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It's A Grand Coffee House Eagl

It's A Grand Coffee House Eagl

The total investment to open a It's A Grand Coffee House Eagl franchise ranges from $124,000 to $285,000. The initial franchise fee is $36,000.

What is the It's A Grand Coffee House Eagl franchise?

It's A Grand Coffee House Eagl is a coffee house that sells coffee to neighborhood customers. The estimated total initial investment is $124,000 to $285,000, and the initial franchise fee is $36,000.

The brand was founded in 1994 and is headquartered in CORONA, CA.

Loan Activity Score

16/100

SBA Default Rate

28.6%

Active Lenders

4

According to its Franchise Disclosure Document or public business records, It's A Grand Coffee House Eagl has 5 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 7 loans to franchisees of It's A Grand Coffee House Eagl. PeerSense calculates It's A Grand Coffee House Eagl's score as 16 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1994 · 5 locations

Investment

$124,000 to $285,000

Franchise Fee

$36,000

Total Units

5

5 franchised

Loan Activity Score
Medium
16
SBA Lending
0
Lender Quality
5
Transparency
4
Reach
4
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
4SBA lenders

Distinct lenders in public SBA records for It's A Grand Coffee House Eagl

7

Total SBA loans

$216K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for It's A Grand Coffee House Eagl

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
16out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

28.6%

vs 10.3% peer avg

SBA Loans

7

Total Volume

$1.5M

Active Lenders

4

States

2

vs. SBA Sector Average

-18.3%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for It's A Grand Coffee House Eagl based on SBA lending data

SBA Default Rate

28.6%

18.3% above peer avg

SBA Loan Volume

7 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.8 loans per lender

Investment Tier

Mid range investment

$124,000 to $285,000 total

It's A Grand Coffee House Eagl: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2005

3 approvals. The best year on record for It's A Grand Coffee House Eagl.

Top SBA State

California

6 SBA financed It's A Grand Coffee House Eagl locations, the densest operator footprint.

Average Loan Size

$216K

Median $250K. Use as a sizing anchor when modeling your own It's A Grand Coffee House Eagl unit.

Lender Concentration

85.7%

Concentrated

Share of It's A Grand Coffee House Eagl approvals captured by the top 3 SBA lenders.

It's A Grand Coffee House Eagl's SBA lending pipeline peaked in 2005 (3 approvals). Operator density is highest in California with 6 SBA financed locations. Average funded ticket sits at $216K, with the median at $250K. Lender mix is concentrated: the top three SBA lenders account for 85.7% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$99K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,284

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

It's A Grand Coffee House Eagl, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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It's A Grand Coffee House Eagl

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman