It's A Grand Coffee House Eagl
Franchising since 1994 · 5 locations
The total investment to open a It's A Grand Coffee House Eagl franchise ranges from $124,000 - $285,000. The initial franchise fee is $36,000. It's A Grand Coffee House Eagl currently operates 5 locations (5 franchised). The top SBA 7(a) lenders for It's A Grand Coffee House Eagl are Banc of California, Banner Bank and Stearns Bank. PeerSense FPI health score: 16/100.
$124,000 - $285,000
$36,000
5
5 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for It's A Grand Coffee House Eagl financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
28.6%
2 of 7 loans charged off
SBA Loans
7
Total Volume
$1.5M
Active Lenders
4
States
2
Top SBA Lenders for It's A Grand Coffee House Eagl
What is the It's A Grand Coffee House Eagl franchise?
The question every serious franchise investor asks before committing six figures to a coffee concept is deceptively simple: is this brand positioned where the market is going, or where it has already been? It's A Grand Coffee House Eagl, headquartered in Corona, California, represents a neighborhood-focused coffee franchise operating within one of the most resilient consumer categories in the limited-service restaurant sector. The brand currently operates 5 total units, all franchised, with zero company-owned locations — a structure that places the full operational experience directly in the hands of owner-operators rather than corporate managers. To understand the investment context for It's A Grand Coffee House Eagl, it is essential to ground the analysis in the broader It's A Grind Coffee House lineage, a brand founded in 1994 in Long Beach, California, by husband-and-wife team Marty Cox and Louise Montgomery, who opened their first location in 1995 with a deliberate mission: create a neighborhood gathering place built around freshly roasted coffee and genuine human connection. By 2000, that vision had produced five operating units; by 2001, the company had scaled to 105 locations across 14 states with over 100 additional units in development. In 2014, the brand was acquired by Retail Food Group USA, a multi-brand retail food franchisor and wholesale coffee roaster now operating from its corporate address at 14071 Stage Road, Santa Fe Springs, California 90670, with Andre Nell serving as CEO of the parent organization as of December 2022. The It's A Grand Coffee House Eagl franchise opportunity carries that neighborhood-coffee DNA forward into a compact, franchisee-operated format, competing for investor attention in a global cafe market valued at USD 298.72 billion in 2023 and projected to reach USD 430.02 billion by 2030. Independent analysis, not marketing copy, demands that investors understand both the category's genuine tailwinds and the specific unit economics of this particular franchise before signing any agreement.
The limited-service restaurant and cafe market presents a structurally favorable investment environment for coffee-forward franchise concepts entering the mid-2020s. The global limited-service restaurant market was valued at USD 1.2 trillion in 2024 and is projected to reach USD 1.4 trillion by 2030, growing at a compound annual growth rate of 3.2% over that period, while a parallel forecast projects the sector reaching USD 2,087.3 million by 2035 from a 2025 base of USD 1,281.4 million, representing a CAGR of 5.0%. Within that broader category, the cafe segment is outperforming at a 5.4% CAGR through 2030, driven by rapid urbanization in developing markets, the time-strapped workforce's growing preference for coffee-to-go service, and a well-documented consumer pivot toward premium, artisanal, and specialty coffee products. The U.S. market alone was valued at USD 315.1 billion in 2024, and dine-in sales accounted for 65.5% of global cafe revenue in 2023, signaling that the neighborhood coffeehouse format — the exact positioning of It's A Grand Coffee House Eagl — remains the dominant consumption channel. Online delivery is expected to grow at a CAGR of 6.2% from 2024 to 2030, creating an incremental revenue layer that neighborhood coffee concepts are increasingly capturing through third-party platform integration. Consumer trends further accelerating demand include the adoption of mobile ordering, AI-driven personalization, plant-based beverage alternatives, and contactless payment systems — all of which lower friction and increase purchase frequency in the core coffee consumer demographic. The competitive landscape in specialty coffee remains meaningfully fragmented despite the dominance of a few national chains, which creates genuine white space for differentiated neighborhood concepts with strong local identity, consistent product quality, and owner-operator service standards. The macro environment — urbanization, remote and hybrid work schedules generating mid-day coffee occasions, and rising consumer income in suburban California markets — creates a specific and identifiable tailwind for a Corona, California-based franchise system like It's A Grand Coffee House Eagl.
Evaluating the It's A Grand Coffee House Eagl franchise investment requires a clear-eyed look at the capital structure from entry to ongoing operations. The total initial investment range for an It's A Grand Coffee House Eagl franchise spans from $124,000 on the low end to $285,000 at the high end, a range that reflects meaningful variability driven by real estate conditions, build-out scope, equipment specifications, geographic labor costs, and the specific store format being deployed. For reference, the broader It's A Grind Coffee House system has historically quoted total investment ranges of $173,150 to $473,000 in one disclosure context and $248,000 to $466,000 in another, suggesting that the $124,000 to $285,000 range for the It's A Grand Coffee House Eagl format represents a more accessible, lower-capital entry point relative to the parent system's full-build specifications — an important distinction for prospective investors doing cross-format comparisons. Within the It's A Grind Coffee House system, the initial franchise fee has been documented at multiple price points including $15,000 to $25,000 in certain disclosure periods and $36,000 in others, reflecting the evolution of the system's fee structure under Retail Food Group USA's ownership. Ongoing fees within the It's A Grind Coffee House framework include a royalty rate of 6% of gross sales, a figure consistent with the specialty coffee franchise category average and comparable to the royalty structures of similarly positioned neighborhood coffee concepts. The advertising or brand fund fee, while not explicitly stated in current disclosures for this format, typically runs between 1% and 5% in the quick-service restaurant sector, and prospective investors should clarify this figure directly in the Franchise Disclosure Document. The It's A Grind Coffee House system offers financing through third-party lenders, and a veteran discount is available — a meaningful benefit given that veterans represent a disproportionately high percentage of successful franchise owner-operators nationally. For investors calibrating whether this represents an accessible, mid-tier, or premium capital commitment, the $124,000 to $285,000 investment range positions It's A Grand Coffee House Eagl as a genuinely accessible franchise investment relative to the full-service coffee build-out landscape, where total investment costs can exceed $500,000 at many competing neighborhood concepts.
The daily operational reality of an It's A Grand Coffee House Eagl franchise centers on the brand's foundational identity as a neighborhood gathering place — a concept specifically engineered to generate high repeat customer frequency from a geographically concentrated trade area. The coffee business model, as the It's A Grind Coffee House system has long acknowledged, draws its customer base from a relatively small neighborhood radius around each store, which means that location selection, community integration, and consistent daily execution are the primary levers of unit-level performance. The menu architecture spans fine Arabica coffees micro-roasted in small batches, handcrafted espresso drinks, iced teas, smoothies, fresh lemonades, hand-rolled burritos, bagels, sandwiches, and baked goods including muffins, croissants, and scones — a diversified daypart strategy that generates revenue across morning, midday, and afternoon occasions rather than relying exclusively on the morning coffee rush. Importantly, the It's A Grind Coffee House franchise system has explicitly structured its training program so that no prior retail coffee experience is required — the business is designed around general management skills and personnel development capabilities, not barista expertise, which meaningfully expands the qualified investor pool. The training and support infrastructure includes management and franchisee training, on-site opening support, product and equipment support, site selection assistance, and store layout and design assistance, along with ongoing support following the opening period. The system trains baristas through documented protocols designed to ensure excellence and consistency in drink preparation across all franchise locations, addressing one of the most common failure points in independent coffee operations: product inconsistency that erodes repeat customer loyalty. Both single-unit and multi-unit area development agreements are available within the system, giving investors the flexibility to enter at a manageable scale and expand within a defined territory, a structure that has historically been the primary driver of unit count growth in franchise coffee systems. The It's A Grand Coffee House Eagl franchise operates as an owner-operator model, meaning the franchisee's direct involvement in daily operations, staff development, and community relationship-building is the central driver of competitive differentiation versus both independent coffee shops and larger chain competitors.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for It's A Grand Coffee House Eagl. This is a material fact that every prospective investor must weigh carefully in their due diligence process, as it means there is no franchisor-provided average revenue per unit, median revenue figure, or operating margin benchmark against which to evaluate the investment. Approximately 66% of franchise systems now include some form of financial performance representation in their Item 19 disclosure, which means the absence of this data places It's A Grand Coffee House Eagl in the minority of franchises by current industry practice — a circumstance that increases the due diligence burden on prospective investors but does not in itself indicate poor performance. To construct an informed revenue expectation, investors should reference industry benchmarks: the global cafe market generates average unit volumes that vary dramatically by format, market, and operator quality, with neighborhood coffee concepts in suburban California markets typically operating within a revenue range that reflects the local population density, average ticket size, and transaction volume achievable in a small-batch, artisanal coffee positioning. The It's A Grind Coffee House system, from which It's A Grand Coffee House Eagl derives its operating DNA, grew from 5 units in 2000 to over 100 locations in 14 states by 2001, demonstrating that the underlying business model has historically supported multi-location scaling — a signal that unit economics were sufficient to motivate franchisee expansion. The royalty structure of 6% of gross sales creates a direct alignment between franchisor and franchisee revenue performance, since the franchisor collects more as units generate more, which is a positive structural signal about the system's incentive alignment. Investors should request the current FDD directly from the franchisor, speak with the 5 current franchisees in the system under the federal rule that franchisors must provide franchisee contact information, and engage an independent franchise attorney and CPA to model conservative, base-case, and optimistic revenue scenarios before committing capital.
The It's A Grand Coffee House Eagl franchise system currently operates 5 franchised units with zero company-owned locations, a unit count that places the brand in the early-stage development phase of its franchise growth curve — a period that carries both elevated risk and elevated upside for pioneer franchisees who enter during initial system buildout. The broader It's A Grind Coffee House system reached over 100 locations by 2001, operated in more than 14 states, and as recently as May 2007 was reported to have over 100 coffeehouses across 14 states, demonstrating that the parent brand has successfully scaled a neighborhood coffee franchise model across multiple market cycles. As of December 2022, the It's A Grind system reported between 20 U.S. units and 81 total units depending on the data source, plus 8 international locations, reflecting some post-peak contraction that is common in franchise systems that scaled aggressively in the early 2000s and then rationalized their unit count through quality standards enforcement and market repositioning. The 2019 rollout of limited-time 25th anniversary promotions — including the Tie-Dyed Electric Blue Lemonade and 94-cent throwback pricing on 12-ounce drip coffees — demonstrated active brand marketing investment and consumer engagement capability that supports franchisee local marketing efforts. Retail Food Group USA's 2014 acquisition brought institutional operational infrastructure, multi-brand supply chain leverage, and wholesale coffee roasting capabilities to the system — competitive advantages that independent coffee operators cannot replicate at similar investment levels. The brand's stated expansion focus on specific California markets including Los Angeles, Beverly Hills, Santa Monica, Irvine, Santa Ana, Anaheim, Newport Beach, San Diego, Sacramento, San Francisco, San Jose, Palo Alto, Oakland, Carmel, Santa Clara, Cupertino, Lake Tahoe, Santa Cruz, and San Mateo provides a clear geographic roadmap for franchisees evaluating territory availability, with California's premium coffee consumer demographics — high household income, strong specialty coffee culture, and dense urban and suburban populations — representing some of the most favorable unit economics conditions in the national market. The brand's commitment to fine Arabica coffees micro-roasted in small batches positions It's A Grand Coffee House Eagl squarely within the specialty and artisanal coffee segment, which is the fastest-growing sub-segment of the cafe market and the area most insulated from commodity price competition.
The ideal candidate for the It's A Grand Coffee House Eagl franchise opportunity is a hands-on owner-operator with demonstrated management experience, strong interpersonal skills for community relationship-building, and the financial capacity to support the $124,000 to $285,000 total investment range from a position of financial stability rather than maximum leverage. Because the It's A Grind Coffee House franchise system explicitly requires no prior retail coffee experience, the candidate profile centers on general business management competency, the ability to recruit, train, and retain quality staff in a competitive labor market, and a genuine commitment to the neighborhood gathering-place identity that drives repeat customer frequency. The system's minimum net worth requirement within the broader It's A Grind framework has been documented at figures ranging from $350,000 to $450,000 depending on the disclosure period, and liquid capital requirements have ranged from $100,000 to $200,000 for single-unit development, parameters that define a financially qualified investor capable of sustaining operations through the initial ramp period without financial distress. Area development agreements are available for investors interested in multi-unit development across defined geographic territories, with the California markets explicitly identified by the system representing the highest-priority expansion zones given the state's outsized specialty coffee consumer base. The franchise agreement structure, training timeline, and territory exclusivity terms should be confirmed directly from the current FDD, as these parameters define the long-term economics of the franchise relationship beyond the initial investment. Investors with military backgrounds should specifically inquire about the veteran discount available within the It's A Grind Coffee House system, as this incentive can meaningfully reduce the effective entry cost for qualifying candidates.
The It's A Grand Coffee House Eagl franchise opportunity exists at the intersection of a structurally growing market and an early-stage franchise system — a combination that demands rigorous independent due diligence rather than reliance on promotional materials. The global cafe market's 5.4% CAGR through 2030, the U.S. limited-service restaurant market's $315.1 billion 2024 valuation, and California's position as one of the nation's most premium specialty coffee markets all create a favorable macro backdrop for a neighborhood coffee franchise with artisanal positioning and a community-gathering-place identity. The $124,000 to $285,000 total investment range makes this one of the more accessible entry points in the California coffee franchise landscape, and the Retail Food Group USA institutional backing provides supply chain, training, and operational infrastructure that would cost a pure independent operator significantly more to replicate. The FPI Score of 16, classified as Limited, is a quantitative signal that investors should examine alongside all available qualitative and operational data as part of a complete assessment — it reflects the data footprint of an early-stage system rather than a definitive judgment on business viability. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark It's A Grand Coffee House Eagl against other limited-service restaurant and specialty coffee franchise opportunities across every relevant investment dimension. Before committing capital to any franchise, the single most valuable step an investor can take is accessing independent, verified, third-party data that no franchisor's sales team will voluntarily provide — and that is precisely the function PeerSense was built to serve. Explore the complete It's A Grand Coffee House Eagl franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
16/100
SBA Default Rate
28.6%
Active Lenders
4
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for It's A Grand Coffee House Eagl based on SBA lending data
SBA Default Rate
28.6%
2 of 7 loans charged off
SBA Loan Volume
7 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.8 loans per lender
Investment Tier
Mid-range investment
$124,000 – $285,000 total
It's A Grand Coffee House Eagl — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2005
3 approvals — best year on record for It's A Grand Coffee House Eagl.
Top SBA State
California
6 SBA-financed It's A Grand Coffee House Eagl locations — the densest operator footprint.
Average Loan Size
$216K
Median $250K — use as a sizing anchor when modeling your own $It's A Grand Coffee House Eagl unit.
Lender Concentration
85.7%
Concentrated
Share of It's A Grand Coffee House Eagl approvals captured by the top 3 SBA lenders.
It's A Grand Coffee House Eagl's SBA lending pipeline peaked in 2005 (3 approvals). Operator density is highest in California with 6 SBA-financed locations. Average funded ticket sits at $216K, with the median at $250K. Lender mix is concentrated: the top three SBA lenders account for 85.7% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,284
Principal & Interest only
Locations
It's A Grand Coffee House Eagl — unit breakdown
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