not merely a marketing claim. Initial training for new franchisees is an immersive two-week program conducted at Oilstop's corporate headquarters, covering operational procedures, business management strategy, customer service protocols, and the proprietary 33-point inspection process. Beyond initial training, the franchise program provides operations manuals, video training resources, ongoing consulting, a point-of-sale system leveraging computer and wireless technology, and advertising, marketing, and sales assistance. Franchisees also receive designated territories, providing geographic exclusivity that protects the franchisee's customer base from internal brand competition. The franchise program includes field consulting and ongoing support from a leadership team that encompasses a VP of Development and Construction, Directors of People and Mission, Store Operations, Training, and Marketing — an organizational structure reflecting the maturity Silfra Capital has invested in the franchise support infrastructure since the 2018 acquisition. Oilstop also operates a fleet program offering 10-to-15% discounts to businesses operating four or more vehicles, providing franchisees with a B2B revenue channel that complements the consumer drive-thru business and adds recurring commercial account revenue to the unit's income mix.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, which means prospective franchisees cannot draw on franchisor-certified average revenue, median unit sales, or quartile performance distributions when building their investment models. This is a material consideration in the due diligence process and is not unusual in the franchise industry — Item 19 disclosure is optional under Federal Trade Commission rules, and many franchisors across all categories elect not to provide it. In the absence of Item 19 data, investors must rely on industry benchmarking, operational proxies, and independent research to build bottom-up revenue projections. The U.S. quick-lube industry benchmark of approximately 28 to 35 oil changes performed per shop per day provides a volume baseline; at an average ticket that incorporates synthetic oil upgrades and ancillary services, a well-performing quick-lube location in a high-traffic corridor can generate meaningful annual revenue. The fact that 87% of professional oil change customers use branded chains rather than independents structurally supports franchised operators like Oilstop over unbranded competition. Customer satisfaction data for Oilstop is meaningfully positive: on one review platform, 86% of reviews are five-star and 9% are four-star; on another, the brand carries a 4.7-out-of-5-star rating from 1,588 reviews, with 1,371 of those being five stars. High customer satisfaction ratings in the quick-lube category correlate strongly with repeat visit frequency, which is a primary driver of unit revenue consistency. Oilstop's drive-thru model, no-appointment-necessary positioning, and documented 15-to-20-minute service time on fleet accounts suggest a throughput-oriented operation designed to maximize daily transaction volume. Investors conducting independent financial modeling should engage existing franchisees directly during the legally required discovery process and request unit-level performance context that, while not certified in the FDD, can inform realistic revenue range construction.

Oilstop's growth trajectory since the 2018 Silfra Capital acquisition reflects a deliberate, acquisition-led expansion strategy rather than purely organic new-unit development. The company opened six new locations within 18 months prior to December 2021, a pace that indicates meaningful acceleration from the brand's pre-acquisition growth rate. Key acquisitions include two locations in Eugene and Springfield, Oregon, acquired from Pit Stop USA and subsequently renovated to Oilstop brand standards, plus two locations in Auburn and Federal Way, Washington, representing the brand's entry into the greater Seattle market. The five-state footprint — Oregon, Washington, California, Arizona, and New Mexico — reflects a West Coast and Southwest concentration that gives the brand geographic coherence and supply chain efficiency. The competitive moat for Oilstop centers on several factors: the drive-thru format, which commands strong consumer preference given the increasing premium placed on time and convenience; the "servant's heart" service culture that generates measurably high customer satisfaction and retention rates; a standardized 33-point inspection that creates consistent customer value perception across locations; and an institutional private equity parent that provides capital access and operational infrastructure uncommon among brands of this size. The brand is also positioned to capture market share from the trend toward digital engagement — with 68% of quick-lube customers now booking digitally and 54% of shops offering same-day service, Oilstop's technology infrastructure including its point-of-sale computer and wireless systems provides the baseline for digital channel development. The electric vehicle transition, while a long-term industry consideration, creates near-term opportunity for Oilstop to differentiate through service diversification, mirroring the industry's 19% adoption rate of EV-adjacent services like tire rotations and coolant maintenance. The fleet program, offering structured commercial discounts and no-contract recurring service to multi-vehicle businesses, represents an underappreciated but strategically valuable B2B revenue layer.

The ideal Oilstop franchise candidate is an entrepreneur with demonstrated management experience, a preference for systematic operational execution, and sufficient capital to meet the $1,000,000 net worth requirement and $105,000-to-$200,000 liquid capital threshold. Because the drive-thru quick-lube model relies on technician certification, labor scheduling precision, and high daily transaction throughput, operators with backgrounds in logistics, retail management, automotive services, or multi-unit hospitality are particularly well-suited to the model. Oilstop's five-state concentration in Oregon, Washington, California, Arizona, and New Mexico defines the current opportunity geography, with the greatest recent activity in the Pacific Northwest and expansion into the greater Seattle metropolitan market suggesting that Washington state represents active development territory. Markets with high vehicle ownership density, commuter traffic corridors, and limited existing quick-lube branded competition within a given territory provide the most favorable unit economics environment. The two-week initial training requirement at corporate headquarters means franchisees must be prepared for a meaningful time investment prior to opening, and the ongoing consulting and field support structure suggests the brand expects active owner involvement in the early operating period rather than a purely passive investment posture. Franchise agreement term lengths, renewal terms, and resale conditions are governed by the FDD and should be reviewed in detail with a qualified franchise attorney before signing. Multi-unit development interest is consistent with Silfra Capital's growth objectives, and investors with capital and management capacity to develop two or more locations in a defined territory are likely to be viewed favorably by the franchisor's development team.

The Oilstop franchise opportunity sits at the intersection of a structurally growing industry, a regionally dominant brand with institutionally backed expansion capital, and a drive-thru operating format that aligns precisely with consumer preferences for speed, convenience, and professional service. The U.S. oil change service market's projected 5.9% CAGR through 2030 provides a durable demand environment, and Oilstop's 4.7-star customer satisfaction rating across more than 1,500 reviews reflects a brand execution standard that converts first-time visitors into repeat customers — the single most important driver of quick-lube unit economics. The FPI Score of 44, rated Fair by independent analysis, reflects a brand in active growth mode with meaningful institutional backing but a franchise network still in the scaling phase, which carries both opportunity and execution risk that prospective investors must weigh carefully against their risk tolerance and capital position. The absence of Item 19 financial performance disclosure requires investors to conduct especially rigorous independent financial modeling, franchisee discovery conversations, and territory-level demand analysis before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Oilstop franchise cost, structure, and performance signals against competing quick-lube and automotive service franchise opportunities across the full category. For an investment of this magnitude — with a total investment range reaching $647,425 at the upper end of the primary estimate — independent, data-verified intelligence is not optional. Explore the complete Oilstop franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

44/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Oilstop based on SBA lending data

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loan Volume

4 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.3 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Oilstopunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Oilstop