Jb's Restaurant
9 locations
The total investment to open a Jb's Restaurant franchise ranges from $61,120 - $584,700. The initial franchise fee is $10,000. Jb's Restaurant currently operates 9 locations (9 franchised). The top SBA 7(a) lenders for Jb's Restaurant are Mountain West Small Business F, Zions Bank, A Division of and Wells Fargo Bank. PeerSense FPI health score: 46/100.
$61,120 - $584,700
$10,000
9
9 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Jb's Restaurant financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Growing (10-24 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 12 loans charged off
SBA Loans
12
Total Volume
$3.3M
Active Lenders
8
States
5
Top SBA Lenders for Jb's Restaurant
What is the Jb's Restaurant franchise?
The question every serious franchise investor asks before committing capital is deceptively simple: is this brand worth my money, my time, and the risk my family is taking on? For anyone evaluating the Jb's Restaurant franchise opportunity, that question carries particular weight — because the name "JB's" has a deep and complicated history in American casual and family dining, and separating that legacy from the current franchise opportunity requires precise, independent analysis. The JB's Restaurant franchise story begins with the original JB's Big Boy, founded in Provo, Utah in 1961 by Jack M. Broberg as a single family dining concept. That first location opened its doors on November 21, 1961, and the holding company was formally renamed JB's Big Boy Family Restaurants, Inc. in 1963, going public in July 1971 — a signal of genuine early momentum in the competitive family dining space. By 1988 the brand had dropped its Big Boy affiliation entirely, and by 1995 the holding company rebranded again as Summit Family Restaurants Inc. before being sold to CKE Restaurants for $34.5 million in cash and stock. That chain reached a peak of 104 branded restaurants in 1995, later operating from headquarters in Tempe, Arizona, before filing Chapter 11 bankruptcy on February 28, 2011, and ultimately closing after a second bankruptcy in 2019. Today, the Jb's Restaurant franchise documented in current franchise disclosure records is headquartered in Price, Utah — a western mountain community consistent with the brand's historical geographic footprint across Arizona, Idaho, Montana, New Mexico, Utah, and Wyoming — and operates a total of 7 units with 9 franchised locations, positioning it as a hyper-regional family dining concept in the full-service restaurant category. This is not a national powerhouse franchise, nor is it a startup concept; it occupies a niche, community-rooted position in a full-service restaurant category that the global market currently values at USD 1.59 trillion in 2025, according to industry projections. Independent analysis, not marketing copy, is what serious investors deserve — and that is precisely what this profile delivers.
The full-service restaurant industry represents one of the largest and most structurally significant segments in global consumer spending, and understanding its trajectory is essential before evaluating any Jb's Restaurant franchise investment. The global full-service restaurant market is valued at USD 1.59 trillion in 2025 and is projected to reach USD 2.05 trillion by 2035, expanding at a compound annual growth rate of 2.6% over that forecast period. A parallel market analysis places the addressable global FSR market at USD 15.38 billion in 2025, growing from USD 16.03 billion in 2026 to approximately USD 23.22 billion by 2035 at a CAGR of 4.21%. In the United States specifically, the full-service restaurant sector is projected to surge from USD 336.22 billion in 2024 to USD 807.83 billion by 2033, representing a CAGR of 10.23% — a striking growth rate driven by several structural tailwinds that disproportionately benefit regional, community-based dining concepts. The U.S. restaurant franchise market as a whole is projected to reach $893.9 billion in 2024, underscoring just how significant franchised dining is as an investment asset class. North America commanded 31% of the global full-service restaurant market share in 2025, and the family dining segment — the category directly relevant to the Jb's Restaurant franchise — is anticipated to grow steadily through 2035 while the casual dining segment currently holds the highest overall share. Key demand drivers include rising disposable incomes, a generational shift among Millennials and Gen Z toward experience-driven dining, the accelerating adoption of AI-powered menu recommendations and contactless payment systems, and growing consumer demand for plant-based options and transparency in food sourcing. Hybrid dining models that blend traditional sit-down service with takeout, delivery, and ghost kitchen operations are reshaping competitive dynamics across the sector, creating opportunities for adaptable regional brands to carve defensible niches in markets where national chains have not fully saturated consumer demand.
The Jb's Restaurant franchise investment range of $61,120 on the low end to $584,700 on the high end reflects the broad spectrum of buildout complexity, real estate formats, and geographic market conditions that characterize a full-service family dining concept operating primarily in western U.S. markets. That low-end figure of $61,120 likely represents a conversion of an existing restaurant space or an acquisition of an existing operating unit, while the upper range of $584,700 is consistent with a ground-up buildout or entry into a higher-cost commercial real estate market — a spread of more than $523,000 that prospective franchisees must evaluate carefully against their own capital position and target market. To contextualize these numbers within the broader franchise investment landscape: typical restaurant franchise initial fees range from $10,000 to $90,000, and total investment averages between $100,000 and $300,000 for many quick-service concepts, making the upper end of the Jb's Restaurant franchise investment range a premium commitment more consistent with full-service, sit-down restaurant formats that require larger physical footprints, full kitchen buildouts, dining room furnishings, and trained service staff from day one. Industry standard royalty fees for restaurant franchises average between 4% and 9% of gross sales, and marketing or advertising fund contributions typically range from 2% to 5% of total revenue — parameters that franchise candidates evaluating Jb's Restaurant should discuss directly with the franchisor and verify within the current Franchise Disclosure Document. The current FDD does not publicly disclose the franchise fee or royalty rate within the data available for independent review, which makes direct engagement with the franchisor's franchise development team and qualified franchise legal counsel an essential step before signing any agreement. For comparison, the figures listed under "JB's Fantastic Franchising" — a generic franchise portal listing a $10,000 franchise fee and $15,000 total investment — are not credibly reflective of a full-service restaurant franchise of this nature, given that industry-standard total investments for restaurant franchises far exceed those figures. Prospective investors should consult an SBA-approved lender early in the evaluation process, as the $61,120 to $584,700 investment range may qualify for SBA 7(a) loan programs depending on franchisee creditworthiness and the franchisor's SBA eligibility status.
Daily operations in a Jb's Restaurant franchise revolve around the foundational demands of full-service family dining: kitchen management, front-of-house service coordination, inventory procurement, staff scheduling, and consistent execution of menu standards across every shift. The family dining format that JB's has historically represented — a model the brand pioneered in Utah and neighboring western states beginning in November 1961 — typically requires an owner-operator presence, especially during the critical early years of a new franchise location, when culture-setting, staff training, and customer base development demand hands-on leadership that cannot be effectively delegated to a general manager until systems are firmly embedded. Staffing in full-service restaurant franchises of this scale typically includes a mix of kitchen staff, servers, hosts, and shift supervisors, with total headcount varying significantly by unit volume and operating hours — a labor model that makes hiring, retention, and training among the most operationally intensive and financially impactful responsibilities a Jb's Restaurant franchisee will face, particularly in the mountain west labor markets where the brand primarily operates. The current franchise data shows 9 franchised units and 0 company-owned units, a structure that places the full operational burden on franchisee-operators rather than a parallel corporate operations network, meaning the training and support infrastructure becomes even more critical as the primary mechanism for maintaining brand consistency across independently owned locations. While specific details about Jb's Restaurant's training program duration, location, and curriculum hours are not detailed in publicly available records, the general standard in full-service restaurant franchising involves initial training periods of two to six weeks, often combining classroom instruction on brand standards, food safety certification, and operational protocols with hands-on kitchen and floor training at an existing operating location. Territory structure and exclusivity terms are additional factors that require direct disclosure document review, as protected territory provisions can significantly affect a franchisee's long-term growth potential and resale value — particularly for a brand operating in relatively small, population-limited western U.S. markets where geographic exclusivity carries outsized strategic value.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Jb's Restaurant franchise. This is a material consideration for any investor conducting serious due diligence, because Item 19 of the FDD is the only legally regulated mechanism through which a franchisor can provide verified revenue figures, operating cost structures, or profitability metrics — and approximately 94% of franchisors now disclose some form of revenue data, 56% disclose operating costs, 53% provide profitability metrics, and 32% include full profit and loss statements. The absence of Item 19 disclosure means prospective franchisees must build their own financial model using third-party industry benchmarks, direct conversations with existing franchisees, and independent market research — a process that makes professional advisors, including franchise attorneys and CPAs with restaurant franchise experience, particularly valuable. Using industry benchmarks as a proxy, full-service family dining restaurants in comparable western U.S. markets typically generate annual revenues ranging from $500,000 to $1.5 million per unit depending on market size, seating capacity, operating hours, and local competitive density — though these figures are general industry estimates and not representations of Jb's Restaurant franchise unit performance. The FPI Score of 46, characterized as "Fair" in the PeerSense database, is a quantitative signal that investors should take seriously: it suggests the franchise system has identifiable strengths but also areas of risk or uncertainty that distinguish it from higher-rated concepts in the full-service restaurant category. At its 1995 peak, the historical JB's system operated 104 branded restaurants, but the 2011 bankruptcy found the system reduced to just 7 corporate restaurants and 15 franchised locations across six western states — a contraction that represents a loss of more than 80% of peak unit count and reflects the structural challenges that independent, regional full-service dining brands face in competing against national chains with superior supply chain economics and marketing scale. Payback period analysis for any franchise in the $61,120 to $584,700 investment range is highly sensitive to unit-level revenue, and without Item 19 disclosure, that analysis requires conservative assumptions and scenario modeling based on industry data rather than brand-specific performance guarantees.
The current scale of the Jb's Restaurant franchise — 7 total units with 9 franchised locations — reflects a brand that has survived multiple ownership transitions and a bankruptcy cycle to maintain a presence in the western U.S. market it has occupied since that first location opened in Provo, Utah on November 21, 1961. The historical trajectory includes the peak of 104 units in 1995, the bankruptcy filing of February 28, 2011, a subsequent reduction to approximately 22 total locations (7 corporate and 15 franchised) across six states at the time of that filing, and the eventual 2019 bankruptcy that closed the legacy corporate chain — yet the franchise community has persisted, suggesting genuine consumer demand at the local level in markets where JB's has built long-standing brand equity. The western mountain states where Jb's Restaurant historically operated — Arizona, Idaho, Montana, New Mexico, Utah, and Wyoming — represent a combined population of approximately 17 million people with growing communities, expanding tourism economies, and limited penetration by major full-service restaurant chains in smaller markets, creating a structural opportunity for a well-capitalized, community-embedded regional brand to generate loyal repeat traffic. Family dining as a segment benefits from secular tailwinds including aging population demographics, demand for consistent, value-oriented sit-down dining, and the experiential dining preferences of Millennial and Gen Z consumers who, according to industry research, increasingly prioritize unique and memorable dining experiences over standardized national chain concepts. The brand's competitive moat — to the extent one exists — is rooted in regional recognition, community familiarity, and decades of operational presence in markets where name recognition translates directly to customer retention, a form of brand equity that is difficult for new entrants to replicate quickly. Digital transformation, delivery platform integration, and sustainable sourcing practices are areas where regional family dining concepts must invest to remain competitive, and the degree to which Jb's Restaurant is executing on these fronts is a key diligence question for any prospective franchise investor.
The ideal Jb's Restaurant franchisee candidate is an owner-operator who brings either direct restaurant management experience or strong general business management skills, a demonstrated ability to lead service-oriented teams in a high-touch hospitality environment, and the financial capacity to sustain operations through the initial ramp-up period that characterizes full-service restaurant startups. With 9 franchised units and 0 company-owned locations, the franchisor is relying entirely on franchisee performance to represent the brand, which means candidates with strong local community ties in western U.S. markets — particularly in Utah, where the brand originated and maintains its Price, Utah headquarters — are likely to find the fastest path to brand recognition and customer adoption. The investment range of $61,120 to $584,700 accommodates both single-unit operators entering at the lower end of the capital spectrum and more capitalized multi-unit developers willing to commit to ground-up construction in stronger market locations, though the relatively small total unit count of 7 suggests that multi-unit development agreements may be an avenue the franchisor is actively pursuing to accelerate system growth. Available territories in the mountain west region, where the brand's operational legacy provides the clearest path to recognition-driven traffic, are worth prioritizing in early franchise development conversations. The timeline from franchise agreement signing to doors opening in a full-service restaurant format typically spans six to twelve months depending on buildout complexity, permitting timelines, equipment procurement, and staff hiring — a ramp period that candidates should factor into their liquidity planning to ensure adequate working capital through the break-even threshold.
The Jb's Restaurant franchise opportunity occupies a distinctive space in the full-service restaurant category: a regionally rooted brand with more than six decades of history in the western United States, a current footprint of 7 total units and 9 franchised locations headquartered in Price, Utah, an investment range of $61,120 to $584,700 that spans entry-level conversions to full-format buildouts, and a franchise performance index score of 46 (Fair) that signals a system warranting careful, data-informed due diligence rather than either dismissal or uncritical enthusiasm. The family dining segment it competes in is embedded within a U.S. full-service restaurant market projected to reach $807.83 billion by 2033 at a 10.23% CAGR — macroeconomic conditions that create genuine opportunity for well-operated regional concepts to grow alongside rising consumer spending on dining experiences. The absence of Item 19 financial performance disclosure in the current FDD underscores the importance of conducting thorough independent research before making any investment commitment, including direct franchisee interviews, market-level revenue modeling, and professional legal and financial advisory review. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Jb's Restaurant franchise against comparable full-service restaurant concepts within the same investment range and geographic market. The combination of historical brand equity, a surviving franchise community in an underserved regional market, and a full-service dining sector experiencing robust long-term growth makes this a franchise opportunity that serious investors in the mountain west region should evaluate with rigorous independent analysis rather than surface-level brand impressions. Explore the complete Jb's Restaurant franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
46/100
SBA Default Rate
0.0%
Active Lenders
8
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Jb's Restaurant based on SBA lending data
SBA Default Rate
0.0%
0 of 12 loans charged off
SBA Loan Volume
12 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.5 loans per lender
Investment Tier
Significant investment
$61,120 – $584,700 total
Jb's Restaurant — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1994
5 approvals — best year on record for Jb's Restaurant.
Top SBA State
Utah
6 SBA-financed Jb's Restaurant locations — the densest operator footprint.
Average Loan Size
$274K
Median $219K — use as a sizing anchor when modeling your own $Jb's Restaurant unit.
Lender Concentration
50%
Concentrated
Share of Jb's Restaurant approvals captured by the top 3 SBA lenders.
Jb's Restaurant's SBA lending pipeline peaked in 1994 (5 approvals). Operator density is highest in Utah with 6 SBA-financed locations. Average funded ticket sits at $274K, with the median at $219K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$633
Principal & Interest only
Locations
Jb's Restaurant — unit breakdown
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