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Taco Del Mar

According to its Franchise Disclosure Document or public business records, Taco Del Mar has 51 locations, all owned by franchisees. Public SBA loan records show 31 lenders made 92 loans to franchisees of Taco Del Mar. PeerSense calculates Taco Del Mar's score as 22 out of 100, using public SBA loan performance and recent lending activity.

What is the Taco Del Mar franchise?

Taco Del Mar is a restaurant where customers can order tacos, burritos and quesadillas. It offers convenient meals to people looking for these foods.

The liquid capital required is $100,000. The brand is headquartered in WA and began franchising in 1960.

Loan Activity Score

22/100

SBA Default Rate

38.0%

Active Lenders

31

51 locations

Total Units

51

51 franchised

Loan Activity Score
High
22
SBA Lending
0
Lender Quality
7
Transparency
3
Reach
9
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
31SBA lenders

Distinct lenders in public SBA records for Taco Del Mar

92

Total SBA loans

$146K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Taco Del Mar

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
22out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

38.0%

vs 10.3% peer avg

SBA Loans

92

Total Volume

$13.4M

Active Lenders

31

9 selective

States

16

vs. SBA Sector Average

-27.7%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Taco Del Mar based on SBA lending data

SBA Default Rate

38.0%

27.7% above peer avg

SBA Loan Volume

92 loans

Across 31 lenders

Lender Diversity

31 lenders

Avg 3.0 loans per lender

Taco Del Mar: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2005

27 approvals. The best year on record for Taco Del Mar.

Top SBA State

Washington

30 SBA financed Taco Del Mar locations, the densest operator footprint.

Average Loan Size

$154K

Median $150K. Use as a sizing anchor when modeling your own Taco Del Mar unit.

Lender Concentration

41.8%

Concentrated

Share of Taco Del Mar approvals captured by the top 3 SBA lenders.

Taco Del Mar's SBA lending pipeline peaked in 2005 (27 approvals). Operator density is highest in Washington with 30 SBA financed locations. Average funded ticket sits at $154K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 41.8% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Taco Del Mar, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Taco Del Mar

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman