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Rates
Carpet One

Carpet One

Franchising since 1985 · 6 locations

The total investment to open a Carpet One franchise ranges from $109,400 - $954,800. The initial franchise fee is $30,000. Ongoing royalties are 6%. Carpet One currently operates 6 locations (6 franchised). PeerSense FPI health score: 42/100.

Investment

$109,400 - $954,800

Franchise Fee

$30,000

Total Units

6

6 franchised

FPI Score
Low
42

Proprietary PeerSense metric

Fair
Capital Partners
4lenders available

Active capital sources verified for Carpet One financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
42out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loans

4

Total Volume

$2.2M

Active Lenders

4

States

4

What is the Carpet One franchise?

Should you invest in a flooring franchise? The answer starts with understanding which business model actually transfers wealth to the operator rather than extracting it through royalties, inflated fees, and corporate overhead. Carpet One Floor & Home solves exactly that problem with a cooperative structure that puts member profitability at the center of every decision. Founded in 1985 by Howard Brodsky, Alan Greenberg, and Sandy Mishkin, Carpet One evolved directly from the Carpet Co-op of America, which was established in 1984, making it one of the most mature and battle-tested retail cooperatives in the home furnishings space. Headquartered in Manchester, New Hampshire, and operating as a subsidiary of CCA Global Partners — described as the world's largest flooring group, comprising approximately 15 affiliated companies, 14 of which are cooperatives — Carpet One has built a network of over 1,000 retail stores across the United States, Canada, Australia, and New Zealand. The network generates a combined $3 billion in annual sales volume, making it simultaneously the single largest floorcovering retailer and the seventh largest home furnishings retailer in the industry. As of March 2023, the organization operates under the leadership of co-CEOs Howard Brodsky and Alan Greenberg at the CCA Global Partners level, with John Gilbert serving as President of Carpet One Floor & Home and Dean Marcarelli functioning as co-COO overseeing expansion strategy. For franchise investors evaluating the Carpet One franchise opportunity, this is not a conventional royalty-extraction business model — it is a collectively owned enterprise with over 700 members operating more than 1,000 stores and a growth agenda that targets 250 additional locations over five years. This analysis, produced independently by PeerSense, examines the investment thesis, financial structure, operating model, and market dynamics that every serious prospect should evaluate before committing capital.

The flooring industry represents one of the most durable and structurally growing segments in the home services and retail economy, and the market data supports an unusually optimistic long-term outlook for Carpet One franchise investors. The global flooring market was estimated at $385.6 billion in 2025 and is projected to reach $634.8 billion by 2033, representing a compound annual growth rate of 6.4% from 2026 through 2033. A separate projection for the global flooring and carpets segment shows growth from $344.2 billion in 2026 to $560.7 billion by 2036 at a 5.2% CAGR, while the flooring contractors market specifically was valued at $211.8 billion in 2025 and is expected to reach $311.92 billion by 2030, driven by an 8.1% CAGR. In the narrower floor covering retail segment, the market was valued at $101.28 billion in 2025 with an estimated trajectory toward $136.18 billion by 2031, growing at a 5.06% CAGR. Several structural forces sustain these projections. Residential applications accounted for 55.92% of floor covering market share in 2025, fueled by renovation activity among homeowners who are investing in existing properties rather than purchasing new construction — a trend analysts describe as "renovation-in-place." Commercial installations are projected to accelerate at 7.74% through 2031, with the non-residential application segment already claiming 52.3% of the broader flooring market's revenue share in 2025 due to strong construction activity. Luxury vinyl tile dominates product categories with 31.78% of the floor covering market, while stone plastic composite products are expanding at an 11.10% CAGR through 2031. Carpets and rugs are expected to hold approximately 35% of the market in 2026, driven by demand in offices, hotels, and residential properties. Consumer preference trends are layering additional tailwinds on top of cyclical renovation demand, including growing interest in sustainable flooring, low-VOC and eco-friendly materials, smart flooring solutions, modular and fast-installation formats, and customized designer options. For a brand with $3 billion in network sales already generating from this category, these macro forces represent a substantial opportunity for incremental growth.

The Carpet One franchise investment structure departs fundamentally from traditional franchise models, and understanding this distinction is critical before evaluating the numbers. Rather than charging a conventional franchise fee of $30,000 to $50,000 with ongoing royalty rates of 5% to 8% of gross revenue — which is standard across the flooring and home services franchise category — Carpet One operates as a member-owned cooperative. Members pay a $2,000 fee for a voting share in the cooperative, and this $2,000 is fully returned upon exiting the cooperative, making it one of the most unusually accessible entry positions in any franchise category. Beyond the membership share, there is an approximate $60,000 charge for a package of services that includes comprehensive showroom redesign and initial training — and critically, this $60,000 can be financed over four years and paid out of member rebates generated through the cooperative's group purchasing power. The database-reported initial investment range runs from $109,400 on the low end to $954,800 on the high end, reflecting the broad variation in store size, market, existing store conversion versus greenfield build-out, and geography. This range makes the Carpet One franchise investment accessible at a mid-tier entry point on the lower end while scaling to a premium-tier commitment for full-format retail locations. There is no traditional ongoing royalty rate, which structurally eliminates one of the most significant ongoing cost burdens in conventional franchise operations. Centralized services — including group advertising, marketing, technology, finance, and administration — are bundled into the cooperative structure, replacing what would otherwise be separate ad fund assessments in a traditional franchise model. Carpet One explicitly positions its Floor & Home cooperative as having one of the lowest membership entry and ongoing operating cost structures compared to other retail business groups in the same industry, emphasizing realistic joining fees, flexible startup costs, and a flat fee structure. One data point from early 2026 references a specific Carpet One entity described as having an initial investment range of $255,000 to $1.7 million, which appears to represent a distinct membership type or entity category within the broader cooperative structure rather than the standard cooperative membership pathway. For prospective investors, the combination of low ongoing fee obligations and cooperative profit-sharing makes total cost of ownership analysis substantially more favorable than the headline investment range suggests.

Daily operations at a Carpet One location reflect the brand's dual identity as both a locally owned independent flooring retailer and a member of North America's largest floorcovering cooperative, with all of the scale advantages that membership provides. Franchisees operate neighborhood-focused showrooms that carry the full range of flooring products — carpet, hardwood, luxury vinyl, laminate, tile, and stone — while accessing CCA Global Partners' global buying power to secure purchasing prices that independent retailers cannot replicate individually. The approximate $60,000 training and showroom redesign package is a foundational operational investment, covering initial staff training, showroom reconfiguration, and integration into the cooperative's systems — and this can be financed over a four-year period, reducing upfront operational pressure. Carpet One's Head Office team provides sustained support focused specifically on member profitability and driving customer traffic, with centralized resources in group advertising, marketing, technology, finance, and administration all available to members as shared services. For growth-oriented operators, the cooperative provides smart solutions including aggressive financing packages, real estate services, full-service store development, and site-check programs, supported by an expanded market development staff that Carpet One has built specifically to oversee internal expansion and identify growth opportunities. The organizational model is explicitly designed to be open, fair, and flexible, allowing business owners to implement the Carpet One brand in a manner that complements their existing business interests while still benefiting from what the cooperative describes as "incomparable depth of industry and market knowledge." This flexibility distinguishes the cooperative model from rigid franchise systems and supports both first-time entrants and experienced flooring retailers who are converting existing operations to the Carpet One platform. The structure is designed to preserve the entrepreneurial benefits of locally owned, family-run neighborhood businesses while delivering the purchasing power, marketing scale, and operational resources of a $3 billion national retail network.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Carpet One, which means prospective investors cannot access audited per-unit revenue figures, median store sales, or profit margin ranges through official FDD channels. This is not uncommon in the cooperative franchise sector, and it does not preclude investors from conducting meaningful financial due diligence. The network-level data provides a useful anchor: $3 billion in total annual sales volume across more than 1,000 stores implies an average per-store revenue in the range of $2.5 to $3 million when distributed across the full system, though actual per-location results will vary significantly based on market size, store format, operator tenure, and local competitive dynamics. Existing members consistently report that the cooperative structure enables profit margins above and beyond industry standards — a credible claim given the structural elimination of royalty fees and the purchasing cost advantages derived from global buying power. In a traditional flooring franchise model, operators paying a 6% royalty and a 2% to 3% ad fund on $2 million in annual revenue would commit $160,000 to $180,000 annually in those fees alone — fees that in the Carpet One cooperative model are either eliminated or embedded into the shared service structure in a way that returns value to members rather than to a corporate franchisor. Sales growth across the Carpet One network has been exceptional by any franchise industry standard, averaging 35% annually in the five years preceding March 2023. For context, the National Retail Federation's benchmark for strong retail sales growth is in the single digits annually, making Carpet One's five-year average of 35% a dramatic outlier that signals both strong consumer demand and effective cooperative resource deployment. Prospective investors without Item 19 data should request financial performance interviews with current members and review available member testimonials as part of their due diligence process.

Carpet One's growth trajectory heading into the mid-2020s is among the most aggressive expansion programs in the flooring retail category. The March 2023 announcement of a 250-store expansion over five years represents a 25% increase to the then-existing network of approximately 1,000 stores — a target that the cooperative has backstopped with expanded market development staffing and a structured approach to both existing member growth and new member acquisition. In the first quarter of 2023 alone, Carpet One added eight new members and nine new locations, suggesting execution against the expansion target was already underway at the time of announcement. The competitive advantages underpinning this growth are structural rather than cyclical. Carpet One's $3 billion in annual network sales gives it purchasing leverage that independent flooring retailers cannot match, creating a cost structure that positions members favorably against both independent competitors and conventional franchise systems. CCA Global Partners' status as the world's largest flooring group — with approximately 15 affiliated companies and 14 cooperative structures — provides technology, finance, and administrative shared services at a scale that insulates members from the operational fragility that typically affects small independent retailers. Howard Brodsky and Alan Greenberg's leadership, sustained since the cooperative's founding in 1985, provides strategic continuity that is rare across the franchise industry, where leadership transitions frequently disrupt growth trajectories. The brand is also positioned favorably against the renovation-in-place trend that is structurally supporting flooring demand: as homeowners invest in existing properties rather than purchasing new construction, showroom-based flooring retailers with strong local relationships and broad product assortments are precisely the type of business that captures outsized share of that renovation spending. Digital transformation, while not the primary growth driver in a category that relies heavily on tactile product interaction and professional installation, is supported through the cooperative's centralized technology services, ensuring members have access to current tools without bearing individual development costs.

The ideal Carpet One franchise candidate is a business owner who either already operates in the flooring or broader home improvement category or possesses the entrepreneurial background to manage a retail showroom and installation business. The cooperative model rewards operators who take an active ownership role — the structure is designed for owner-operators who want to build equity in a locally owned business while accessing the infrastructure of a $3 billion national network rather than passive investors seeking management-free income. Given the expansion plan targeting 250 new locations over five years, there is meaningful opportunity across U.S. and Canadian markets, with particular demand likely in suburban and mid-sized markets where existing independent flooring retailers might convert to the Carpet One platform to access group purchasing and marketing support. Existing flooring retailers considering conversion are especially well-positioned because the showroom redesign and training package can be financed over four years and potentially offset through cooperative rebates, reducing the friction of joining. The cooperative's emphasis on locally owned, family-run businesses suggests that multi-generational operators and community-rooted entrepreneurs align most naturally with the brand's culture and long-term vision. Territory dynamics favor operators who understand their local renovation and construction cycles, have relationships with builders and designers, and can build a repeat customer base in the residential and commercial segments that together represent 100% of the flooring market. The initial investment range of $109,400 to $954,800 means that both conversion operators and greenfield entrants can find an appropriate investment tier within the Carpet One framework.

Synthesizing this analysis, the Carpet One franchise opportunity presents an investment thesis grounded in five durable factors: a structurally growing global flooring market projected to reach $634.8 billion by 2033, a cooperative fee structure that eliminates traditional royalty burdens and returns profit to members, a network generating $3 billion in annual sales with 35% average annual growth over five years, a 250-store expansion plan backstopped by experienced leadership and expanded market development infrastructure, and a founding team with four decades of cooperative retail execution dating to 1984. The FPI Score of 42, rated Fair by the PeerSense independent scoring methodology, reflects considerations around the absence of Item 19 financial disclosure and the limited FDD data available for this specific entity, and investors should weight that signal appropriately in their diligence process. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Carpet One franchise investment against competing flooring and home services concepts across every relevant financial and operational dimension. The combination of low ongoing fee obligations, a well-capitalized parent cooperative, and a massive and growing total addressable market makes this an opportunity that warrants rigorous, data-informed evaluation rather than either reflexive enthusiasm or dismissal. Explore the complete Carpet One franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

42/100

SBA Default Rate

0.0%

Active Lenders

4

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Carpet One based on SBA lending data

SBA Default Rate

0.0%

0 of 4 loans charged off

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$109,400 – $954,800 total

Payment Estimator

Loan Amount$88K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,132

Principal & Interest only

Locations

Carpet Oneunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Carpet One