Imeca Lumber & Hardware
The total investment to open a Imeca Lumber & Hardware franchise ranges from $365,650 to $458,900.
What is the Imeca Lumber & Hardware franchise?
Imeca Lumber & Hardware is a hardware store selling lumber and home improvement supplies to homeowners and contractors. The estimated total initial investment to open is $365,650 to $458,900.
The brand was founded in 2002 and is headquartered in Miami Gardens, Florida.
Loan Activity Score
49/100
SBA Default Rate
0.0%
Active Lenders
1
According to its Franchise Disclosure Document or public business records, Imeca Lumber & Hardware has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 2 loans to franchisees of Imeca Lumber & Hardware. PeerSense calculates Imeca Lumber & Hardware's score as 49 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2002 · 1 location
$365,650 to $458,900
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Imeca Lumber & Hardware
2
Total SBA loans
$863K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Imeca Lumber & Hardware
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
2
Total Volume
$1.7M
Active Lenders
1
1 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Imeca Lumber & Hardware based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
2 loans
Across 1 lender
Lender Diversity
1 lender
Avg 2.0 loans per lender
Investment Tier
Significant investment
$365,650 to $458,900 total
Imeca Lumber & Hardware: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
2 approvals. The best year on record for Imeca Lumber & Hardware.
Top SBA State
Arizona
2 SBA financed Imeca Lumber & Hardware locations, the densest operator footprint.
Average Loan Size
$863K
Median $863K. Use as a sizing anchor when modeling your own Imeca Lumber & Hardware unit.
Lender Concentration
100%
Concentrated
Share of Imeca Lumber & Hardware approvals captured by the top 3 SBA lenders.
Imeca Lumber & Hardware's SBA lending pipeline peaked in 2021 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($1.7M approved). Operator density is highest in Arizona with 2 SBA financed locations. Average funded ticket sits at $863K, with the median at $863K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$3,785
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Imeca Lumber & Hardware, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman