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Elizabeth Grady Beauty Salons

Elizabeth Grady Beauty Salons

The total investment to open a Elizabeth Grady Beauty Salons franchise ranges from $25,000 to $249,000. The initial franchise fee is $75,000.

What is the Elizabeth Grady Beauty Salons franchise?

Elizabeth Grady Beauty Salons is a salon offering skin care treatments to customers. The estimated total initial investment is $25,000 to $249,000, and the initial franchise fee is $75,000.

The brand was founded in 1974 and is headquartered in Plymouth, Massachusetts.

Loan Activity Score

18/100

SBA Default Rate

18.2%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Elizabeth Grady Beauty Salons has 7 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 11 loans to franchisees of Elizabeth Grady Beauty Salons. PeerSense calculates Elizabeth Grady Beauty Salons's score as 18 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1974 · 7 locations

Investment

$25,000 to $249,000

Franchise Fee

$75,000

Total Units

7

7 franchised

Loan Activity Score
Medium
18
SBA Lending
1
Lender Quality
5
Transparency
4
Reach
5
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Elizabeth Grady Beauty Salons

11

Total SBA loans

$121K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Elizabeth Grady Beauty Salons

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
18out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

18.2%

vs 10.8% peer avg

SBA Loans

11

Total Volume

$1.3M

Active Lenders

7

States

4

vs. SBA Sector Average

-7.4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Elizabeth Grady Beauty Salons based on SBA lending data

SBA Default Rate

18.2%

7.4% above peer avg

SBA Loan Volume

11 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.6 loans per lender

Investment Tier

Mid range investment

$25,000 to $249,000 total

Elizabeth Grady Beauty Salons: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

3 approvals. The best year on record for Elizabeth Grady Beauty Salons.

Top SBA State

Massachusetts

6 SBA financed Elizabeth Grady Beauty Salons locations, the densest operator footprint.

Average Loan Size

$121K

Median $120K. Use as a sizing anchor when modeling your own Elizabeth Grady Beauty Salons unit.

Lender Concentration

63.6%

Concentrated

Share of Elizabeth Grady Beauty Salons approvals captured by the top 3 SBA lenders.

Elizabeth Grady Beauty Salons's SBA lending pipeline peaked in 2008 (3 approvals). Operator density is highest in Massachusetts with 6 SBA financed locations. Average funded ticket sits at $121K, with the median at $120K. Lender mix is concentrated: the top three SBA lenders account for 63.6% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$20K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$259

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Elizabeth Grady Beauty Salons, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Elizabeth Grady Beauty Salons

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman