La-Z-Boy
The total investment to open a La-Z-Boy franchise ranges from $100,000 to $2.2M.
What is the La-Z-Boy franchise?
La-Z-Boy is a furniture retailer selling furniture to people furnishing their homes. Estimated total initial investment to open ranges from $100,000 to $2,249,210.
The company was founded in 1927 and is headquartered in Monroe, GA.
Loan Activity Score
46/100
SBA Default Rate
0.0%
Active Lenders
11
According to its Franchise Disclosure Document or public business records, La-Z-Boy has 19 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 13 loans to franchisees of La-Z-Boy. PeerSense calculates La-Z-Boy's score as 46 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1927 · 19 locations
$100,000 to $2.2M
19
19 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for La-Z-Boy
13
Total SBA loans
$586K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for La-Z-Boy
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
13
Total Volume
$7.6M
Active Lenders
11
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for La-Z-Boy based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
13 loans
Across 11 lenders
Lender Diversity
11 lenders
Avg 1.2 loans per lender
Investment Tier
Premium investment
$100,000 to $2,249,210 total
La-Z-Boy: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
4 approvals. The best year on record for La-Z-Boy.
Top SBA State
Washington
2 SBA financed La-Z-Boy locations, the densest operator footprint.
Average Loan Size
$1.1M
Median $1.8M. Use as a sizing anchor when modeling your own La-Z-Boy unit.
Lender Concentration
45.8%
Concentrated
Share of La-Z-Boy approvals captured by the top 3 SBA lenders.
La-Z-Boy's SBA lending pipeline peaked in 2015 (4 approvals). The last five fiscal years account for 8% of cumulative volume ($1.5M approved). Operator density is highest in Washington with 2 SBA financed locations. Average funded ticket sits at $1.1M, with the median at $1.8M. Lender mix is concentrated: the top three SBA lenders account for 45.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,035
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
La-Z-Boy, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman