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D.p. Dough

D.p. Dough

The total investment to open a D.p. Dough franchise ranges from $120,980 to $359,910. The initial franchise fee is $40,000. Ongoing royalties are 5% plus a 1% advertising fee.

What is the D.p. Dough franchise?

D.p. Dough is a restaurant franchise that sells calzones to customers looking for a handheld meal. Its 2026 Franchise Disclosure Document estimates a total initial investment of $120,980 to $359,910 and lists an initial franchise fee of $40,000.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 1 percent. The net worth requirement is $100,000, and the franchise agreement term is 10 years.

D.p. Dough is headquartered in MA. The brand was founded in 1987 and began franchising in 2019.

Loan Activity Score

39/100

SBA Default Rate

11.8%

Active Lenders

13

Franchisees account for 49 of D.p. Dough's 58 locations. Public SBA loan records show 13 lenders made 17 loans to franchisees of D.p. Dough. PeerSense calculates D.p. Dough's score as 39 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIEDFull-Service Restaurants

Franchising since 1987 · 58 locations

Investment

$120,980 to $359,910

Franchise Fee

$40,000

Total Units

58

49 franchised

Loan Activity Score
Medium
39
SBA Lending
10
Lender Quality
9
Transparency
10
Reach
7
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
13SBA lenders

Distinct lenders in public SBA records for D.p. Dough

17

Total SBA loans

$168K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for D.p. Dough

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
39out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

11.8%

vs 10.3% peer avg

SBA Loans

17

Total Volume

$2.9M

Active Lenders

13

2 selective

States

12

vs. SBA Sector Average

-1.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for D.p. Dough based on SBA lending data

SBA Default Rate

11.8%

1.5% above peer avg

SBA Loan Volume

17 loans

Across 13 lenders

Lender Diversity

13 lenders

Avg 1.3 loans per lender

Investment Tier

Mid range investment

$120,980 to $359,910 total

D.p. Dough: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2015

3 approvals. The best year on record for D.p. Dough.

Top SBA State

West Virginia

2 SBA financed D.p. Dough locations, the densest operator footprint.

Average Loan Size

$168K

Median $115K. Use as a sizing anchor when modeling your own D.p. Dough unit.

Lender Concentration

41.2%

Concentrated

Share of D.p. Dough approvals captured by the top 3 SBA lenders.

D.p. Dough's SBA lending pipeline peaked in 2015 (3 approvals). Operator density is highest in West Virginia with 2 SBA financed locations. Average funded ticket sits at $168K, with the median at $115K. Lender mix is concentrated: the top three SBA lenders account for 41.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$97K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,252

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

D.p. Dough, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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2 FDDs Available for D.p. Dough

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

D.p. Dough

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman