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Lipscomb Oil Company, Inc. (Sh

Lipscomb Oil Company, Inc. (Sh

Franchising since 1978 · 1 locations

Lipscomb Oil Company, Inc. (Sh currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Lipscomb Oil Company, Inc. (Sh are Three Rivers Local Development. PeerSense FPI health score: 43/100.

Total Units

1

1 franchised

FPI Score
Low
43

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Lipscomb Oil Company, Inc. (Sh financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
43out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.7M

Active Lenders

1

States

1

Top SBA Lenders for Lipscomb Oil Company, Inc. (Sh

What is the Lipscomb Oil Company, Inc. (Sh franchise?

Lipscomb Oil Company Inc Sh, operating as a singular unit within the expansive and essential petroleum distribution and retail sector, establishes its presence as a unique franchise entity. As a lone operator identified within the broader franchise landscape, the Lipscomb Oil Company Inc Sh franchise embodies a distinct, focused operational model within its designated territory. While specific historical narratives concerning its foundational year, the visionary individuals responsible for its inception, the precise geographical coordinates of its corporate headquarters, or the identity of its current chief executive officer remain undisclosed, the very existence of the Lipscomb Oil Company Inc Sh franchise signifies its active engagement in a market characterized by unwavering consumer demand for fuel and an array of associated convenience services. This sector, classified under the North American Industry Classification System (NAICS) Code 457110, represents a foundational and indispensable component of modern consumer infrastructure, diligently facilitating daily commutes, supporting extensive commercial logistics across diverse regions, and serving as a crucial point of access for essential goods. The strategic positioning and operational efficacy of any single unit, such as that of the Lipscomb Oil Company Inc Sh franchise, within this vast and continuously active economic framework are paramount for its localized impact and sustained relevance. The overarching industry for gasoline stations with convenience stores consistently demonstrates remarkable resilience and enduring importance, thereby underscoring the fundamental role of robust fuel supply and intricate distribution networks. The Lipscomb Oil Company Inc Sh franchise, by its nature as a single unit, offers a focused perspective on localized market penetration and dedicated service provision within this vital economic segment, navigating the complexities and opportunities inherent in a market that remains central to everyday life and commerce. The sustained demand for petroleum products and convenience items ensures that even a single-unit franchise like Lipscomb Oil Company Inc Sh operates within a market that is both stable and perpetually dynamic.

The industry landscape in which the Lipscomb Oil Company Inc Sh franchise operates is characterized by its substantial scale, continuous evolution, and pronounced consumer trends. The total addressable market (TAM) for Gasoline Stations with Convenience Stores, explicitly identified under NAICS Code 457110, is conservatively estimated at approximately $656 billion, demonstrating a Compound Annual Growth Rate (CAGR) of 3.2% over a relevant projection period. Within the United States, the market size specifically for Gas Stations with Convenience Stores was recorded at an impressive $522.3 billion in 2025 and is projected to maintain a significant valuation of $520.3 billion in 2026, experiencing a marginal decrease of -0.3% in 2025 and a further -0.4% in 2026. Despite these minor year-over-year fluctuations, the market size in the U.S. has exhibited a steady growth trajectory over the preceding five-year period from 2021 to 2026, achieving a respectable 0.6% CAGR. The total industry revenue in 2024 alone reached $484.5 billion, with the sector expanding at a robust annual rate of 3.5% over the past three years, illustrating its consistent economic vitality. This highly active sector comprises a significant number of participants, with 57,197 distinct companies contributing to its overall market activity. On a global scale, the gasoline stations market was valued at an enormous $2.7 trillion in 2025 and is anticipated to grow to $2.8 trillion in 2026 at a CAGR of 3.8%, with projections indicating a substantial expansion to $3.35 trillion by 2030 at an accelerated CAGR of 4.6%. Key growth drivers underpinning this sustained expansion include a demonstrable increase in vehicle usage, prevailing consumer trends favoring convenience shopping, the strategic expansion of hybrid retail models that integrate fuel sales with various other services, continuous technological advancements in areas such as fuel efficiency and sophisticated point-of-sale systems, the inherent advantages of strategic location in high-traffic areas, and a fundamental, rising demand for vehicle fuel. Conversely, the industry also confronts several inherent risks, including persistent fuel price volatility influenced by global supply and demand dynamics, potential regulatory changes that could significantly increase operational costs, the dampening effects of economic downturns leading to reduced consumer spending on travel and related purchases, and intense competitive pressures from large supermarket chains increasingly entering the fuel sales arena. Major trends anticipated in the forecast period include a continued growth of convenience retail offerings at fuel stations, an escalating demand for premium and additive-enriched fuels, the widespread adoption of loyalty programs and advanced digital payment solutions, an expansion of alternative fuel offerings such as Compressed Natural Gas (CNG), and an intensified focus on enhanced safety and stringent compliance measures across all station operations. Furthermore, a broader societal shift toward alternative fuels, the accelerating adoption of electric and hybrid vehicles, strategic investments in smart fuel station technologies, and a concerted regulatory push for emissions reduction are all profoundly shaping the future trajectory of this critical industry segment, in which the Lipscomb Oil Company Inc Sh franchise participates.

Specific financial parameters pertaining to the investment required for the Lipscomb Oil Company Inc Sh franchise, encompassing initial franchise fees, the comprehensive total investment range necessary for establishing and operating a single unit, ongoing royalty rates, mandatory contributions to an advertising fund, or explicit liquid capital requirements for prospective franchisees, have not been publicly disclosed. The precise details of the financial commitment indispensable to become a franchisee of the Lipscomb Oil Company Inc Sh franchise remain unquantified within the available information. Prospective investors endeavoring to comprehend the economic framework of the Lipscomb Oil Company Inc Sh franchise would typically seek comprehensive figures detailing the full spectrum of startup costs, which commonly encompass expenses ranging from real estate acquisition or leasehold improvements to initial inventory stocking, essential equipment purchases, prominent signage, and sufficient working capital to sustain initial operations. The unfortunate absence of such granular and specific data means that any detailed discussion regarding the precise financial outlay for a Lipscomb Oil Company Inc Sh franchise must, by necessity, defer to a generalized understanding of the capital intensity typically involved in establishing and maintaining a retail fuel operation. Such an endeavor generally necessitates a significant capital investment for robust infrastructure development, stringent compliance with a myriad of environmental and safety regulations, and the strategic securing of initial fuel inventory. The overall financial viability and attractiveness of any franchise opportunity are fundamentally contingent upon a clear and transparent understanding of these upfront and ongoing costs, which are conventionally itemized and thoroughly explained in a Franchise Disclosure Document (FDD). For the Lipscomb Oil Company Inc Sh franchise, these critical financial disclosures, which would provide clarity on the investment proposition, are not provided, thereby preventing a detailed and informed analysis of the investment requirements. The inherent nature of the petroleum distribution and retail business, even for a single unit, almost invariably implies substantial capital requirements for land acquisition, facility construction or extensive renovation, the installation of sophisticated point-of-sale systems, and the implementation of advanced underground storage tanks, all of which represent considerable financial expenditures that are not specifically enumerated or detailed for the Lipscomb Oil Company Inc Sh franchise. This lack of specific financial data necessitates a more cautious approach for potential investors evaluating the Lipscomb Oil Company Inc Sh franchise.

The operational framework and the specific support structure that the Lipscomb Oil Company Inc Sh franchise provides to its singular unit operator are not explicitly detailed in the available information. A comprehensive and granular understanding of the training programs offered, the scope of ongoing operational assistance, the nature of any marketing support, the intricacies of supply chain logistics, or any other facilitative services that the Lipscomb Oil Company Inc Sh franchisor might extend to its sole franchisee is currently unavailable for scrutiny. In a typical scenario, a franchisor operating within the fuel distribution and retail sector would traditionally offer extensive guidance and support across a multitude of areas, including strategic site selection, efficient facility design, procurement of specialized equipment, meticulous inventory management, and ensuring strict compliance with industry-specific regulatory requirements. Furthermore, robust franchisor support often encompasses brand-specific marketing strategies designed to enhance local visibility, privileged access to preferred supplier networks for both fuel products and a diverse range of convenience store items, and continuous operational consultation to optimize performance. Such comprehensive support mechanisms are meticulously designed to ensure unwavering consistency in brand standards, maximize operational efficiency, and drive profitability across all franchise units. However, for the Lipscomb Oil Company Inc Sh franchise, the precise specifics of how it empowers its single unit through initial training, the integration of advanced technologies, or direct managerial assistance are regrettably not documented or publicly accessible. Details concerning the definition of its operating territory, the existence of any exclusivity

FPI Score

43/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Lipscomb Oil Company, Inc. (Sh based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Lipscomb Oil Company, Inc. (Sh — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

1 approvals — best year on record for Lipscomb Oil Company, Inc. (Sh.

Top SBA State

Mississippi

1 SBA-financed Lipscomb Oil Company, Inc. (Sh locations — the densest operator footprint.

Average Loan Size

$734K

Median $734K — use as a sizing anchor when modeling your own $Lipscomb Oil Company, Inc. (Sh unit.

Lender Concentration

100%

Concentrated

Share of Lipscomb Oil Company, Inc. (Sh approvals captured by the top 3 SBA lenders.

Lipscomb Oil Company, Inc. (Sh's SBA lending pipeline peaked in 2022 (1 approvals). The last five fiscal years account for 100% of cumulative volume ($734K approved). Operator density is highest in Mississippi with 1 SBA-financed locations. Average funded ticket sits at $734K, with the median at $734K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Lipscomb Oil Company, Inc. (Shunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Lipscomb Oil Company, Inc. (Sh