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Oakberry

Oakberry

The total investment to open a Oakberry franchise ranges from $65,000 to $300,000. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 3% advertising fee.

What is the Oakberry franchise?

Oakberry is a restaurant business that sells açaí bowls and smoothies to customers. Estimated total initial investment to open is $65,000 to $300,000. The initial franchise fee is $30,000.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 3 percent. Oakberry is headquartered in Miami, FL, and was founded in 2016.

Loan Activity Score

49/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Oakberry has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Oakberry. PeerSense calculates Oakberry's score as 49 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2016 · 1 location

Investment

$65,000 to $300,000

Franchise Fee

$30,000

Total Units

1

1 franchised

Loan Activity Score
Low
49
SBA Lending
18
Lender Quality
3
Transparency
8
Reach
3
Momentum
17

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Oakberry

1

Total SBA loans

$350K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Oakberry

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
49out of 100
Fair
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

1

Total Volume

$0.3M

Active Lenders

1

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Oakberry based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$65,000 to $300,000 total

Oakberry: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2025

1 approval. The best year on record for Oakberry.

Top SBA State

California

1 SBA financed Oakberry locations, the densest operator footprint.

Average Loan Size

$350K

Median $350K. Use as a sizing anchor when modeling your own Oakberry unit.

Lender Concentration

100%

Concentrated

Share of Oakberry approvals captured by the top 3 SBA lenders.

Oakberry's SBA lending pipeline peaked in 2025 (1 approval). The last five fiscal years account for 100% of cumulative volume ($350K approved). Operator density is highest in California with 1 SBA financed locations. Average funded ticket sits at $350K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$52K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$673

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Oakberry, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Oakberry

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman