Costa Vida Management
According to its Franchise Disclosure Document or public business records, Costa Vida Management has 17 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 18 loans to franchisees of Costa Vida Management. PeerSense calculates Costa Vida Management's score as 43 out of 100, using public SBA loan performance and recent lending activity.
What is the Costa Vida Management franchise?
Costa Vida Management is a limited service restaurant business that sells coastal Mexican food to diners. Customers can choose made to order dishes, with a menu centered on Mexican inspired food. The business is for people seeking a casual meal prepared for a quick restaurant visit in a relaxed setting.
Loan Activity Score
43/100
SBA Default Rate
5.6%
Active Lenders
10
17 locations
17
17 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Costa Vida Management
18
Total SBA loans
$539K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Costa Vida Management
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
5.6%
vs 10.3% peer avg
SBA Loans
18
Total Volume
$9.7M
Active Lenders
10
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Costa Vida Management based on SBA lending data
SBA Default Rate
5.6%
4.7% below peer avg
SBA Loan Volume
18 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.8 loans per lender
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Costa Vida Management, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman