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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
Gideon Math & Reading

Gideon Math & Reading

The total investment to open a Gideon Math & Reading franchise ranges from $158,200 to $308,700. The initial franchise fee is $60,000. Ongoing royalties are 5%.

What is the Gideon Math & Reading franchise?

Gideon Math & Reading is a tutoring business that helps students build math and reading skills. The estimated total initial investment is $158,200 to $308,700, and the initial franchise fee is $60,000.

The royalty is 5 percent of sales. The franchise agreement term is 5 years. The brand was founded in 2004 and is headquartered in Addison, TX.

Loan Activity Score

49/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Gideon Math & Reading has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Gideon Math & Reading. PeerSense calculates Gideon Math & Reading's score as 49 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2004 · 1 location

Investment

$158,200 to $308,700

Franchise Fee

$60,000

Total Units

1

1 franchised

Loan Activity Score
Low
49
SBA Lending
18
Lender Quality
3
Transparency
8
Reach
3
Momentum
17

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Gideon Math & Reading

1

Total SBA loans

$120K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Gideon Math & Reading

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
49out of 100
Fair
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.5% peer avg

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

vs. SBA Sector Average

+9.5%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Gideon Math & Reading based on SBA lending data

SBA Default Rate

0.0%

9.5% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$158,200 to $308,700 total

Payment Estimator

Loan Amount$127K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,638

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Gideon Math & Reading, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Gideon Math & Reading

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.