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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
Crave Cookies

Crave Cookies

The total investment to open a Crave Cookies franchise ranges from $301,845 to $706,800. The initial franchise fee is $29,500. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Crave Cookies franchise?

Crave Cookies is a bakery that sells cookies to customers. The estimated total initial investment is $301,845 to $706,800, and the initial franchise fee is $29,500, according to the 2024 Franchise Disclosure Document.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years. Crave Cookies was founded in 2019 and is headquartered in Holladay, UT.

Loan Activity Score

59/100

SBA Default Rate

7.7%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, Crave Cookies has 13 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 13 loans to franchisees of Crave Cookies. PeerSense calculates Crave Cookies's score as 59 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2024 FDD ON FILERetail Bakeries

Franchising since 2019 · 13 locations

Investment

$301,845 to $706,800

Franchise Fee

$29,500

Total Units

13

13 franchised

Loan Activity Score
High
59
SBA Lending
17
Lender Quality
11
Transparency
9
Reach
5
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for Crave Cookies

13

Total SBA loans

$346K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Crave Cookies

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
59out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

7.7%

vs 10.3% peer avg

SBA Loans

13

Total Volume

$4.5M

Active Lenders

12

3 selective

States

7

vs. SBA Sector Average

+2.6%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (7.7%)
Item 19 financial data disclosed

Franchise Financing Resources

SBA Loan Calculator| Franchise Funding Options| SBA Loans| Business Acquisition Financing| Equipment Financing| Bridge Loans| Compare 899 SBA Lenders| Free Deal Scan| How to Read an FDD

Data Insights

Key performance metrics for Crave Cookies based on SBA lending data

SBA Default Rate

7.7%

2.6% below peer avg

SBA Loan Volume

13 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 1.1 loans per lender

Investment Tier

Significant investment

$301,845 to $706,800 total

Payment Estimator

Loan Amount$241K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,125

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Crave Cookies, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Crave Cookies

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Crave Cookies

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.