Ultimate Gear
Franchising since 1986
Ultimate Gear currently operates 0 locations. The top SBA 7(a) lenders for Ultimate Gear are East West Bank. PeerSense FPI health score: 38/100.
0
0Proprietary PeerSense metric
FairActive capital sources verified for Ultimate Gear financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
100.0%
1 of 1 loans charged off
SBA Loans
1
Total Volume
$0.1M
Active Lenders
1
States
1
Top SBA Lenders for Ultimate Gear
What is the Ultimate Gear franchise?
Ultimate Gear was founded in 1986, establishing its inaugural American store in Thousand Oaks, California, during the same year. This pivotal moment marked the beginning of a transformative journey in the retail sector, with the company swiftly introducing its innovative franchise program in 1987. The visionary behind Ultimate Gear, John Fletcher, launched this distinguished concept over four decades ago, with its origins rooted in London, a testament to its enduring global appeal and foundational strength. The parent entity overseeing the extensive Ultimate Gear franchise system is UltimateGear California Inc., maintaining its corporate headquarters at the prominent address of 1200 Lawrence Dr., #300, Newbury Park, CA 91320. Leadership at Ultimate Gear is robust and experienced, with Brian Harper currently serving as the esteemed President and CEO, guiding the brand's strategic initiatives and continuous expansion. He is supported by Michael Rogers, who holds the vital position of Senior Vice President, contributing significantly to operational excellence and strategic development. Furthermore, Michael Bowman has been an integral part of the Ultimate Gear team for over fifteen years as the Technology Director, spearheading the integration of advanced technological solutions into the franchise’s day-to-day operations and customer experience. The central headquarters, a hub of innovation and support, comprises a dedicated team of 20 employees, ensuring comprehensive assistance and guidance for the entire network of franchisees. This meticulously structured foundation, established since its 1986 founding year, has enabled Ultimate Gear to firmly position itself as a prominent and rapidly expanding force within the highly competitive family clothing store market. The unwavering commitment to innovation and customer satisfaction, deeply embedded within the Ultimate Gear franchise model, has been refined over decades, presenting a truly exceptional opportunity for aspiring entrepreneurs looking to make a significant impact in the retail industry.
The broader retail sector, especially segments intimately connected with consumer lifestyle and home improvement, consistently presents a robust and expanding landscape for dynamic businesses like the Ultimate Gear franchise. While specific market data for family clothing stores was not explicitly detailed, the available insights into related consumer markets provide a powerful indication of overarching spending trends that directly benefit retail in general. For instance, the broader Furniture and Home Furnishing Market was valued at a substantial USD 0.93 trillion in 2025, with projections estimating its growth to an impressive USD 1.43 trillion by 2031, demonstrating a Compound Annual Growth Rate (CAGR) of 7.39% during the forecast period from 2026 to 2031. This significant expansion in a related consumer goods sector strongly underscores a favorable underlying trend in discretionary consumer spending that positively impacts all retail establishments, including the Ultimate Gear franchise. Furthermore, the global furniture market size was estimated at USD 786.13 billion in 2025 and is anticipated to reach USD 1,334.08 billion by 2033, expanding at a robust CAGR of 7.0% from 2026 to 2033. The global furniture and home furnishing store market alone accounted for USD 542.23 billion in 2025 and is predicted to increase from USD 565 billion in 2026 to approximately USD 816.02 billion by 2035, exhibiting a consistent CAGR of 4.17% from 2026 to 2035. This sustained market growth is fundamentally propelled by a rising consumer demand for stylish, functional, and affordable goods, an increasing interest in personal expression through interior design and fashion, and growing investments in home improvement and renovation projects that frequently involve lifestyle purchases. Current
FPI Score
38/100
SBA Default Rate
100.0%
Active Lenders
1
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Ultimate Gear based on SBA lending data
SBA Default Rate
100.0%
1 of 1 loans charged off
SBA Loan Volume
1 loans
Across 1 lenders
Lender Diversity
1 lenders
Avg 1.0 loans per lender
Ultimate Gear — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2007
1 approvals — best year on record for Ultimate Gear.
Top SBA State
California
1 SBA-financed Ultimate Gear locations — the densest operator footprint.
Average Loan Size
$87K
Median $87K — use as a sizing anchor when modeling your own $Ultimate Gear unit.
Lender Concentration
100%
Concentrated
Share of Ultimate Gear approvals captured by the top 3 SBA lenders.
Ultimate Gear's SBA lending pipeline peaked in 2007 (1 approvals). Operator density is highest in California with 1 SBA-financed locations. Average funded ticket sits at $87K, with the median at $87K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Ultimate Gear — unit breakdown
Explore Funding for Ultimate Gear
Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly