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Pick-Em Up Truck Store

Pick-Em Up Truck Store

Franchising since 1989 · 4 locations

The total investment to open a Pick-Em Up Truck Store franchise ranges from $53,000 - $478,600. Pick-Em Up Truck Store currently operates 4 locations (4 franchised). The top SBA 7(a) lenders for Pick-Em Up Truck Store are Transamerica Small Business Capital, Inc., B:Side Capital and Aurora Interim National Bank. PeerSense FPI health score: 25/100.

Investment

$53,000 - $478,600

Total Units

4

4 franchised

FPI Score
Medium
25

Proprietary PeerSense metric

Limited
Capital Partners
7lenders available

Active capital sources verified for Pick-Em Up Truck Store financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
25out of 100
Limited

SBA Lending Performance

SBA Default Rate

42.9%

3 of 7 loans charged off

SBA Loans

7

Total Volume

$1.6M

Active Lenders

7

States

3

Top SBA Lenders for Pick-Em Up Truck Store

What is the Pick-Em Up Truck Store franchise?

The Pickem Up Truck Store franchise operates within the dynamic and essential sector of Motor Vehicle Supplies and New Parts Wholesalers, a category critical to maintaining the vast fleet of vehicles across the nation and beyond. Headquartered in ANTIOCH, CA, the Pickem Up Truck Store franchise has established its operational footprint with 4 active units, signaling a deliberate and focused approach to market entry and brand development. The fundamental identity of the Pickem Up Truck Store franchise is built upon its specialization in products and components exclusively tailored for the robust and ever-growing pickup truck market. This strategic niche allows the Pickem Up Truck Store franchise to serve a highly dedicated and often passionate segment of vehicle owners and commercial enterprises, all of whom depend heavily on their pickup trucks for a wide array of purposes, spanning from demanding professional work applications to recreational pursuits and essential daily utility. The market position that a Pickem Up Truck Store franchise cultivates is inherently defined by its unwavering commitment to sourcing and offering a comprehensive and high-quality inventory of supplies and new parts, thereby distinguishing itself through an unparalleled level of product specialization within the expansive and competitive automotive aftermarket. The brand’s meticulously designed strategic approach places a strong emphasis on effectively catering to both the individual truck enthusiast, who frequently seeks performance enhancements, aesthetic upgrades, and specialized accessories, as well as various businesses and organizations that require reliable replacement parts, maintenance components, or highly customized solutions for their extensive fleet vehicles. The day-to-day operation of a Pickem Up Truck Store franchise fundamentally involves the streamlined distribution and direct sale of these essential components, all designed to ensure that pickup trucks not only function at their optimal

FPI Score

25/100

SBA Default Rate

42.9%

Active Lenders

7

Key Highlights

Data Insights

Key performance metrics for Pick-Em Up Truck Store based on SBA lending data

SBA Default Rate

42.9%

3 of 7 loans charged off

SBA Loan Volume

7 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.0 loans per lender

Investment Tier

Mid-range investment

$53,000 – $478,600 total

Pick-Em Up Truck Store — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2002

2 approvals — best year on record for Pick-Em Up Truck Store.

Top SBA State

California

4 SBA-financed Pick-Em Up Truck Store locations — the densest operator footprint.

Average Loan Size

$228K

Median $146K — use as a sizing anchor when modeling your own $Pick-Em Up Truck Store unit.

Lender Concentration

42.9%

Concentrated

Share of Pick-Em Up Truck Store approvals captured by the top 3 SBA lenders.

Pick-Em Up Truck Store's SBA lending pipeline peaked in 2002 (2 approvals). Operator density is highest in California with 4 SBA-financed locations. Average funded ticket sits at $228K, with the median at $146K. Lender mix is concentrated: the top three SBA lenders account for 42.9% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$42K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$549

Principal & Interest only

Locations

Pick-Em Up Truck Storeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Pick-Em Up Truck Store