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NARDELLI's

NARDELLI's

The total investment to open a NARDELLI's franchise ranges from $178,650 to $312,500.

What is the NARDELLI's franchise?

NARDELLI's is a full service restaurant where customers can order sandwiches. The estimated total initial investment to open is $178,650 to $312,500. It gives customers a place to enjoy sandwiches in a restaurant setting, with service suited to people dining out. The brand's headquarters are in AVON, CT. NARDELLI's was founded in 2023.

Loan Activity Score

40/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, NARDELLI's has 6 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 6 loans to franchisees of NARDELLI's. PeerSense calculates NARDELLI's's score as 40 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2023 · 6 locations

Investment

$178,650 to $312,500

Total Units

6

6 franchised

Loan Activity Score
Medium
40
SBA Lending
25
Lender Quality
5
Transparency
4
Reach
3
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for NARDELLI's

6

Total SBA loans

$264K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for NARDELLI's

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
40out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

6

Total Volume

$1.6M

Active Lenders

3

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for NARDELLI's based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

6 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 2.0 loans per lender

Investment Tier

Mid range investment

$178,650 to $312,500 total

NARDELLI's: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2017

2 approvals. The best year on record for NARDELLI's.

Top SBA State

Connecticut

6 SBA financed NARDELLI's locations, the densest operator footprint.

Average Loan Size

$264K

Median $300K. Use as a sizing anchor when modeling your own NARDELLI's unit.

Lender Concentration

100%

Concentrated

Share of NARDELLI's approvals captured by the top 3 SBA lenders.

NARDELLI's's SBA lending pipeline peaked in 2017 (2 approvals). Operator density is highest in Connecticut with 6 SBA financed locations. Average funded ticket sits at $264K, with the median at $300K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$143K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,849

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

NARDELLI's, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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NARDELLI's

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman