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Jazzercise

Jazzercise

The total investment to open a Jazzercise franchise ranges from $19,400 to $40,745. The initial franchise fee is $1,250. Ongoing royalties are 20%.

What is the Jazzercise franchise?

Jazzercise offers group dance fitness classes for people seeking a workout. The estimated total initial investment is $19,400 to $40,745, and the initial franchise fee is $1,250, according to the 2024 Franchise Disclosure Document.

The royalty is 20 percent of sales. The franchise agreement term is 5 years. Jazzercise began franchising in 1982 and is headquartered in Clayton, MO.

Loan Activity Score

27/100

SBA Default Rate

33.3%

Active Lenders

14

According to its Franchise Disclosure Document or public business records, Jazzercise has 5,251 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 15 loans to franchisees of Jazzercise. PeerSense calculates Jazzercise's score as 27 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.

5,251 locations

Investment

$19,400 to $40,745

Franchise Fee

$1,250

Total Units

5,251

5,251 franchised

Loan Activity Score
Medium
27
SBA Lending
0
Lender Quality
7
Transparency
10
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
14SBA lenders

Distinct lenders in public SBA records for Jazzercise

15

Total SBA loans

$153K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Jazzercise

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
27out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

33.3%

vs 10.8% peer avg

SBA Loans

15

Total Volume

$2.3M

Active Lenders

14

States

10

vs. SBA Sector Average

-22.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed
5,251 locations nationwide

Data Insights

Key performance metrics for Jazzercise based on SBA lending data

SBA Default Rate

33.3%

22.5% above peer avg

SBA Loan Volume

15 loans

Across 14 lenders

Lender Diversity

14 lenders

Avg 1.1 loans per lender

Investment Tier

Low cost entry

$19,400 to $40,745 total

Jazzercise: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

3 approvals. The best year on record for Jazzercise.

Top SBA State

Missouri

3 SBA financed Jazzercise locations, the densest operator footprint.

Average Loan Size

$138K

Median $40K. Use as a sizing anchor when modeling your own Jazzercise unit.

Lender Concentration

23.5%

Moderately Spread

Share of Jazzercise approvals captured by the top 3 SBA lenders.

Jazzercise's SBA lending pipeline peaked in 2008 (3 approvals). The last five fiscal years account for 7% of cumulative volume ($20K approved). Operator density is highest in Missouri with 3 SBA financed locations. Average funded ticket sits at $138K, with the median at $40K. Lender mix is moderately spread: the top three SBA lenders account for 23.5% of approvals. Borrowers have leverage to shop multiple credit boxes.

Payment Estimator

Loan Amount$16K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$201

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Jazzercise, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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3 FDDs Available for Jazzercise

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Jazzercise

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman