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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
U

Units

The total investment to open a Units franchise ranges from $314,000 to $2.2M. The initial franchise fee is $55,500. Ongoing royalties are 8% plus a 2% advertising fee.

What is the Units franchise?

Units is a self storage business that rents storage units to customers. The estimated total initial investment is $314,000 to $2,192,000. The initial franchise fee is $55,500.

The ongoing royalty is 8 percent of sales, and the advertising or brand fund fee is 2 percent. The required net worth is $1,500,000. The franchise agreement term is 10 years.

Units is headquartered in Oxnard, California. Cost and fee figures are from the 2026 Franchise Disclosure Document.

Loan Activity Score

65/100

SBA Default Rate

0.0%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, Units has 61 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 77 loans to franchisees of Units. PeerSense calculates Units's score as 65 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

Franchising since 2004 · 61 locations

Investment

$314,000 to $2.2M

Franchise Fee

$55,500

Total Units

61

61 franchised

Loan Activity Score
Very high
65
SBA Lending
25
Lender Quality
7
Transparency
10
Reach
10
Momentum
13

Proprietary PeerSense metric

Strong
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for Units

77

Total SBA loans

$1.2M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Units

Loan Activity Score Breakdown

Established (25 to 99 loans)

Very High Confidence
65out of 100
Strong
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint10/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 3.2% peer avg

SBA Loans

77

Total Volume

$90.5M

Active Lenders

12

1 selective

States

32

vs. SBA Sector Average

+3.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for Units based on SBA lending data

SBA Default Rate

0.0%

3.2% below peer avg

SBA Loan Volume

77 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 6.4 loans per lender

Investment Tier

Premium investment

$314,000 to $2,192,000 total

Units: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

22 approvals. The best year on record for Units.

Top SBA State

Ohio

6 SBA financed Units locations, the densest operator footprint.

Average Loan Size

$1.2M

Median $1.1M. Use as a sizing anchor when modeling your own Units unit.

Lender Concentration

82.5%

Concentrated

Share of Units approvals captured by the top 3 SBA lenders.

Units's SBA lending pipeline peaked in 2021 (22 approvals). The last five fiscal years account for 77% of cumulative volume ($71M approved). Operator density is highest in Ohio with 6 SBA financed locations. Average funded ticket sits at $1.2M, with the median at $1.1M. Lender mix is concentrated: the top three SBA lenders account for 82.5% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$251K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,250

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Units, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Units

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Units

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.