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Insty-Prints

Insty-Prints

The total investment to open a Insty-Prints franchise ranges from $63,000 to $485,000. The initial franchise fee is $56,100.

What is the Insty-Prints franchise?

Insty Prints is a printing business that produces printed materials for local businesses. The estimated total initial investment is $63,000 to $485,000, and the initial franchise fee is $56,100.

The company is headquartered in BILLINGS, MT.

Loan Activity Score

38/100

SBA Default Rate

9.8%

Active Lenders

25

According to its Franchise Disclosure Document or public business records, Insty-Prints has 31 locations, all owned by franchisees. Public SBA loan records show 25 lenders made 41 loans to franchisees of Insty-Prints. PeerSense calculates Insty-Prints's score as 38 out of 100, using public SBA loan performance and recent lending activity.

31 locations

Investment

$63,000 to $485,000

Franchise Fee

$56,100

Total Units

31

31 franchised

Loan Activity Score
High
38
SBA Lending
9
Lender Quality
7
Transparency
10
Reach
9
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
25SBA lenders

Distinct lenders in public SBA records for Insty-Prints

41

Total SBA loans

$246K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Insty-Prints

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
38out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety9/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

9.8%

vs 7.6% peer avg

SBA Loans

41

Total Volume

$10.1M

Active Lenders

25

3 selective

States

15

vs. SBA Sector Average

-2.2%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (9.8%)

Data Insights

Key performance metrics for Insty-Prints based on SBA lending data

SBA Default Rate

9.8%

2.2% above peer avg

SBA Loan Volume

41 loans

Across 25 lenders

Lender Diversity

25 lenders

Avg 1.6 loans per lender

Investment Tier

Mid range investment

$63,000 to $485,000 total

Insty-Prints: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2012

4 approvals. The best year on record for Insty-Prints.

Top SBA State

Montana

11 SBA financed Insty-Prints locations, the densest operator footprint.

Average Loan Size

$235K

Median $204K. Use as a sizing anchor when modeling your own Insty-Prints unit.

Lender Concentration

35.6%

Moderately Spread

Share of Insty-Prints approvals captured by the top 3 SBA lenders.

Insty-Prints's SBA lending pipeline peaked in 2012 (4 approvals). Operator density is highest in Montana with 11 SBA financed locations. Average funded ticket sits at $235K, with the median at $204K. Lender mix is moderately spread: the top three SBA lenders account for 35.6% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$50K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$652

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Insty-Prints, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Insty-Prints

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.