Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Ultimate Gear

Ultimate Gear

Franchising since 1986

Ultimate Gear currently operates 0 locations. PeerSense FPI health score: 38/100.

Total Units

0

0
FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Ultimate Gear financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

100.0%

1 of 1 loans charged off

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

What is the Ultimate Gear franchise?

Ultimate Gear was founded in 1986, establishing its inaugural American store in Thousand Oaks, California, during the same year. This pivotal moment marked the beginning of a transformative journey in the retail sector, with the company swiftly introducing its innovative franchise program in 1987. The visionary behind Ultimate Gear, John Fletcher, launched this distinguished concept over four decades ago, with its origins rooted in London, a testament to its enduring global appeal and foundational strength. The parent entity overseeing the extensive Ultimate Gear franchise system is UltimateGear California Inc., maintaining its corporate headquarters at the prominent address of 1200 Lawrence Dr., #300, Newbury Park, CA 91320. Leadership at Ultimate Gear is robust and experienced, with Brian Harper currently serving as the esteemed President and CEO, guiding the brand's strategic initiatives and continuous expansion. He is supported by Michael Rogers, who holds the vital position of Senior Vice President, contributing significantly to operational excellence and strategic development. Furthermore, Michael Bowman has been an integral part of the Ultimate Gear team for over fifteen years as the Technology Director, spearheading the integration of advanced technological solutions into the franchise’s day-to-day operations and customer experience. The central headquarters, a hub of innovation and support, comprises a dedicated team of 20 employees, ensuring comprehensive assistance and guidance for the entire network of franchisees. This meticulously structured foundation, established since its 1986 founding year, has enabled Ultimate Gear to firmly position itself as a prominent and rapidly expanding force within the highly competitive family clothing store market. The unwavering commitment to innovation and customer satisfaction, deeply embedded within the Ultimate Gear franchise model, has been refined over decades, presenting a truly exceptional opportunity for aspiring entrepreneurs looking to make a significant impact in the retail industry.

The broader retail sector, especially segments intimately connected with consumer lifestyle and home improvement, consistently presents a robust and expanding landscape for dynamic businesses like the Ultimate Gear franchise. While specific market data for family clothing stores was not explicitly detailed, the available insights into related consumer markets provide a powerful indication of overarching spending trends that directly benefit retail in general. For instance, the broader Furniture and Home Furnishing Market was valued at a substantial USD 0.93 trillion in 2025, with projections estimating its growth to an impressive USD 1.43 trillion by 2031, demonstrating a Compound Annual Growth Rate (CAGR) of 7.39% during the forecast period from 2026 to 2031. This significant expansion in a related consumer goods sector strongly underscores a favorable underlying trend in discretionary consumer spending that positively impacts all retail establishments, including the Ultimate Gear franchise. Furthermore, the global furniture market size was estimated at USD 786.13 billion in 2025 and is anticipated to reach USD 1,334.08 billion by 2033, expanding at a robust CAGR of 7.0% from 2026 to 2033. The global furniture and home furnishing store market alone accounted for USD 542.23 billion in 2025 and is predicted to increase from USD 565 billion in 2026 to approximately USD 816.02 billion by 2035, exhibiting a consistent CAGR of 4.17% from 2026 to 2035. This sustained market growth is fundamentally propelled by a rising consumer demand for stylish, functional, and affordable goods, an increasing interest in personal expression through interior design and fashion, and growing investments in home improvement and renovation projects that frequently involve lifestyle purchases. Current

FPI Score

38/100

SBA Default Rate

100.0%

Active Lenders

1

Key Highlights

Data Insights

Key performance metrics for Ultimate Gear based on SBA lending data

SBA Default Rate

100.0%

1 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Ultimate Gearunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Ultimate Gear