SBA Lender Directory
Public SBA 7(a) and 504 FOIA. Name, headquarters state, historical loan count, average size. PeerSense does not speak for these banks and does not claim they will fund your file.
Showing 1-50 of 100 lenders
Methodology: figures from public SBA 7(a)/504 loan data. Default is the charge-off rate on the resolved loans (paid in full or charged off) (loans that have reached a final outcome), not a lifetime or recent-vintage rate, which would understate or overstate true performance. Lenders with fewer than 100 matured-cohort loans show “–” (sample too small to publish a fair rate).
Sources: SBA 7(a) Foia Data, Federal Reserve H.15
What is on this SBA lender directory?
This directory lists SBA-approved lenders from public FOIA. Ranked by historical 7(a) loan count. Average size and headquarters state are FOIA facts. We do not publish buy boxes, FICO floors, or a claim that a named bank will fund a named brand.
, PeerSense Capital Advisory · Updated April 27, 2026
Top 10 SBA Lenders by Volume
Ranked by total SBA 7(a) loans funded. Source: SBA FOIA data.
Wells Fargo Bank National Association
Bank of America, National Association
JPMorgan Chase Bank, National Association
The Huntington National Bank
U.S. Bank, National Association
PNC Bank, National Association
Citizens Bank, National Association
TD Bank, National Association
Manufacturers and Traders Trust Company
Bank of Hope
| Lender | State | Activity | Loan Focus | Coverage |
|---|---|---|---|---|
| SD | High Volume | Mid-Market | 55 states | |
| NC | High Volume | Small Business | 52 states | |
| OH | High Volume | Small Business | 53 states | |
| OH | High Volume | Mid-Market | 51 states | |
| OH | High Volume | Mid-Market | 51 states | |
| DE | High Volume | Small Business | 51 states | |
| RI | High Volume | Small Business | 32 states | |
| DE | High Volume | Small Business | 42 states | |
| NY | High Volume | Small Business | 37 states | |
| CA | High Volume | Mid-Market | 53 states | |
| UT | High Volume | Mid-Market | 49 states | |
| NJ | High Volume | Mid-Market | 51 states | |
| OH | High Volume | Mid-Market | 46 states | |
| NC | High Volume | Mid-Market | 46 states | |
| OR | High Volume | Mid-Market | 53 states | |
| VA | High Volume | Small Business | 51 states | |
| ME | High Volume | Mid-Market | 53 states | |
| IL | High Volume | Mid-Market | 50 states | |
| NC | High Volume | Large Loans | 53 states | |
| UT | High Volume | Large Loans | 53 states | |
| FL | High Volume | Mid-Market | 52 states | |
| TX | High Volume | Mid-Market | 49 states | |
| TX | High Volume | Small Business | 52 states | |
| PR | High Volume | Small Business | 15 states | |
| NY | High Volume | Mid-Market | 52 states | |
| MA | High Volume | Small Business | 12 states | |
| NY | High Volume | Large Loans | 53 states | |
| FL | High Volume | Mid-Market | 51 states | |
| OH | High Volume | Mid-Market | 38 states | |
| AL | High Volume | Mid-Market | 33 states | |
| SD | High Volume | Small Business | 30 states | |
| SC | High Volume | Mid-Market | 55 states | |
| MS | High Volume | Mid-Market | 52 states | |
| DE | High Volume | Small Business | 21 states | |
| IN | High Volume | Mid-Market | 39 states | |
| MT | High Volume | Mid-Market | 25 states | |
| OH | High Volume | Large Loans | 50 states | |
| VA | High Volume | Micro Loans | 51 states | |
| WI | High Volume | Small Business | 20 states | |
| High Volume | Mid-Market | 53 states | ||
| CA | High Volume | Large Loans | 42 states | |
| AR | High Volume | Mid-Market | 47 states | |
| MA | High Volume | Mid-Market | 46 states | |
| OH | High Volume | Mid-Market | 52 states | |
| IL | High Volume | Large Loans | 52 states | |
| MN | High Volume | Mid-Market | 52 states | |
| FL | High Volume | Large Loans | 45 states | |
| MT | High Volume | Mid-Market | 29 states | |
| NC | High Volume | Large Loans | 49 states | |
| CA | High Volume | Large Loans | 51 states |
Wells Fargo Bank National Association
SDBank of America, National Association
NCJPMorgan Chase Bank, National Association
OHThe Huntington National Bank
OHU.S. Bank, National Association
OHPNC Bank, National Association
DECitizens Bank, National Association
RITD Bank, National Association
DEManufacturers and Traders Trust Company
NYBank of Hope
CAZions Bank, A Division of
UTReadycap Lending, LLC
NJKeyBank National Association
OHTruist Bank
NCColumbia Bank
ORCapital One, National Association
VANortheast Bank
MEBMO Bank National Association
ILLive Oak Banking Company
NCCeltic Bank Corporation
UTBayFirst National Bank
FLComerica Bank
TXVelocitySBA, LLC
TXBanco Popular de Puerto Rico
PRPopular Bank
NYEastern Bank
MANewtek Small Business Finance, Inc.
NYNewtek Bank, National Association
FLFifth Third Bank
OHRegions Bank
ALCitibank, N.A.
SDBusiness Loan Center, LLC
SCCadence Bank
MSSantander Bank, National Association
DEOld National Bank
INGlacier Bank
MTFirst Financial Bank
OHCOFSB, National Association
VAAssociated Bank, National Association
WIMISSINGMAINBANKID
Hanmi Bank
CASimmons Bank
ARBrookline Bank, a Division of Beacon Bank and Trust
MAUnited Midwest Savings Bank National Association
OHByline Bank
ILStearns Bank National Association
MNSouthState Bank, National Association
FLFirst Interstate Bank
MTFirst-Citizens Bank & Trust Company
NCBanc of California
CAFinding the Right Capital Source
This is a FOIA directory, not a buy box. The names, headquarters states, loan counts, and average sizes come from public SBA 7(a) and 504 data. PeerSense is a capital advisory firm. PeerSense sources capital through a curated network of commercial lenders and capital sources. We do not underwrite, and we do not speak for these banks. Tell us about your deal if you want us to look at it.
Why Work With PeerSense?
PeerSense sources capital through a curated network of commercial lenders and capital sources. The desk helps structure and place deals across multiple capital sources. Whether you need an SBA loan for a franchise acquisition, CMBS financing for commercial real estate, or private credit for a specialty transaction, we identify the right capital source and help you through the process. Referral fee established upfront and paid at closing.
How It Works
Tell us about your deal and we'll go to work. We'll analyze your transaction, match it against our lender network, and introduce you to capital sources that are actively lending in your space. Most clients hear back from a PeerSense advisor after the file is on the desk. Browse our industry benchmarks and lending calculators to get started with your own research. Use our SBA Loan Calculator to estimate monthly payments before choosing a lender.
Browse All SBA Lenders A-Z
Browse SBA Lenders by State
Find SBA-approved lenders in your state. Each page shows lenders headquartered there with activity data.
Compare Capital Programs
PeerSense covers the full commercial capital stack. Match your deal to the right program.
Originator warehouse
$100M a monthFocus $100 million a month. Will look at $10 million a month. $10 million is not the focus.
Invoice Factoring
0.5–3.5% / 30dB2B invoices from $20 million a month. Advance 80 to 95 percent of face.
CMBS Conduit
5.60–7.10%10 year Non Recourse fixed, $10 million and up, fully assumable
Bridge Loans
9.00–14.00%$10 million and up. Cash in about 35 percent. Name the takeout first.
Data Center
CRS to 89%$1 billion to $30 billion plus. Signed or guaranteed hyperscaler lease.
Contracted revenue sale
Up to 89%15 year lease signed or guaranteed by a hyperscaler. Size follows the lease.
Hotel Financing
SearchHotel is search only. Public floor $10 million and up. Cash in about 35 percent.
Private Credit
7.80–18.00%Non-bank flexibility. Public CRE floor $10 million and up.
DSCR Investor
SearchSearch path. Public CRE floor $10 million and up.
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.