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MGM LIQUOR STORES

MGM LIQUOR STORES

The total investment to open a MGM LIQUOR STORES franchise ranges from $58,950 to $119,000. The initial franchise fee is $45,000. Ongoing royalties are 4% plus a 0.4% advertising fee.

What is the MGM LIQUOR STORES franchise?

The Mgm Liquor Stores franchise operates in the alcoholic beverage retail sector, serving customers who purchase beer, wine, and spirits. The brand currently has 20 total units. A specialized liquor store can provide a curated selection, product knowledge, and convenient access that general grocery and convenience stores may not offer. The existing unit count indicates a foundational presence and a measured approach to market penetration and brand development. Alcoholic beverages have enduring consumer demand across economic cycles, with shoppers often valuing both nearby access and the broader selection available from a dedicated retailer. Mgm Liquor Stores aims to meet that demand with a dependable retail experience that can include everyday products, premium selections, and craft offerings. Its locations serve distinct communities, where inventory can be adjusted to local preferences. A franchise model can give owners operating guidelines for a business affected by regulatory requirements and changing consumer tastes. The continued role of specialized physical retail reflects an ongoing need for particular products and informed service. Success depends on understanding local market conditions and matching inventory to regional demand across the network of 20 units.

The beer, wine, and liquor store industry combines steady consumer demand with strict regulation and changing retail practices. The global alcoholic beverages market is a mature sector that is often projected to grow at a compound annual growth rate of approximately 2% to 4% over the coming years. Population growth, higher disposable income among certain demographics, and premiumization are among the factors associated with that projection. Retail stores devoted to beer, wine, and spirits hold a distinct place within this broader market. Alcohol is commonly purchased for social occasions, relaxation, and culinary pairing, supporting recurring buying habits. Consumer preferences have shifted toward craft beers, artisanal spirits, and organic or biodynamic wines, requiring retailers to broaden their product selections. E commerce and delivery services have gained ground, particularly during trends observed in 2020 and 2021. Sales across state lines and within local jurisdictions remain subject to legal restrictions, creating specific challenges for physical retailers such as Mgm Liquor Stores. State and local rules also differ on licensing, operating hours, distribution, and pricing. A successful operator must understand and follow those requirements. Despite the regulatory burden, liquor retail has an essential role and a relatively stable customer base, giving the Mgm Liquor Stores model a setting in which careful management and local adaptation may support operations.

Opening a Mgm Liquor Stores franchise requires a substantial financial commitment. Specific investment figures for the brand are not provided in detail, so comparable retail industry figures offer context rather than a brand specific estimate. A typical initial franchise fee may range from $25,000 to $60,000. That fee generally covers use of the brand, the business model, and initial training. Real estate and leasehold improvements are often among the largest costs. A location may require specialized shelving, refrigeration for beer and wine, display cases, and a point of sale system. Build out costs can range from $100,000 to $400,000, depending on the location’s size and condition. Larger stores and sites requiring extensive renovation may fall near the upper end of that range. Initial inventory is another major expense. Beer, wine, and spirits may require an outlay of $75,000 to $250,000, depending on the breadth and depth of the planned selection. Working capital may require an additional $30,000 to $100,000 for early operating expenses, employee salaries, opening marketing, and unexpected costs during the ramp up period. Alcohol licensing fees vary significantly by state and municipality. They may range from a few thousand dollars to well over $100,000 in highly regulated markets where licenses are limited. The total estimated investment could range from $250,000 to $800,000 or more. That estimate reflects the cost of establishing a compliant, stocked, and attractive retail store and makes financial preparation a central consideration for a prospective owner.

The Mgm Liquor Stores operating model is intended to give franchisees guidance for running a compliant retail business in a regulated industry. Specific details about the brand’s support program are not explicitly outlined. A typical franchise system may provide initial training in inventory management, product knowledge, customer service, daily store procedures, and compliance with state and local alcohol laws. Age verification practices are a particularly important part of that training. Initial instruction may last several weeks at a corporate or designated training facility, supporting a consistent operating approach across all 20 units. Continuing support may include site visits from field consultants, an operations manual, and help with vendor relationships for beer, wine, and spirits. Marketing assistance may cover local advertising, promotional materials, and possible national or regional campaigns intended to increase brand visibility. Technology support for the point of sale system can help with sales processing, inventory records, and compliance reporting. Guidance with initial licensing applications and updates to alcohol laws may also help owners address regulatory requirements. This type of support is intended to promote consistency in customer service and store operations while allowing owners to concentrate on local market activity and sales. Franchisees may also benefit from the purchasing position and shared experience of a network operating under one system.

Alcoholic beverage retail is known for relatively stable revenue, supported by recurring consumer demand. Industry estimates for single unit retail operations often range from $500,000 to $2,000,000 or more per year. Wine and spirits generally produce higher margins than beer. Performance may be affected by inventory controls that limit spoilage and support turnover, pricing decisions that protect margins while remaining competitive, and service that encourages repeat customers. Demand for alcoholic beverages often remains steady during economic downturns, which can provide some insulation from more discretionary retail categories. Mgm Liquor Stores specific figures are not provided. A prospective franchisee should use any available disclosure to form a realistic projection and recognize that results differ with operating efficiency, market conditions, and local management.

Mgm Liquor Stores currently has 20 units, indicating a focused and possibly regionally concentrated expansion strategy rather than rapid national growth. A measured pace may help preserve operating consistency and brand standards across the existing network. A specialized store can compete through a broad or curated selection of beer, wine, and spirits that general retailers may not carry. Its focus can support deeper product knowledge and more informed customer recommendations. Local brand recognition, even when limited to a particular area, may also give an established store an advantage over a new independent entrant by creating familiarity and trust. Franchise operations may offer purchasing efficiencies and standardized inventory practices that can support margins and reduce overhead compared with a standalone store. The brand’s Loan Activity Score is 28. Without additional context or comparative data, that score is a snapshot of performance indicators assessed by the independent research platform. The alcoholic beverage retail market continues to offer a consistent consumer base and changing product preferences that may support measured expansion. Future development will depend on adapting to local tastes, responding to regulatory changes, and applying the experience of the 20 existing units. Specialized service and product range can help the brand remain relevant against larger retailers with broader but less focused offerings.

A suitable Mgm Liquor Stores franchisee should bring retail experience, business judgment, and an understanding of the rules governing alcohol sales. Helpful experience may include retail management or customer service, along with the ability to lead employees, control inventory, and create a positive customer experience. Compliance with local, state, and federal alcohol laws is essential. Age verification procedures require particular attention. The candidate must also be prepared for the franchise fee, build out expenses, initial inventory, and working capital needs described above. Liquid capital and overall net worth should match the size of the investment so the owner can manage the early operating period and unexpected expenses. Community involvement can help a franchisee build relationships in the area served. Territory selection is also significant and may be guided by the franchisor. Relevant considerations include demographics showing demand for alcoholic beverages, visible locations with convenient access and sufficient parking, and local zoning and licensing conditions. A franchisee who researches the local market and adjusts the product selection to community tastes may be better positioned to serve the intended customer base. The particular Mgm Liquor Stores location should reflect the preferences and buying patterns of its target demographic.

Mgm Liquor Stores offers an investment opportunity in a retail category with established demand and 20 total operating units. Alcoholic beverage purchases can remain relatively steady through broader economic changes, which may appeal to an investor seeking a business with recurring customer demand. A specialized liquor store can provide a practical operating model when managed within a franchise structure. The brand’s Loan Activity Score is 28 and can serve as one data point for independent review of performance indicators. An investor should examine market conditions, alcohol regulations, and the support structure described by the franchisor before making a decision. Growth may be measured rather than rapid, but the ongoing need for accessible stores with adequate product selection provides a basis for additional development. The opportunity requires a significant initial investment and a clear understanding of the responsibilities that come with operating in a regulated industry. Prospective franchisees should evaluate the specific territory, expected costs, available disclosures, and operating requirements for their proposed location. PeerSense provides independent franchise intelligence for that review and introduces franchise buyers to SBA and conventional lenders. PeerSense is a commercial capital advisory firm, not a lender, and does not fund or approve loans.

Loan Activity Score

28/100

SBA Default Rate

16.7%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, MGM LIQUOR STORES has 25 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 36 loans to franchisees of MGM LIQUOR STORES. PeerSense calculates MGM LIQUOR STORES's score as 28 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

25 locations

Investment

$58,950 to $119,000

Franchise Fee

$45,000

Total Units

25

25 franchised

Loan Activity Score
High
28
SBA Lending
4
Lender Quality
9
Transparency
9
Reach
3
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for MGM LIQUOR STORES

36

Total SBA loans

$648K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for MGM LIQUOR STORES

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
28out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety4/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

16.7%

vs 9.4% peer avg

SBA Loans

36

Total Volume

$23.3M

Active Lenders

12

1 selective

States

1

vs. SBA Sector Average

-7.3%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for MGM LIQUOR STORES based on SBA lending data

SBA Default Rate

16.7%

7.3% above peer avg

SBA Loan Volume

36 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 3.0 loans per lender

Investment Tier

Low cost entry

$58,950 to $119,000 total

Payment Estimator

Loan Amount$47K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$610

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

MGM LIQUOR STORES, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for MGM LIQUOR STORES

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

MGM LIQUOR STORES

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman