John Deere
The total investment to open a John Deere franchise ranges from $169,500 to $1.7M.
What is the John Deere franchise?
John Deere dealerships sell farm, construction and turf care equipment to farmers, contractors and groundskeepers. The estimated total initial investment to open is $169,500 to $1,720,300.
The company was founded in 1837 and is headquartered in Brunswick, Maine.
Loan Activity Score
38/100
SBA Default Rate
7.1%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, John Deere has 15 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 14 loans to franchisees of John Deere. PeerSense calculates John Deere's score as 38 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1837 · 15 locations
$169,500 to $1.7M
15
15 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for John Deere
14
Total SBA loans
$782K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for John Deere
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
7.1%
vs 13.6% peer avg
SBA Loans
14
Total Volume
$10.9M
Active Lenders
14
States
12
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for John Deere based on SBA lending data
SBA Default Rate
7.1%
6.5% below peer avg
SBA Loan Volume
14 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$169,500 to $1,720,300 total
John Deere: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2011
4 approvals. The best year on record for John Deere.
Top SBA State
Maine
3 SBA financed John Deere locations, the densest operator footprint.
Average Loan Size
$789K
Median $565K. Use as a sizing anchor when modeling your own John Deere unit.
Lender Concentration
18.8%
Highly Diversified
Share of John Deere approvals captured by the top 3 SBA lenders.
John Deere's SBA lending pipeline peaked in 2011 (4 approvals). Operator density is highest in Maine with 3 SBA financed locations. Average funded ticket sits at $789K, with the median at $565K. Lender mix is highly diversified: the top three SBA lenders account for 18.8% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$1,755
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
John Deere, unit breakdown
Explore Funding for John Deere
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman