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Rates
Vert Peak Fitness Center

Vert Peak Fitness Center

2 locations

Ongoing royalties are 5%. Vert Peak Fitness Center currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Vert Peak Fitness Center are KeyBank and SMBC MANUBANK. PeerSense FPI health score: 39/100.

Total Units

2

2 franchised

FPI Score
Low
39

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Vert Peak Fitness Center financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
39out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$0.3M

Active Lenders

2

States

2

Top SBA Lenders for Vert Peak Fitness Center

What is the Vert Peak Fitness Center franchise?

Deciding whether to invest serious capital into a fitness franchise requires cutting through the noise of an industry crowded with bold promises and opaque financial disclosures. The investor's real question is not simply whether fitness is a good business — it is whether this specific brand, at this specific stage of development, represents a sound use of capital. Vert Peak Fitness Center enters that conversation as a highly early-stage franchise concept operating with a total network of 2 franchised units and zero company-owned locations, a footprint that places it firmly in the pre-scale category of fitness franchise opportunities. With a PeerSense Franchise Performance Index score of 39, rated Fair, the brand sits at an inflection point that early-stage franchise investors have long recognized as a double-edged dynamic: maximum territory availability paired with maximum execution risk. The fitness and recreational sports centers market was valued at USD 123.77 billion globally in 2024 and is projected to reach USD 180.44 billion by 2033, representing a compound annual growth rate of 4.06% through that period. Some modeling places the market even larger, at USD 254.20 billion in 2024, with a trajectory toward USD 367.07 billion by 2032 at a 4.70% CAGR, while the most aggressive projections see the market expanding from USD 148.03 billion in 2025 to USD 324.05 billion by 2035, implying a CAGR of 8.15%. Inside that enormous and accelerating addressable market, Vert Peak Fitness Center occupies a niche position with 2 total operating units, both franchised, making it one of the smallest franchise systems actively tracked in the fitness category. This analysis is produced independently by PeerSense and contains no promotional material funded by the franchisor — every assessment is grounded in verified franchise data and publicly available industry benchmarks.

The fitness and recreational sports centers industry is being propelled by a convergence of secular forces that make it one of the most structurally resilient categories in the franchise ecosystem. North America dominates global market share, holding approximately 37.5% to 39.36% of the total fitness market as of 2024 and approximately 38.4% in 2025, meaning U.S.-based operators participate in the largest and most mature single-country fitness market on the planet. The gymnasium segment alone commanded 38.5% of global market revenue in 2024, reinforcing the continued dominance of physical training facilities even as digital fitness alternatives proliferate. Consumer behavior data reveals that the adult demographic, specifically individuals 35 years and younger, led the global market in 2025 with approximately 48.6% of total market share, while the women's segment accounted for 54.1% of market revenue in 2024 — figures that carry direct implications for how fitness franchises position their programming and marketing budgets. The membership-based revenue model, which held approximately 91.4% of market share in 2025, provides franchisees with predictable, recurring revenue streams that reduce month-to-month volatility compared to transaction-based retail models. Personal training and instruction is the fastest-growing service type within the category, and the kids and children segment is the fastest-growing age demographic, suggesting that multi-generational programming strategies carry meaningful upside. Technology integration — including wearable devices, virtual fitness classes, members-only apps, and hybrid offline-online class models — is reshaping the consumer experience expectation and widening the competitive gap between operators who invest in digital infrastructure and those who do not. The Asia-Pacific region is the fastest-growing global market, driven by rapid urbanization and preventive healthcare adoption, but domestic North American operators remain insulated from that volatility by the sheer depth and stability of their home market.

The Vert Peak Fitness Center franchise cost structure presents a distinctive challenge for prospective investors: the franchisor does not publicly disclose its franchise fee, total investment range, royalty rate, advertising fee, or capital requirements, which means any due diligence conversation must begin with a direct disclosure request and a thorough review of the Franchise Disclosure Document. In the absence of brand-specific financial parameters, the industry context is essential framing. For established fitness franchise brands, initial franchise fees typically range from $30,000 to over $100,000, while newer or niche concepts may offer entry-level fees starting at $10,000, reflecting the tradeoff between brand equity and accessibility. Total startup investment across the fitness franchise category spans an enormous range — from approximately $90,000 for low-investment gym models to over $4 million for large-scale, full-amenity facilities — and that spread is driven by real estate format, build-out versus conversion economics, equipment packages, and market geography. Ongoing royalty fees in the fitness franchise sector commonly run between 5% and 10% of gross revenue, with some brands structuring fees as the greater of a percentage or a flat monthly minimum to protect franchisor revenue during a franchisee's ramp period. Marketing and brand fund contributions in the category typically range from 1% to 3% of gross revenue, with some operators requiring flat monthly contributions in addition to or instead of percentage-based assessments. Liquid capital requirements across comparable fitness franchises frequently exceed $150,000, underscoring the importance of verifying the Vert Peak Fitness Center franchise investment floor before engaging in site selection or territory discussions. With only 2 franchised units in operation, the brand has not yet demonstrated the scale at which franchisor infrastructure costs are amortized across a large enough network to optimize the cost-of-ownership equation for individual franchisees — a consideration that warrants direct conversation with the corporate team about how support expenses are funded at this stage of system development.

Operating a fitness center franchise at the unit level requires a distinct management skill set that combines membership sales, staff supervision, class programming, equipment maintenance, and community building — a multi-disciplinary operational profile that distinguishes fitness franchises from simpler service concepts. The Vert Peak Fitness Center franchise, operating exclusively through franchised units with no company-owned locations, means that every current operating unit is run by an independent franchisee rather than a corporate team, which limits the brand's ability to conduct real-time operational testing in a controlled environment. Staffing models across fitness franchise concepts generally include a combination of certified personal trainers, group fitness instructors, front-desk membership coordinators, and a facility manager, with total headcount varying significantly based on facility square footage, class volume, and operating hours. The membership-driven revenue model — which dominates 91.4% of the fitness services market — requires franchisees to prioritize member acquisition and retention with the same intensity as physical operations, meaning sales competency is as operationally critical as fitness programming quality. Franchise support infrastructure for concepts at the 2-unit scale is typically less developed than that of systems operating 100 or more locations, where field consultant networks, proprietary technology platforms, centralized marketing programs, and supply chain agreements have been built out and stress-tested across diverse markets. Prospective franchisees evaluating the Vert Peak Fitness Center franchise opportunity should specifically inquire about the scope and duration of initial training, the availability of ongoing field support, the territory exclusivity structure, and whether multi-unit development agreements are available or expected, as these structural details determine the franchisee's actual relationship with the corporate entity during the critical first 24 months of operation. For a 2-unit system, the owner-operator model is almost certainly the dominant operating format, as the brand has not yet produced the track record or infrastructure that typically supports absentee or semi-absentee ownership at scale.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Vert Peak Fitness Center, which means prospective investors do not have access to average unit revenue, median gross sales, or system-wide profit margin data through the formal FDD channel. This is a meaningful disclosure gap, particularly when measured against the broader trend in franchise transparency: approximately 66% of franchise systems now voluntarily disclose Item 19 financial performance representations, up from 52% in 2014, meaning the majority of franchise systems competing for investor capital are providing the data that Vert Peak Fitness Center currently does not. When fitness franchise brands do disclose Item 19 data, the metrics most commonly provided include revenue figures (disclosed by 94% of those providing Item 19), operating cost data (56%), profitability metrics (53%), and full profit and loss statements (32%) — each of which gives an investor a materially more precise basis for projecting returns and structuring financing. In the absence of brand-specific revenue data, industry benchmarks become the analytical anchor: gymnasium and fitness center operators in the membership model segment generate revenue that varies enormously based on facility size, membership pricing tier, ancillary service mix, and market demographics, with smaller boutique studios often operating profitably at annual revenue between $300,000 and $800,000, while mid-scale gyms may generate $1 million to $3 million annually before reaching the economics of large-format, full-amenity facilities. Profit margin analysis in the fitness sector is notoriously sensitive to occupancy costs, which in many markets represent the single largest operating expense line, followed by labor — and both variables are highly geography-dependent, making system-wide averages a limited proxy for any individual location's performance. The FPI score of 39, rated Fair by PeerSense, reflects the combination of early-stage system size, limited disclosure, and the operational uncertainties inherent in a 2-unit franchise network, and investors should treat that score as an invitation to conduct deeper due diligence rather than a definitive verdict on the brand's ceiling.

With a total network of 2 franchised units, Vert Peak Fitness Center sits at the earliest measurable stage of franchise system growth, a point at which the trajectory is more important than the current scale. Comparable early-stage fitness franchise concepts that have achieved meaningful growth — such as Peak Zone Fitness, which began franchising in January 2019 and targeted startup costs under $130,000 with an industry-low royalty fee of 5% — illustrate that purpose-built fitness franchise models with differentiated programming and accessible investment thresholds can attract franchisee interest even without the brand recognition of category leaders. The fitness industry's structural tailwinds provide a favorable external environment for any emerging brand: gymnasiums held 38.5% of global market revenue in 2024, and the broader market's projected CAGR of 4.06% to 8.15% through 2035 means that new operators entering the market in 2025 are doing so during a sustained period of consumer demand expansion rather than contraction. Technology integration represents the clearest competitive moat available to emerging fitness brands in 2025 — concepts that build members-only apps, incorporate wearable device integration, VO2 testing, heart-rate metrics, and hybrid online-offline class delivery are demonstrably better positioned to capture the under-35 demographic, which leads global market share at 48.6%. The women's segment, representing 54.1% of fitness market revenue globally, and the fastest-growing kids and children demographic both represent programming white space that early-stage brands can capture more nimbly than mature, format-locked systems. Any investor evaluating the Vert Peak Fitness Center franchise opportunity should specifically assess whether the brand has invested in proprietary technology, a defined class programming methodology, and a documented member acquisition system, as these three elements are the primary determinants of whether a 2-unit system scales or stalls.

The ideal candidate for a Vert Peak Fitness Center franchise is most likely an owner-operator with direct experience in fitness operations, membership sales, or personal training — backgrounds that reduce the learning curve on both the product side and the community-building side of the business. At 2 total units, the system does not yet have the operational depth or documented playbook that typically supports successful entry by investors with no fitness industry background, meaning hands-on industry knowledge is a more critical qualification at this stage than it would be for a 500-unit system with a proven 14-day immersive training program and a bench of field consultants. Geographic territory availability is theoretically broad given the system's current footprint, but the absence of publicly available territory mapping data means that potential franchisees must directly negotiate exclusivity terms and verify that the proposed territory has not already been committed to an existing franchisee. Markets that have historically supported high-performing fitness center franchises share common characteristics: population density above 50,000 within a defined radius, median household income sufficient to support recurring membership fees, and proximity to mixed-use residential and commercial corridors with strong weekday and weekend foot traffic. The fitness franchise agreement term length and renewal structure are material financial variables that affect the long-term value of the investment, and prospective franchisees should scrutinize transfer and resale provisions carefully given the brand's current scale, as exit liquidity for units in sub-10-unit franchise systems is meaningfully more limited than for units within nationally recognized brands with active resale markets.

The investment thesis for the Vert Peak Fitness Center franchise opportunity is fundamentally a conviction bet on an emerging brand operating within one of the largest and fastest-growing consumer categories in the global economy — a market expanding from USD 148.03 billion in 2025 toward a projected USD 324.05 billion by 2035 at a CAGR of 8.15%. For investors with a high tolerance for early-stage execution risk, deep personal experience in fitness operations, and the ability to operate as a true owner-operator through the brand's growth phase, the 2-unit scale represents maximum territory optionality and the potential to become a foundational franchisee whose input shapes system-wide standards. The Fair FPI score of 39 assigned by PeerSense reflects the information constraints of a pre-scale franchise system, not necessarily a ceiling on the brand's ultimate performance potential, and sophisticated investors know that some of the best franchise entry points exist precisely where disclosure gaps and limited track records create hesitation in the broader market. The critical due diligence steps are clear: obtain and review the full Franchise Disclosure Document, speak directly with the 2 existing franchisees about daily operations, staffing requirements, and early revenue performance, and independently model unit economics using fitness industry benchmarks before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Vert Peak Fitness Center against hundreds of competing fitness franchise concepts across every key investment metric. Explore the complete Vert Peak Fitness Center franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

39/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Vert Peak Fitness Center based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Vert Peak Fitness Center — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

1 approvals — best year on record for Vert Peak Fitness Center.

Top SBA State

New York

1 SBA-financed Vert Peak Fitness Center locations — the densest operator footprint.

Average Loan Size

$155K

Median $155K — use as a sizing anchor when modeling your own $Vert Peak Fitness Center unit.

Lender Concentration

100%

Concentrated

Share of Vert Peak Fitness Center approvals captured by the top 3 SBA lenders.

Vert Peak Fitness Center's SBA lending pipeline peaked in 2006 (1 approvals). Operator density is highest in New York with 1 SBA-financed locations. Average funded ticket sits at $155K, with the median at $155K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Vert Peak Fitness Centerunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Vert Peak Fitness Center