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The Peach Cobbler Factory

The Peach Cobbler Factory

Franchising since 2013 · 19 locations

The total investment to open a The Peach Cobbler Factory franchise ranges from $157,444 - $458,274. The initial franchise fee is $34,950. Ongoing royalties are 6% plus a 1% advertising fee. The Peach Cobbler Factory currently operates 19 locations (19 franchised). PeerSense FPI health score: 66/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$157,444 - $458,274

Franchise Fee

$34,950

Total Units

19

19 franchised

FPI Score
High
66

Proprietary PeerSense metric

Strong
Capital Partners
8lenders available

Active capital sources verified for The Peach Cobbler Factory financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
66out of 100
Strong

SBA Lending Performance

SBA Default Rate

0.0%

0 of 33 loans charged off

SBA Loans

33

Total Volume

$6.7M

Active Lenders

8

States

11

Top SBA Lenders for The Peach Cobbler Factory

What is the The Peach Cobbler Factory franchise?

The discerning investor navigating the rapidly expanding "Snack and Nonalcoholic Beverage Bars" sector often faces a critical problem: identifying a franchise opportunity that offers both a proven concept and substantial growth potential within a highly competitive market. The fear of market saturation, undifferentiated products, or an inability to capture consumer interest can be paralyzing. The Peach Cobbler Factory emerges as a compelling guide in this landscape, presenting a focused, high-demand offering that taps into deeply rooted consumer preferences for comfort and indulgence. With a current footprint of 19 total units, all of which are strategically franchised, the brand demonstrates a deliberate and scalable expansion model. This 100% franchised structure is significant, indicating a strong commitment to empowering independent owner-operators and leveraging their local market expertise. While specific founding dates are not available, the brand's rapid ascent to 19 units underscores a robust market entry and effective concept validation. Its unique specialization in gourmet cobblers and complementary dessert items positions it distinctly within the broader snack category, which, globally, was valued at approximately $120 billion in 2022 and is projected to achieve a compound annual growth rate (CAGR) of 4.5% to 5.0%, potentially reaching $170 billion by 2030. Within the United States, the annual snack food market alone surpasses $100 billion, driven by sustained consumer demand for convenient, high-quality, and emotionally resonant food experiences. The Peach Cobbler Factory capitalizes on this expansive market by offering a niche product with broad appeal, addressing the consumer's desire for an accessible, premium dessert experience that evokes nostalgia and comfort. Its operational focus on a specialized menu streamlines inventory and preparation, enhancing efficiency and consistency across its 19 active locations, each contributing to a collective brand presence that is both growing and resonating with consumers, as evidenced by their aggregated Google ratings. This concentrated product offering allows for deep market penetration within its specific sub-segment of the dessert industry, distinguishing it from generalist eateries and positioning it for continued expansion in a market ripe for specialized indulgence.

The "Snack and Nonalcoholic Beverage Bars" industry presents a dynamic and attractive landscape for franchise investment, characterized by its resilience and consistent growth, even amidst economic fluctuations. The total addressable market within the U.S. for this segment consistently registers annual revenues exceeding $30 billion, demonstrating a stable year-over-year expansion rate typically ranging from 3% to 5%. This robust growth is primarily fueled by several key consumer trends. Firstly, there is an undeniable and enduring demand for accessible indulgence; consumers, particularly in post-pandemic environments, are increasingly seeking small, affordable luxuries that provide comfort and escapism. Secondly, the rise of convenience culture has made grab-and-go options and rapid service models exceedingly popular, with quick-service restaurants (QSRs) and snack bars perfectly aligning with busy lifestyles. Thirdly, the experiential economy drives demand for unique, shareable food items that offer a memorable experience, often amplified through social media platforms. The Peach Cobbler Factory, with its specialized menu, directly taps into these trends, offering a distinctive product that is both indulgent and convenient. Secular tailwinds further bolster this industry's appeal, including increasing urbanization, which concentrates consumer bases and increases demand for convenient food options, and a growing emphasis on digital ordering and delivery services, which have expanded the reach and accessibility of snack concepts. These factors collectively attract franchise investment due to the relatively lower operational complexity compared to full-service restaurants, often higher gross profit margins on specialty items, and the potential for strong, localized brand loyalty. The competitive dynamics within this sector, while intense, are also highly fragmented, allowing for well-differentiated concepts like The Peach Cobbler Factory to carve out significant market share. Its focus on a specific, beloved dessert category provides a clear differentiator against broader dessert chains or coffee shops, enabling it to capture a dedicated customer base and sustain growth within its niche, supported by the overall market's consistent expansion and evolving consumer preferences.

For prospective investors considering a franchise opportunity within the thriving snack and dessert sector, understanding the financial commitment is paramount. While specific figures for The Peach Cobbler Factory's franchise fee are not available, industry benchmarks for the "Snack and Nonalcoholic Beverage Bars" category typically range from $25,000 to $50,000. This initial fee grants the franchisee the rights to operate under the brand's established system, utilize proprietary recipes and branding, and access initial training and support. The total initial investment range, which encompasses everything from leasehold improvements and equipment to initial inventory and working capital, is also not available for this specific brand. However, for comparable quick-service dessert and snack concepts, this investment can typically range from $150,000 on the lower end, for smaller footprint models like kiosks or food trucks, to upwards of $450,000 for more extensive inline stores in prime retail locations. This wide range underscores the importance of a detailed financial disclosure to align with an investor's capital availability and strategic vision. Similarly, the liquid capital required and net worth required for The Peach Cobbler Factory are not available. In the broader industry, franchisors often require liquid capital between $50,000 and $100,000, ensuring the franchisee has sufficient cash on hand for immediate operational needs and contingencies, and a net worth typically ranging from $250,000 to $500,000, demonstrating overall financial stability. Beyond the initial investment, ongoing fees are a critical component of the total cost of ownership. The royalty fee and advertising fee for The Peach Cobbler Factory are also not available. Industry standards for royalty fees often fall between 5% and 8% of gross sales, compensating the franchisor for ongoing support, brand development, and system improvements. Advertising fees, typically ranging from 1% to 3% of gross sales, contribute to a national or regional marketing fund designed to promote brand awareness and drive customer traffic. A comprehensive analysis of the total cost of ownership requires a clear understanding of these initial and ongoing financial obligations, which collectively dictate the financial viability and long-term profitability for a franchisee. The structure of these fees is designed to support the brand's growth and provide continuous value to its 19 franchised units.

The operational model of The Peach Cobbler Factory is designed for efficiency and scalability, a critical attribute for success within the fast-paced "Snack and Nonalcoholic Beverage Bars" category. Daily operations typically revolve around the focused preparation and serving of a specialized menu, primarily gourmet cobblers and complementary dessert items, ensuring a streamlined kitchen and front-of-house process. This specialization minimizes inventory complexity and reduces food waste, directly impacting profit margins. A lean staffing model is a hallmark of successful QSR and snack concepts, with typical requirements for 3 to 5 employees per shift during peak hours, and fewer during off-peak, allowing for optimal labor cost management. The brand likely offers various format options, such as inline stores in high-traffic retail centers, compact kiosks in malls or entertainment venues, or even mobile food truck units, providing flexibility for franchisees to adapt to diverse market conditions and investment levels. This adaptability in format can significantly influence initial investment costs and operational overhead. A robust training program is foundational to any successful franchise system. While specific details are not available, a standard program would typically encompass comprehensive instruction on product preparation techniques, point-of-sale (POS) system operation, inventory management, exceptional customer service protocols, and local marketing strategies. This initial training is crucial for ensuring brand consistency across all 19 franchised units. Ongoing corporate support is equally vital, encompassing continuous operational guidance, supply chain management to ensure quality and cost-effective ingredients, brand-wide marketing campaigns, and regular quality control assessments. This continuous support helps franchisees maintain high standards and adapt to market changes. The structure of exclusive territories is a common practice in franchising, providing franchisees with a defined geographic area to develop and operate their units without internal competition, fostering growth and market penetration. Furthermore, many franchisors, particularly those with a strong growth trajectory like The Peach Cobbler Factory, actively encourage and support multi-unit requirements, enabling experienced franchisees to expand their portfolios and maximize their operational efficiencies across multiple locations, contributing significantly to the brand's overall expansion strategy.

In evaluating any franchise opportunity, financial performance data is a cornerstone of due diligence, providing critical insights into potential returns. For The Peach Cobbler Factory, it is important to explicitly state that Item 19 financial performance data is NOT disclosed in the current Franchise Disclosure Document (FDD). This means specific average unit volumes (AUVs), gross revenues, or net profits for existing franchised locations are not publicly available through the FDD. While this absence necessitates a more rigorous reliance on industry benchmarks and the brand's overall health indicators, it does not preclude a robust analysis. In the broader "Snack and Nonalcoholic Beverage Bars" category, average unit volumes for well-managed concepts can typically range from $300,000 to $700,000 annually, with top-performing units in prime locations or with strong local market penetration often exceeding $1 million. Gross profit margins for specialty food items like gourmet cobblers are characteristically high, often ranging from 60% to 80%, reflecting the relatively low cost of goods sold for ingredients compared to the retail price. After accounting for labor, rent, and other operating expenses, net profit margins for quick-service and snack concepts commonly fall between 10% and 20%. The Peach Cobbler Factory's growth trajectory, marked by its 19 franchised units, indicates strong initial market acceptance and operational viability, suggesting that these industry benchmarks could serve as a useful comparative framework for potential investors, albeit without brand-specific validation. A significant indicator of the brand's underlying strength and potential is its FPI Score of 66, which is categorized as "Strong." This FPI Score, derived from a comprehensive evaluation of various non-financial metrics such as franchisee satisfaction, operational support, and brand sustainability, signals that The Peach Cobbler Factory exhibits a robust foundation for franchisee success. This strong score suggests effective operational systems, compelling market appeal, and sustainable growth potential within its specialized category, offering a layer of confidence to investors even in the absence of Item 19 disclosures, indicating that the foundational elements for a successful franchise system are firmly in place across its 19 active locations.

The Peach Cobbler Factory demonstrates a compelling growth trajectory, evidenced by its current unit count of 19 total units, all of which are franchised. This 100% franchised model underscores a strategic approach to rapid market penetration and scalability, leveraging the capital and local expertise of independent operators rather than company-owned expansion. While specific annual net new unit counts are not publicly available, the establishment of 19 units suggests a significant and consistent expansion since its inception, indicating strong demand for the brand's concept and a successful franchisee recruitment process. Recent developments within the brand likely include strategic menu innovations, such as the introduction of seasonal cobbler flavors, expansion into complementary dessert offerings like banana pudding or cinnamon rolls, and the exploration of beverage pairings to enhance the customer experience and increase average transaction values. These innovations are crucial for maintaining consumer interest and fending off competitive pressures. The Peach Cobbler Factory’s competitive moat is primarily built upon its unique specialization in gourmet cobblers, a beloved comfort food with broad appeal that differentiates it from more generic dessert or coffee shops. This niche focus allows for superior product quality and a distinct brand identity, fostering strong customer loyalty. Furthermore, the brand's ability to evoke nostalgia and offer a unique, indulgent experience creates a powerful emotional connection with consumers. Efficient operational models, including streamlined preparation processes and robust supply chain management, further solidify its competitive advantage by ensuring consistent product quality and cost-effectiveness across its 19 locations. In terms of digital transformation, the brand has likely integrated essential technologies such as online ordering platforms, partnerships with third-party delivery services (e.g., DoorDash, Uber Eats, Grubhub), and active social media engagement to expand its reach and convenience. The implementation of loyalty programs and targeted digital marketing campaigns would further enhance customer retention and drive repeat business, ensuring The Peach Cobbler Factory remains at the forefront of consumer engagement in the evolving digital landscape, contributing to its strong FPI Score of 66 and reinforcing its potential for sustained growth.

The ideal franchisee for The Peach Cobbler Factory is typically an individual or group with a deep passion for customer service and a strong commitment to community involvement, recognizing that local engagement is vital for building a loyal customer base in the "Snack and Nonalcoholic Beverage Bars" sector. Operational experience, particularly within the food service or retail industry, is highly advantageous, enabling franchisees to effectively manage daily operations, staff, and inventory. Strong business acumen, including financial literacy and marketing savvy, is crucial for navigating the competitive landscape and driving profitability. Furthermore, adherence to brand standards, from product preparation to store aesthetics, is non-negotiable for maintaining the consistency and integrity of The Peach Cobbler Factory experience across all 19 units. While specific financial requirements are not available, prospective franchisees must possess the necessary financial capacity to cover the initial investment and maintain sufficient working capital for sustained operations. Many franchisors, especially those with an aggressive growth strategy, actively seek candidates with multi-unit expectations, meaning a willingness and capability to develop and operate multiple locations within a defined territory. This approach accelerates market penetration and allows franchisees to leverage operational efficiencies across a larger footprint. Given the brand's current footprint of 19 units, there are likely abundant available territories in underdeveloped or expanding markets across the United States, presenting significant opportunities for new franchisees to establish a strong presence. The typical timeline from signing the franchise agreement to the grand opening of a quick-service concept generally ranges from 6 to 12 months, depending on factors such as site selection, lease negotiations, permitting, build-out, and comprehensive training. While the specific term length for The Peach Cobbler Factory's franchise agreement is not available, standard franchise agreements in the industry typically range from 5 to 10 years, with options for renewal, providing a long-term framework for business development and investment returns.

For the astute investor, The Peach Cobbler Factory represents a compelling investment thesis within the resilient and growing "Snack and Nonalcoholic Beverage Bars" industry. Its unique specialization in gourmet cobblers taps into a powerful consumer demand for comfort food and accessible indulgence, offering a differentiated product in a crowded market. The brand's 100% franchised model, comprising 19 active units, demonstrates a proven, scalable operational framework and a commitment to franchisee success. While specific financial performance (Item 19) is not disclosed, the brand's "Strong" FPI Score of 66 provides a robust independent validation of its operational health, market appeal, and support systems, indicating a solid foundation for profitability despite the absence of explicit revenue figures. This strong score, coupled with the high gross profit margins typical of specialty dessert items and a lean operational model, suggests a significant potential for attractive returns on investment for qualified franchisees. The ongoing growth of the snack market, driven by consumer trends towards convenience and unique experiences, provides a favorable tailwind for continued expansion. With opportunities for multi-unit development and potentially prime territories available, The Peach Cobbler Factory is poised for continued strategic growth. For the discerning investor seeking a data-driven approach to franchise evaluation, PeerSense provides unparalleled insights into this opportunity and thousands of others. Explore the complete The Peach Cobbler Factory franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

66/100

SBA Default Rate

0.0%

Active Lenders

8

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for The Peach Cobbler Factory based on SBA lending data

SBA Default Rate

0.0%

0 of 33 loans charged off

SBA Loan Volume

33 loans

Across 8 lenders

Lender Diversity

8 lenders

Avg 4.1 loans per lender

Investment Tier

Significant investment

$157,444 – $458,274 total

Payment Estimator

Loan Amount$126K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,630

Principal & Interest only

Locations

The Peach Cobbler Factoryunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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2 FDDs Available for The Peach Cobbler Factory

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The Peach Cobbler Factory