Sears Carpet & Upholstery Care
The total investment to open a Sears Carpet & Upholstery Care franchise ranges from $26,600 to $487,600.
What is the Sears Carpet & Upholstery Care franchise?
Sears Carpet & Upholstery Care is a carpet and furniture cleaning business for homeowners and property managers. The estimated total initial investment to open ranges from $26,600 to $487,600.
The franchise is headquartered in Springdale, AR.
Loan Activity Score
28/100
SBA Default Rate
13.3%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, Sears Carpet & Upholstery Care has 12 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 15 loans to franchisees of Sears Carpet & Upholstery Care. PeerSense calculates Sears Carpet & Upholstery Care's score as 28 out of 100, using public SBA loan performance and recent lending activity.
12 locations
$26,600 to $487,600
12
12 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Sears Carpet & Upholstery Care
15
Total SBA loans
$226K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Sears Carpet & Upholstery Care
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.3%
vs 10.8% peer avg
SBA Loans
15
Total Volume
$3.4M
Active Lenders
14
2 selective
States
11
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Sears Carpet & Upholstery Care based on SBA lending data
SBA Default Rate
13.3%
2.5% above peer avg
SBA Loan Volume
15 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.1 loans per lender
Investment Tier
Mid range investment
$26,600 to $487,600 total
Sears Carpet & Upholstery Care: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2012
2 approvals. The best year on record for Sears Carpet & Upholstery Care.
Top SBA State
Arkansas
3 SBA financed Sears Carpet & Upholstery Care locations, the densest operator footprint.
Average Loan Size
$226K
Median $100K. Use as a sizing anchor when modeling your own Sears Carpet & Upholstery Care unit.
Lender Concentration
26.7%
Moderately Spread
Share of Sears Carpet & Upholstery Care approvals captured by the top 3 SBA lenders.
Sears Carpet & Upholstery Care's SBA lending pipeline peaked in 2012 (2 approvals). Operator density is highest in Arkansas with 3 SBA financed locations. Average funded ticket sits at $226K, with the median at $100K. Lender mix is moderately spread: the top three SBA lenders account for 26.7% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$275
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Sears Carpet & Upholstery Care, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman