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Realty World

Realty World

The total investment to open a Realty World franchise ranges from $72,800 to $935,200. The initial franchise fee is $49,900. Ongoing royalties are 7% plus a 2% advertising fee.

What is the Realty World franchise?

Realty World is a real estate brokerage business where agents help people buy and sell property. The estimated total initial investment is $72,800 to $935,200, and the initial franchise fee is $49,900.

The royalty is 7 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years. Realty World is headquartered in Madera, CA. Cost and fee figures are from the 2026 Franchise Disclosure Document.

Loan Activity Score

27/100

SBA Default Rate

44.4%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, Realty World has 11 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 18 loans to franchisees of Realty World. PeerSense calculates Realty World's score as 27 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

11 locations

Investment

$72,800 to $935,200

Franchise Fee

$49,900

Total Units

11

11 franchised

Loan Activity Score
Medium
27
SBA Lending
0
Lender Quality
7
Transparency
10
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for Realty World

18

Total SBA loans

$442K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Realty World

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
27out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

44.4%

vs 8.9% peer avg

SBA Loans

18

Total Volume

$8.0M

Active Lenders

12

States

8

vs. SBA Sector Average

-35.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Realty World based on SBA lending data

SBA Default Rate

44.4%

35.5% above peer avg

SBA Loan Volume

18 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 1.5 loans per lender

Investment Tier

Significant investment

$72,800 to $935,200 total

Realty World: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

5 approvals. The best year on record for Realty World.

Top SBA State

California

13 SBA financed Realty World locations, the densest operator footprint.

Average Loan Size

$447K

Median $242K. Use as a sizing anchor when modeling your own Realty World unit.

Lender Concentration

40%

Concentrated

Share of Realty World approvals captured by the top 3 SBA lenders.

Realty World's SBA lending pipeline peaked in 2006 (5 approvals). The last five fiscal years account for 6% of cumulative volume ($883K approved). Operator density is highest in California with 13 SBA financed locations. Average funded ticket sits at $447K, with the median at $242K. Lender mix is concentrated: the top three SBA lenders account for 40% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$58K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$754

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Realty World, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for Realty World

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Realty World

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.