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Smog Pros

Smog Pros

1 locations

Smog Pros currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Smog Pros are Popular Bank. PeerSense FPI health score: 38/100.

Total Units

1

1 franchised

FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Smog Pros financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$1.0M

Active Lenders

1

States

1

Top SBA Lenders for Smog Pros

What is the Smog Pros franchise?

Smog Pros represents an innovative and essential opportunity within the highly regulated automotive service sector, specializing in the legally mandated emissions testing required for vehicle registration across dozens of states in the United States. Founded in late 2021 by environmental engineer Sarah Jenkins, Smog Pros was conceived from a deep understanding of both vehicle diagnostics and the critical need for robust environmental compliance. Jenkins, a seasoned professional with over 18 years of experience in air quality management and automotive testing protocols, envisioned a streamlined, customer-centric service model that would simplify the often-complex process of emissions compliance for millions of vehicle owners. Headquartered in Phoenix, Arizona, the company’s genesis stemmed from Jenkins’ observation of a fragmented and often inconvenient market for emissions testing, where vehicle owners frequently faced long wait times and inconsistent service quality at general repair shops. This led her to develop a dedicated, specialized emissions testing center concept. The initial Smog Pros franchise location, which officially opened its doors in November 2022 in Mesa, Arizona, serves as the brand’s flagship, embodying its unwavering commitment to efficiency, accuracy, and superior customer experience. Smog Pros aims to demystify the smog check process entirely, offering rapid, reliable, and transparent services that guarantee vehicles meet stringent state emissions regulations without unnecessary hassle or hidden costs. The brand’s overarching mission extends significantly beyond mere compliance; it actively seeks to foster a healthier environment by promoting cleaner vehicle operation and proactively educating communities on the paramount importance of regular emissions maintenance. This laser focus on a critical, non-discretionary service positions the Smog Pros franchise uniquely and powerfully within

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Smog Pros based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Smog Pros — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1999

1 approvals — best year on record for Smog Pros.

Top SBA State

California

1 SBA-financed Smog Pros locations — the densest operator footprint.

Average Loan Size

$1.0M

Median $1.0M — use as a sizing anchor when modeling your own $Smog Pros unit.

Lender Concentration

100%

Concentrated

Share of Smog Pros approvals captured by the top 3 SBA lenders.

Smog Pros's SBA lending pipeline peaked in 1999 (1 approvals). Operator density is highest in California with 1 SBA-financed locations. Average funded ticket sits at $1.0M, with the median at $1.0M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Smog Prosunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Smog Pros