Suzuki
Franchising since 1909 · 3 locations
Suzuki currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Suzuki are Central Bank of the Midwest, First Savings Bank and Readycap Lending, LLC. PeerSense FPI health score: 48/100.
3
3 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Suzuki financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 3 loans charged off
SBA Loans
3
Total Volume
$0.8M
Active Lenders
3
States
3
Top SBA Lenders for Suzuki
What is the Suzuki franchise?
Navigating the complex landscape of automotive and mobility franchises requires an investor to identify a brand with deep historical roots, a proven track record of innovation, and a clear vision for future growth. The challenge lies in sifting through marketing rhetoric to uncover the tangible data that supports a sound investment decision, particularly in a sector undergoing rapid technological shifts and market expansion. Suzuki Motor Corporation, a Japanese multinational mobility manufacturer, offers such a compelling case study for franchise intelligence. Its journey commenced in October 1909, when Michio Suzuki, a former carpenter, founded the Suzuki Loom Works in Hamamatsu, Shizuoka Prefecture, Japan. Suzuki's initial ambition was to revolutionize weaving technology, achieving early success by developing automatic metal looms that were ten times faster than existing models. The company was formally incorporated as Suzuki Loom Manufacturing Co. in March 1920, capitalized at ¥500,000, with Michio Suzuki at its helm, and spent its first three decades primarily focused on the production of weaving machines.
Despite the success in looms, Michio Suzuki strategically diversified the company's focus, initiating a project to manufacture small cars in 1937, though these plans were temporarily halted by World War II. Post-war, Suzuki decisively re-entered motor vehicle production, achieving a remarkable output of 6,000 motorcycles per month by 1954, the same year the company officially changed its name to Suzuki Motor Co., Ltd. The iconic 'S' mark corporate emblem, now globally recognized, was adopted in October 1958, and the loom division was strategically separated in April 1961, allowing Suzuki Motor Co., Ltd. to concentrate entirely on its burgeoning vehicle businesses. Today, Suzuki Motor Corporation is headquartered in Takatsuka, Chūō-ku, Hamamatsu, Shizuoka, Japan, manufacturing a diverse portfolio that includes automobiles, motorcycles, all-terrain vehicles (ATVs), outboard marine engines, wheelchairs, and various small internal combustion engines. As of July 2025, Suzuki's market capitalization stood at a robust $22.36 billion USD, underscoring its significant global financial standing. The company reported record revenue of 5,825.2 billion yen (approximately 35.6 billion euros) for the fiscal year ending March 31, 2025, marking an 8.7%
FPI Score
48/100
SBA Default Rate
0.0%
Active Lenders
3
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Suzuki based on SBA lending data
SBA Default Rate
0.0%
0 of 3 loans charged off
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Suzuki — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2002
3 approvals — best year on record for Suzuki.
Top SBA State
Texas
3 SBA-financed Suzuki locations — the densest operator footprint.
Average Loan Size
$703K
Median $1.4M — use as a sizing anchor when modeling your own $Suzuki unit.
Lender Concentration
54.2%
Concentrated
Share of Suzuki approvals captured by the top 3 SBA lenders.
Suzuki's SBA lending pipeline peaked in 2002 (3 approvals). The last five fiscal years account for 133% of cumulative volume ($5.3M approved). Operator density is highest in Texas with 3 SBA-financed locations. Average funded ticket sits at $703K, with the median at $1.4M. Lender mix is concentrated: the top three SBA lenders account for 54.2% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Suzuki — unit breakdown
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