Honest Abe Roofing
The total investment to open a Honest Abe Roofing franchise ranges from $212,600 to $582,249. The initial franchise fee is $59,500. Ongoing royalties are 5% plus a 2% advertising fee.
What is the Honest Abe Roofing franchise?
Honest Abe Roofing provides roofing services to residential and commercial property owners. The estimated total initial investment is $212,600 to $582,249, and the initial franchise fee is $59,500, according to the 2026 Franchise Disclosure Document.
The ongoing royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 7 years.
The company is headquartered in Orlando, Florida, and began franchising in 2017.
Loan Activity Score
35/100
SBA Default Rate
25.0%
Active Lenders
4
Franchisees account for 13 of Honest Abe Roofing's 18 locations. Public SBA loan records show 4 lenders made 8 loans to franchisees of Honest Abe Roofing. PeerSense calculates Honest Abe Roofing's score as 35 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
18 locations
$212,600 to $582,249
$59,500
18
13 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Honest Abe Roofing
8
Total SBA loans
$157K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Honest Abe Roofing
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
25.0%
vs 7.0% peer avg
SBA Loans
8
Total Volume
$1.3M
Active Lenders
4
1 selective
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Honest Abe Roofing based on SBA lending data
SBA Default Rate
25.0%
18.0% above peer avg
SBA Loan Volume
8 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 2.0 loans per lender
Investment Tier
Significant investment
$212,600 to $582,249 total
Honest Abe Roofing: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
6 approvals. The best year on record for Honest Abe Roofing.
Top SBA State
Florida
4 SBA financed Honest Abe Roofing locations, the densest operator footprint.
Average Loan Size
$157K
Median $150K. Use as a sizing anchor when modeling your own Honest Abe Roofing unit.
Lender Concentration
87.5%
Concentrated
Share of Honest Abe Roofing approvals captured by the top 3 SBA lenders.
Honest Abe Roofing's SBA lending pipeline peaked in 2021 (6 approvals). The last five fiscal years account for 75% of cumulative volume ($959K approved). Operator density is highest in Florida with 4 SBA financed locations. Average funded ticket sits at $157K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 87.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,201
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Honest Abe Roofing, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman