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Gymguyz

Gymguyz

The total investment to open a Gymguyz franchise ranges from $62,700 to $176,000. The initial franchise fee is $66,120. Ongoing royalties are 7% plus a 2% advertising fee.

What is the Gymguyz franchise?

Gymguyz is a personal training business that brings workouts to customers, with an estimated opening investment of $62,700 to $176,000, according to its 2024 Franchise Disclosure Document. The initial franchise fee is $66,120.

The royalty is 7 percent, and the advertising fund fee is 2 percent. The franchise agreement runs for 10 years.

Gymguyz is headquartered in Allentown, Pennsylvania. The business was founded in 2008 and began franchising in 2013.

Loan Activity Score

67/100

SBA Default Rate

27.0%

Active Lenders

11

According to its Franchise Disclosure Document or public business records, Gymguyz has 25 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 37 loans to franchisees of Gymguyz. PeerSense calculates Gymguyz's score as 67 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.

Franchising since 2008 · 25 locations

Investment

$62,700 to $176,000

Franchise Fee

$66,120

Total Units

25

25 franchised

Loan Activity Score
High
67
SBA Lending
10
Lender Quality
11
Transparency
10
Reach
9
Momentum
27

Proprietary PeerSense metric

Strong
Capital Sources
11SBA lenders

Distinct lenders in public SBA records for Gymguyz

37

Total SBA loans

$166K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Gymguyz

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
67out of 100
Strong
Market Momentum27/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

27.0%

vs 10.8% peer avg

SBA Loans

37

Total Volume

$6.1M

Active Lenders

11

4 selective

States

16

vs. SBA Sector Average

-16.2%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed
Growing lender activity

Data Insights

Key performance metrics for Gymguyz based on SBA lending data

SBA Default Rate

27.0%

16.2% above peer avg

SBA Loan Volume

37 loans

Across 11 lenders

Lender Diversity

11 lenders

Avg 3.4 loans per lender

Investment Tier

Mid range investment

$62,700 to $176,000 total

Gymguyz: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

8 approvals. The best year on record for Gymguyz.

Top SBA State

Pennsylvania

5 SBA financed Gymguyz locations, the densest operator footprint.

Average Loan Size

$166K

Median $150K. Use as a sizing anchor when modeling your own Gymguyz unit.

Lender Concentration

62.2%

Concentrated

Share of Gymguyz approvals captured by the top 3 SBA lenders.

Gymguyz's SBA lending pipeline peaked in 2023 (8 approvals). The last five fiscal years account for 54% of cumulative volume ($4.2M approved). Operator density is highest in Pennsylvania with 5 SBA financed locations. Average funded ticket sits at $166K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 62.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$50K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$649

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Gymguyz, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for Gymguyz

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Gymguyz

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman