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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:5.00%↓✦10 Yr Treasury:5.21%↓✦30 Yr Treasury:5.56%↓✦30 Yr Mortgage:7.40%·Updated Oct 13, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:5.00%↓✦10 Yr Treasury:5.21%↓✦30 Yr Treasury:5.56%↓✦30 Yr Mortgage:7.40%·Updated Oct 13, 2026
Rates
KAMPGROUNDS OF AMERICA

KAMPGROUNDS OF AMERICA

The total investment to open a KAMPGROUNDS OF AMERICA franchise ranges from $109,000 to $16.4M. The initial franchise fee is $45,000. Ongoing royalties are 8% plus a 2% advertising fee.

What is the KAMPGROUNDS OF AMERICA franchise?

KAMPGROUNDS OF AMERICA operates campgrounds and RV parks for people traveling and staying outdoors. The 2026 Franchise Disclosure Document estimates total initial investment at $109,000 to $16,421,775 and lists an initial franchise fee of $45,000.

The royalty is 8 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 5 years. The brand began franchising in 1963.

Loan Activity Score

54/100

SBA Default Rate

0.0%

Active Lenders

29

Franchisees account for 427 of KAMPGROUNDS OF AMERICA's 478 locations. Public SBA loan records show 29 lenders made 39 loans to franchisees of KAMPGROUNDS OF AMERICA. PeerSense calculates KAMPGROUNDS OF AMERICA's score as 54 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIEDRV (Recreational Vehicle) Parks and Campgrounds

478 locations

Investment

$109,000 to $16.4M

Franchise Fee

$45,000

Total Units

478

427 franchised

Loan Activity Score
High
54
SBA Lending
25
Lender Quality
5
Transparency
9
Reach
9
Momentum
6

Proprietary PeerSense metric

Moderate
Capital Sources
29SBA lenders

Distinct lenders in public SBA records for KAMPGROUNDS OF AMERICA

39

Total SBA loans

$1.1M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for KAMPGROUNDS OF AMERICA

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
54out of 100
Moderate
Market Momentum6/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

39

Total Volume

$43.5M

Active Lenders

29

2 selective

States

26

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed
478 locations nationwide

Franchise Financing Resources

SBA Loan Calculator| Franchise Funding Options| SBA Loans| Business Acquisition Financing| Equipment Financing| Bridge Loans| Compare 899 SBA Lenders| Free Deal Scan| How to Read an FDD

Data Insights

Key performance metrics for KAMPGROUNDS OF AMERICA based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

39 loans

Across 29 lenders

Lender Diversity

29 lenders

Avg 1.3 loans per lender

Investment Tier

Premium investment

$109,000 to $16,421,775 total

Payment Estimator

Loan Amount$87K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,128

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

KAMPGROUNDS OF AMERICA, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for KAMPGROUNDS OF AMERICA

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

KAMPGROUNDS OF AMERICA

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman