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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
PBC

PBC

The total investment to open a PBC franchise ranges from $195,087.33 to $604,177.69. The initial franchise fee is $25,000. Ongoing royalties are 5% plus a 2% advertising fee.

What is the PBC franchise?

PBC is an education franchise. The estimated total initial investment is $195,087 to $604,178, and the initial franchise fee is $25,000. These figures are from the 2026 Franchise Disclosure Document.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years.

PBC was founded in 2007 and is headquartered in Chevy Chase, MD.

According to its Franchise Disclosure Document or public business records, PBC has 89 locations. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2025 FDD ON FILEEducation

Franchising since 2007 · 89 locations

Investment

$195,087.33 to $604,177.69

Franchise Fee

$25,000

Total Units

89

SBA Lending Activity for PBC

Loan Activity Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.

Key Highlights

Franchise Financing Resources

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Data Insights

Key performance metrics for PBC based on SBA lending data

Investment Tier

Significant investment

$195,087.33 to $604,177.69 total

Why PBC Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan level data for every approved franchise borrower. PBC does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.

Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective PBC franchisees, the practical question is which financing path actually closes for this brand's profile.

Capital paths PeerSense places for care, education & pet services concepts

SBA 7(a) Loans

Build out, unit acquisition, and working capital for care and education franchises.

Learn more

Commercial Real Estate Loans

Owner occupied real estate for care, daycare, and pet boarding footprints.

Learn more

Franchise Partner Buyout Financing

Senior debt for buying out a partner or acquiring an existing center.

Learn more

Equipment Financing

Specialized equipment for veterinary, education, and senior care concepts.

Learn more

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of PBC from this window does not reflect lender denial. It reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$156K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,020

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

PBC, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for PBC

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

PBC

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.