GLO Tanning
The total investment to open a GLO Tanning franchise ranges from $757,200 to $1.5M. The initial franchise fee is $45,000. Ongoing royalties are 6.5% plus a 3% advertising fee.
What is the GLO Tanning franchise?
GLO Tanning is an indoor tanning and wellness franchise founded in 2010 in Fishers, Indiana, by Joey Dabbah. The brand began franchising in 2020 through Glo Tanning Franchise, LLC, a subsidiary of Leviathan Intermediate Holdco, LLC, which is owned by UA Holdings, LLC. GLO operates approximately 40 locations across the United States.
Its services include premium UV tanning with Ergoline Prestige 1600 beds, automated spray tanning, red light therapy, and spa services. The membership based model offers plans from $19.95 to $69 per month. Automation and centralized call centers are used to reduce labor costs.
According to the 2026 FDD, the total initial investment ranges from $757,200 to $1,478,167. The franchise fee is $45,000, with a 6.5% royalty and a 3% advertising fee.
Before franchising, Joey Dabbah opened 7 corporate locations, 5 of which later closed. GLO has received 42 SBA loans totaling $34.4 million, with a 0% default rate.
Loan Activity Score
80/100
SBA Default Rate
0.0%
Active Lenders
16
According to its Franchise Disclosure Document or public business records, GLO Tanning has 40 locations, all owned by franchisees. Public SBA loan records show 16 lenders made 42 loans to franchisees of GLO Tanning. PeerSense calculates GLO Tanning's score as 80 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2010 · 40 locations
$757,200 to $1.5M
$45,000
40
40 franchised
Proprietary PeerSense metric
ExcellentDistinct lenders in public SBA records for GLO Tanning
42
Total SBA loans
$818K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for GLO Tanning
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
42
Total Volume
$34.4M
Active Lenders
16
2 selective
States
12
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for GLO Tanning based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
42 loans
Across 16 lenders
Lender Diversity
16 lenders
Avg 2.6 loans per lender
Investment Tier
Premium investment
$757,200 to $1,478,167 total
GLO Tanning: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
15 approvals. The best year on record for GLO Tanning.
Top SBA State
Texas
19 SBA financed GLO Tanning locations, the densest operator footprint.
Average Loan Size
$818K
Median $858K. Use as a sizing anchor when modeling your own GLO Tanning unit.
Lender Concentration
50%
Concentrated
Share of GLO Tanning approvals captured by the top 3 SBA lenders.
GLO Tanning's SBA lending pipeline peaked in 2025 (15 approvals). The last five fiscal years account for 100% of cumulative volume ($34M approved). Operator density is highest in Texas with 19 SBA financed locations. Average funded ticket sits at $818K, with the median at $858K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$7,838
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
GLO Tanning, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman