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Rates
Iron Tribe Fitness

Iron Tribe Fitness

The total investment to open a Iron Tribe Fitness franchise ranges from $360,750 to $544,250. The initial franchise fee is $50,000.

What is the Iron Tribe Fitness franchise?

Iron Tribe Fitness is a gym offering coached workouts to customers. The estimated total initial investment is $360,750 to $544,250, and the initial franchise fee is $50,000.

The franchise is headquartered in LA. Iron Tribe Fitness was founded in 2012.

Loan Activity Score

44/100

SBA Default Rate

0.0%

Active Lenders

4

According to its Franchise Disclosure Document or public business records, Iron Tribe Fitness has 6 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 4 loans to franchisees of Iron Tribe Fitness. PeerSense calculates Iron Tribe Fitness's score as 44 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2012 · 6 locations

Investment

$360,750 to $544,250

Franchise Fee

$50,000

Total Units

6

6 franchised

Loan Activity Score
Low
44
SBA Lending
25
Lender Quality
9
Transparency
2
Reach
5
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
4SBA lenders

Distinct lenders in public SBA records for Iron Tribe Fitness

4

Total SBA loans

$296K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Iron Tribe Fitness

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
44out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 7.9% peer avg

SBA Loans

4

Total Volume

$1.2M

Active Lenders

4

1 selective

States

4

vs. SBA Sector Average

+7.9%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Iron Tribe Fitness based on SBA lending data

SBA Default Rate

0.0%

7.9% below peer avg

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$360,750 to $544,250 total

Iron Tribe Fitness: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2025

3 approvals. The best year on record for Iron Tribe Fitness.

Top SBA State

Alabama

3 SBA financed Iron Tribe Fitness locations, the densest operator footprint.

Average Loan Size

$365K

Median $308K. Use as a sizing anchor when modeling your own Iron Tribe Fitness unit.

Lender Concentration

57.1%

Concentrated

Share of Iron Tribe Fitness approvals captured by the top 3 SBA lenders.

Iron Tribe Fitness's SBA lending pipeline peaked in 2025 (3 approvals). The last five fiscal years account for 75% of cumulative volume ($1.4M approved). Operator density is highest in Alabama with 3 SBA financed locations. Average funded ticket sits at $365K, with the median at $308K. Lender mix is concentrated: the top three SBA lenders account for 57.1% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$289K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,734

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Iron Tribe Fitness, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Iron Tribe Fitness

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman