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Homewatch CareGivers

Homewatch CareGivers

Franchising since 1980 · 55 locations

The total investment to open a Homewatch CareGivers franchise ranges from $121,640 - $177,830. The initial franchise fee is $50,000. Ongoing royalties are 5% plus a 1% advertising fee. Homewatch CareGivers currently operates 55 locations (55 franchised). PeerSense FPI health score: 79/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$121,640 - $177,830

Franchise Fee

$50,000

Total Units

55

55 franchised

FPI Score
Very_high
79

Proprietary PeerSense metric

Strong
Capital Partners
33lenders available

Active capital sources verified for Homewatch CareGivers financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

Very High Confidence
79out of 100
Strong

SBA Lending Performance

SBA Default Rate

11.4%

8 of 70 loans charged off

SBA Loans

70

Total Volume

$18.9M

Active Lenders

33

States

25

What is the Homewatch CareGivers franchise?

For millions of American families, the moment a parent or grandparent can no longer safely live alone marks the beginning of one of the most emotionally difficult and logistically complex chapters of their lives. The adult children who find themselves thrust into the role of caregiver — often while simultaneously managing their own careers, raising their own children, and navigating the financial pressures of modern life — face an overwhelming array of decisions about how to provide the best possible care for their aging loved one. The institutional options are daunting: nursing homes carry a stigma that most families want to avoid, assisted living facilities are expensive and often feel impersonal, and the quality of care in any institutional setting is inherently limited by staff-to-resident ratios that make truly individualized attention impossible. The alternative — keeping a loved one at home and providing care yourself — is emotionally noble but practically unsustainable for most working families, leading to caregiver burnout, strained relationships, compromised work performance, and ultimately a lower quality of life for both the caregiver and the person receiving care. The in-home care industry exists to bridge this impossible gap, providing professional caregivers who deliver personalized assistance in the comfort and familiarity of the client's own home — but not all in-home care providers are created equal, and the difference between excellent care and merely adequate care can mean the difference between a senior thriving at home and one who ends up in an institution anyway.

Homewatch CareGivers has been setting the standard for in-home care services since 1980, when Paul Sauer founded the company with a vision of providing compassionate, personalized care that enables people to maintain their independence and dignity in the place they feel most comfortable — their own home. Now headquartered in Columbia, Maryland, and owned by Authority Brands, LLC, which acquired the company in 2017, Homewatch CareGivers has grown into one of the most respected names in the home care industry with over 200 franchise territories across the United States and internationally. The company's care philosophy is built around a proprietary approach it calls "person-directed care" — a methodology that goes beyond simply completing tasks for clients and instead focuses on understanding each individual's preferences, routines, history, and personality to create a care experience that feels natural, dignified, and empowering rather than clinical and intrusive. Services range from companion care and personal care assistance to specialized programs for clients with Alzheimer's, dementia, Parkinson's, and other chronic conditions, as well as post-surgical recovery support, respite care for family caregivers, and care coordination services that help families navigate the complex healthcare system. The company began franchising in 1996, and its franchise system has consistently earned recognition from leading industry publications including Entrepreneur's Franchise 500, where it was ranked number 234 in 2025.

The in-home care industry is experiencing explosive growth driven by demographic forces that are impossible to ignore. Every day, approximately 10,000 Baby Boomers reach retirement age in the United States, and this wave of aging Americans will continue through 2030, creating an unprecedented demand for care services that the existing infrastructure is wholly unprepared to meet. The U.S. Census Bureau projects that by 2030, all Baby Boomers will be over age 65, and the 65-plus population will outnumber children under 18 for the first time in American history. This demographic tsunami is occurring simultaneously with a strong cultural preference for aging in place — survey after survey confirms that the overwhelming majority of seniors want to remain in their own homes as long as possible rather than move to institutional care settings. The in-home care market has responded to these dynamics with robust growth, and industry analysts project continued expansion at rates significantly above the overall economy. Within this growing market, Homewatch CareGivers occupies a premium position, differentiating itself through its person-directed care philosophy, comprehensive service offerings, robust training programs, and the backing of Authority Brands — a franchise portfolio company that provides shared services, best practices, and resources across its family of home services brands.

The Homewatch CareGivers franchise model requires an initial investment ranging from approximately $121,640 to $177,830, which includes the $50,000 franchise fee, office setup, technology systems, initial marketing, insurance, licensing, and working capital. This investment level is notably lower than most franchise concepts, reflecting the asset-light nature of the home care business model — there is no retail storefront to build out, no expensive equipment to purchase, and no inventory to stock. The business operates from a modest office space that serves as an administrative hub for scheduling, care coordination, and caregiver management, while all service delivery occurs in clients' homes. Franchisees pay an ongoing royalty with a minimum monthly amount that increases gradually over the first five years of operation. The franchise requires candidates to have a minimum net worth of $350,000 and at least $80,000 in liquid capital. Military veterans are eligible for a 30 percent discount on the franchise fee, and additional discount programs are available for minority, women, LGBTQ+, and first responder candidates, as well as existing Authority Brands franchisees. According to the most recent Franchise Disclosure Document, Homewatch CareGivers franchises generated average gross revenue of $2,240,271, which substantially exceeds the home care sub-sector average of $1,368,298 — indicating that the brand's training, support systems, and person-directed care methodology translate into meaningfully stronger financial performance than the industry norm. The estimated franchise payback period of 2 to 4 years on an investment under $180,000 represents one of the most attractive return profiles in the entire franchise industry.

Homewatch CareGivers has grown to approximately 126 franchisees operating over 224 territories across the United States, with additional international operations that extend the brand's reach to multiple countries. The franchise system generated approximately $266.9 million in total system revenue, demonstrating the collective scale and financial impact of the network. Each franchise territory is sized based on a senior population of approximately 35,000 individuals, ensuring that every franchisee has access to a substantial addressable market of potential clients. Territory protection prevents other Homewatch CareGivers franchisees from operating within the designated area, giving each owner the confidence to invest in building deep community relationships and local brand awareness without intra-brand competition. The Authority Brands ownership provides significant strategic advantages, including access to shared services in areas like technology, marketing, human resources, and vendor management, as well as cross-selling opportunities with other Authority Brands franchise systems that serve the home services market. This corporate backing gives Homewatch CareGivers franchisees the resources and infrastructure of a large organization while preserving the local, personal, community-oriented feel that is essential in the home care business.

The training and support program at Homewatch CareGivers is designed to prepare franchise owners to build and manage a professional care organization from the ground up — no prior healthcare or medical experience is required. New franchisees complete a comprehensive training program that covers the person-directed care philosophy, caregiver recruitment and retention strategies, client assessment and care planning, regulatory compliance and licensing requirements, sales and marketing techniques specific to the home care industry, financial management, and the proprietary technology platform that powers scheduling, billing, caregiver tracking, and client communication across the entire franchise system. The caregiver recruitment and retention component of the training is particularly critical, as the home care industry faces chronic workforce challenges — Homewatch CareGivers has developed proven strategies for attracting, training, and retaining quality caregivers that give its franchisees a competitive advantage in the labor market. Ongoing support includes regular field visits from franchise business consultants, access to national marketing campaigns and materials, participation in annual conferences and regional meetings, and a peer mentorship network that connects new franchisees with experienced operators who can provide guidance and advice during the critical early months of operation.

The ideal Homewatch CareGivers franchise owner is a compassionate, community-oriented businessperson who is motivated by the opportunity to make a meaningful difference in the lives of seniors and their families while building a profitable, scalable business. Prior experience in healthcare is not required, but candidates should demonstrate strong management and leadership skills, comfort with sales and relationship building, and a genuine passion for serving the senior population. The business model rewards owners who are skilled at building referral relationships with healthcare providers, hospital discharge planners, social workers, senior living communities, and other referral sources who influence care decisions for elderly and disabled clients. Many successful Homewatch CareGivers franchisees come from corporate management backgrounds, healthcare administration, social services, or military careers — environments that develop the organizational skills, empathy, and service orientation that translate directly to success in the home care business. The relatively low initial investment and strong revenue potential make Homewatch CareGivers an accessible entry point into franchise ownership for candidates who want to build a purpose-driven business with significant financial upside.

PeerSense tracks Homewatch CareGivers franchise performance data including SBA lending activity, unit growth trends, investment benchmarks, and competitive positioning within the home care services sector. With an FPI score of 79 out of 100, Homewatch CareGivers demonstrates strong lending confidence and market momentum that reflects both the quality of the franchise system and the powerful demographic tailwinds driving demand for in-home care services. Prospective franchisees can use PeerSense to compare Homewatch CareGivers against other home care franchises, senior services concepts, and healthcare service business models to evaluate the opportunity comprehensively. Whether you are exploring franchise ownership for the first time or expanding an existing portfolio of service businesses, PeerSense provides the data-driven insights and financing connections you need to make an informed investment decision. Explore franchise financing options, review SBA loan data, and connect with lending partners who specialize in franchise acquisitions at PeerSense.com.

FPI Score

79/100

SBA Default Rate

11.4%

Active Lenders

33

Key Highlights

Item 19 financial data disclosed
Growing lender activity

Data Insights

Key performance metrics for Homewatch CareGivers based on SBA lending data

SBA Default Rate

11.4%

8 of 70 loans charged off

SBA Loan Volume

70 loans

Across 33 lenders

Lender Diversity

33 lenders

Avg 2.1 loans per lender

Investment Tier

Mid-range investment

$121,640 – $177,830 total

Payment Estimator

Loan Amount$97K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,259

Principal & Interest only

Locations

Homewatch CareGiversunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Homewatch CareGivers