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Rates
Rhea Lana's

Rhea Lana's

The total investment to open a Rhea Lana's franchise ranges from $42,000 to $69,000. The initial franchise fee is $19,500. Ongoing royalties are 1%.

What is the Rhea Lana's franchise?

Rhea Lana's sells secondhand children's clothing and goods to families; the estimated total initial investment is $42,000 to $69,000. Its 2024 Franchise Disclosure Document lists an initial franchise fee of $19,500.

The royalty is 1 percent of sales. The franchise agreement lasts 5 years.

Rhea Lana's was founded in 1997 and is headquartered in Conway, AR.

Loan Activity Score

50/100

SBA Default Rate

0.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, Rhea Lana's has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 3 loans to franchisees of Rhea Lana's. PeerSense calculates Rhea Lana's's score as 50 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2024 FDD ON FILEUsed Merchandise Stores

Franchising since 1997 · 2 locations

Investment

$42,000 to $69,000

Franchise Fee

$19,500

Total Units

2

2 franchised

Loan Activity Score
Low
50
SBA Lending
25
Lender Quality
9
Transparency
9
Reach
4
Momentum
3

Proprietary PeerSense metric

Moderate
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Rhea Lana's

3

Total SBA loans

$23K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Rhea Lana's

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
50out of 100
Moderate
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 13.6% peer avg

SBA Loans

3

Total Volume

$0.1M

Active Lenders

2

1 selective

States

2

vs. SBA Sector Average

+13.6%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Franchise Financing Resources

SBA Loan Calculator| Franchise Funding Options| SBA Loans| Business Acquisition Financing| Equipment Financing| Bridge Loans| Compare 899 SBA Lenders| Free Deal Scan| How to Read an FDD

Data Insights

Key performance metrics for Rhea Lana's based on SBA lending data

SBA Default Rate

0.0%

13.6% below peer avg

SBA Loan Volume

3 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.5 loans per lender

Investment Tier

Low cost entry

$42,000 to $69,000 total

Payment Estimator

Loan Amount$34K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$435

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Rhea Lana's, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Rhea Lana's

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Rhea Lana's

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.