Irish Bred Pub
According to its Franchise Disclosure Document or public business records, Irish Bred Pub has 1 location, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Irish Bred Pub. PeerSense calculates Irish Bred Pub's score as 38 out of 100, using public SBA loan performance and recent lending activity.
What is the Irish Bred Pub franchise?
Before committing capital, a serious franchise investor has to decide whether Irish Bred Pub justifies the money, time, and working years required. The brand competes in the highly competitive full service restaurant category, where margins are thin, labor costs are rising, and changing customer habits favor concepts that offer a distinct experience. Irish Bred Pub is a Georgia based pub franchise serving the American South, with documented locations in Georgia and Alabama. Its headquarters are in Covington, Georgia. The most recent available data shows 4 total units, including 1 franchised location in active operation. Individual locations have been operated by owner operators such as Jack and Lisa Phillips through The Phillips Holding Group. That group opened the Covington, Georgia location, identified at the time as the seventh Irish Bred franchise. Joe Garofalo and Paul Marmol are identified as franchisers for the IBP Opelika, Alabama location. This owner operator structure is more typical of an emerging regional system than a large national franchise network. The United States full service restaurant market exceeds $250 billion annually. Irish pubs also benefit from cultural recognition, a loyal core customer base, and demand for experience focused dining that has moved some consumers from fast casual restaurants toward venues built around atmosphere. This review uses franchise disclosure data, industry benchmarks, and operating information to help prospective buyers assess the opportunity before beginning further due diligence.
Irish Bred Pub competes within a food and beverage market that is changing while continuing to show demand. Ireland's out of home food and beverage sector reached record turnover of 10.4 billion euros in 2025, up 5% from the prior year, and is projected to grow another 5% in 2026. The United States full service restaurant segment sits within a commercial foodservice industry that grew 4.2% in 2024. Globally, that growth represented approximately 360 million euros in additional commercial foodservice value. Pubs contributed 18% of the growth, equal to hotels at 18%. Limited service contributed 40%, full service restaurants 13%, and coffee shops 6%. In Ireland, consumer spending across restaurants and foodservice reached approximately 9.85 billion euros in 2024. Operator purchases reached 3.62 billion euros, representing year over year growth of 5.2%. The Restaurants and Takeaways industry recorded a compound annual growth rate of 12.0% from 2020 through 2025, while some forecasts project a CAGR of 14.6% through 2025. Sports bar and pub oriented full service concepts attract customers seeking atmosphere and social interaction while producing beverage revenue alongside food sales. That mix can improve margins compared with formats that rely only on food. Atlanta, the metro area closest to the brand's Georgia base, received more than 57 million visitors in 2023. That traffic supports the potential for experiential pub concepts in the Southeast. Sports programming, community events, and alcohol sales also give pubs a durable place in experience driven dining and nightlife, with beverage revenue generally carrying higher margins than kitchen output alone.
The available Irish Bred Pub cost information should be viewed alongside benchmarks from similar full service pub and bar concepts. One comparable pub franchise reported estimated initial investment of approximately $791,967 to $1,327,475. Its initial franchise fee was $43,000, consisting of a $25,000 franchise fee and an $18,000 training fee. Sports bar and grill franchises more generally show total investment ranges from $969,000 to $2,156,000, with average build out costs near $1.56 million and an initial franchise fee of approximately $50,000. At the lower end of independent Irish pub startup models, one operating plan identifies fixed asset capital expenditure of approximately $110,500. That amount includes $40,000 for leasehold improvements, $35,000 for kitchen equipment, $8,000 for POS and technology setup, $12,000 for seating and decor, and $5,000 for initial inventory stock. Including pre opening expenses and working capital, the model estimates total cash needs of around $837,000. A more capital intensive independent Irish pub model lists $220,000 for leasehold improvements, $60,000 for furniture, $45,000 for cellar racking, $300,000 for an initial bottle reserve, $35,000 for POS, website, and ecommerce development, and a minimum cash runway of $2,409,000. These comparisons place a prospective Irish Bred Pub investment somewhere from several hundred thousand dollars to well above one million dollars in total committed capital, depending on the site, construction needs, and local real estate conditions. That range places the concept in the mid tier to premium portion of full service restaurant franchise investment.
Irish Bred Pub follows the owner operator model common among regional pub systems during their early and middle development stages. Daily management requires coordination between kitchen production and front of house service. Bar operations account for a meaningful share of revenue, so the operator must coordinate bartenders, servers, and kitchen employees during periods when traffic is often highest, including weekends and live sporting events. Employee reviews from locations in Montgomery, Alabama, Hapeville, Georgia, Carrollton, Georgia, and Opelika, Alabama, describe a generally easygoing workplace outside weekend periods. They also report that alcohol consumption can make some customers rowdy, creating a need for employees who can handle an active environment and deal effectively with people. Kitchen employees, especially during the first weeks after opening, are described as working under substantial pressure. Bar employees are described as relaxed, enthusiastic, and effective with customers. One franchisee account reports receiving fairly in depth training from the franchisor, indicating that the system offers some structured onboarding. A comparable pub franchise provides 4 weeks of comprehensive corporate training followed by 2 weeks of on site training at the franchisee's location. That model also includes a business support team and a Regional Franchise Consultant who gives continuing guidance across departments. Irish Bred Pub's territory is concentrated in Georgia and Alabama, with Covington, Georgia serving as its operating and administrative hub. A prospective franchisee should assess whether the target market has enough population density, sports viewing demand, and disposable income to support pub traffic during weekdays and weekends.
Non disclosure is permitted under FTC franchise rules, but it places more responsibility on the buyer to collect information from existing operators through validation calls and independent market research. That figure is only a broad reference point, and full service restaurant franchises with strong bar programs can exceed it in high traffic markets. Atlanta received 57 million annual visitors in 2023. A comparable Irish pub in Buckhead became the top selling Guinness pub in North America within three months of opening in 1996, which indicates that the Southeast can support well executed Irish pub concepts. Restaurant labor costs run at approximately 40% of revenue and represent the largest operating cost category. Buyers should seek direct information from Irish Bred Pub franchisees in Opelika, Carrollton, and Hapeville to develop a ground level revenue picture that the FDD does not provide. The Irish Bred Pub Loan Activity Score is 38, rated Fair under the PeerSense scoring methodology.
Irish Bred Pub remains a small, regionally concentrated emerging system rather than a national brand in a rapid scaling phase. The latest documented data shows 4 total units in operation. That figure represents either a contraction or stabilization from the 7 units referenced in 2016, when the Covington, Georgia location opened. The movement from 7 reported franchises in 2016 to 4 current total units, including 1 franchised location, deserves close review by anyone assessing growth prospects and system condition. The wider full service restaurant and pub category continues to show favorable demand indicators. Ireland's restaurant and takeaway sector is projected to post a CAGR of 14.6% through 2025, while commercial foodservice in the broader market grew 4.2% in 2024. Irish Bred Pub's credible advantages include its regional identity, community focused owner operator approach, and a pub format with cultural recognition that has endured across decades and economic cycles. Irish pub design and atmosphere can provide an in venue experience that casual dining chains may have difficulty reproducing authentically. That difference matters in markets where customers increasingly select destination dining over ordinary restaurant visits. The current system also has limitations. With only 1 actively operating franchised unit, it does not have the scale economies, marketing infrastructure, or field support network available to larger franchise systems. A buyer comparing Irish Bred Pub with competing concepts should review the system's unit count over time and compare it with category peers. That exercise can help establish realistic expectations for corporate support and brand marketing reach.
The likely best fit for an Irish Bred Pub franchise is an owner operator with experience in food and beverage service, hospitality management, or restaurant operations. Running a full service pub requires simultaneous oversight of kitchen output and bar service while traffic changes throughout the day and week. Employee and franchisee accounts from Georgia and Alabama indicate that successful operators need strong people management, comfort with busy weekend periods, and the ability to build a workplace culture that retains employees in an industry known for high turnover. Staffing is a persistent concern in full service restaurants. Labor accounts for approximately 40% of restaurant revenue across the industry, and the Irish Bred Pub format depends on experienced bartenders as well as capable kitchen employees. The active footprint is concentrated in smaller Georgia and Alabama markets, including Covington, Carrollton, Hapeville, and Opelika. Those locations suggest that the brand's early traction has come from secondary and tertiary markets rather than major metropolitan centers. Such markets can offer lower real estate costs and less crowded dining competition, which may help a regional brand build local loyalty. Territory availability should be reviewed directly through the brand, and the buyer should compare the proposed market with the demographic and cultural characteristics of existing locations in the American Southeast.
A complete review of Irish Bred Pub requires weighing the category opportunity against the system's current risks. The brand operates in the Irish pub category, which combines cultural recognition with an experience focused format. It serves the American Southeast, a region that has shown demand for destination dining and nightlife. The United States full service restaurant industry generates more than $250 billion each year, and pub concepts can benefit from beverage revenue margins that improve on economics based only on food sales. The system currently has 4 total units. Its Loan Activity Score is 38, rated Fair, and its unit count has moved from 7 reported locations in 2016 to 4 current units. Those facts should be considered before capital is committed. Labor costs of approximately 40% of revenue, competition throughout full service restaurants, and the absence of publicly disclosed Irish Bred Pub specific royalty, investment range, or revenue benchmarks increase the amount of independent research required from a prospective franchisee. PeerSense offers due diligence information that includes SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and comparison tools for evaluating Irish Bred Pub against other pub and full service restaurant franchise concepts. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders, and it is not a lender. Buyers can use the Irish Bred Pub profile and related research to compare the opportunity as they assess financing and investment decisions.
Loan Activity Score
38/100
SBA Default Rate
0.0%
Active Lenders
2
Franchising since 2006 · 1 location
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Irish Bred Pub
2
Total SBA loans
$360K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Irish Bred Pub
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
2
Total Volume
$0.7M
Active Lenders
2
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Irish Bred Pub based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Irish Bred Pub: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2022
2 approvals. The best year on record for Irish Bred Pub.
Top SBA State
Georgia
6 SBA financed Irish Bred Pub locations, the densest operator footprint.
Average Loan Size
$245K
Median $273K. Use as a sizing anchor when modeling your own Irish Bred Pub unit.
Lender Concentration
100%
Concentrated
Share of Irish Bred Pub approvals captured by the top 3 SBA lenders.
Irish Bred Pub's SBA lending pipeline peaked in 2022 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($550K approved). Operator density is highest in Georgia with 6 SBA financed locations. Average funded ticket sits at $245K, with the median at $273K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Irish Bred Pub, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman