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Rates
Bare Blends

Bare Blends

The total investment to open a Bare Blends franchise ranges from $222,494 to $414,489. The initial franchise fee is $40,000. Ongoing royalties are 5% plus a 1% advertising fee.

What is the Bare Blends franchise?

Bare Blends is a quick service restaurant selling smoothies and bowls. The estimated total initial investment is $222,494 to $414,489, and the initial franchise fee is $40,000.

The ongoing royalty is 5 percent of sales. The advertising or brand fund fee is 1 percent.

Bare Blends is headquartered in Albany, New York. The brand was founded in 2018.

Loan Activity Score

58/100

SBA Default Rate

0.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, Bare Blends has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 3 loans to franchisees of Bare Blends. PeerSense calculates Bare Blends's score as 58 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2018 · 2 locations

Investment

$222,494 to $414,489

Franchise Fee

$40,000

Total Units

2

2 franchised

Loan Activity Score
Low
58
SBA Lending
25
Lender Quality
9
Transparency
3
Reach
4
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Bare Blends

3

Total SBA loans

$171K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Bare Blends

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
58out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

3

Total Volume

$0.5M

Active Lenders

2

1 selective

States

2

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Bare Blends based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

3 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.5 loans per lender

Investment Tier

Significant investment

$222,494 to $414,489 total

Bare Blends: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

2 approvals. The best year on record for Bare Blends.

Top SBA State

Colorado

2 SBA financed Bare Blends locations, the densest operator footprint.

Average Loan Size

$171K

Median $175K. Use as a sizing anchor when modeling your own Bare Blends unit.

Lender Concentration

100%

Concentrated

Share of Bare Blends approvals captured by the top 3 SBA lenders.

Bare Blends's SBA lending pipeline peaked in 2021 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($514K approved). Operator density is highest in Colorado with 2 SBA financed locations. Average funded ticket sits at $171K, with the median at $175K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$178K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,303

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Bare Blends, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Bare Blends

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman