Zuzu's Handmade Mexican Food
The total investment to open a Zuzu's Handmade Mexican Food franchise ranges from $111,200 to $372,750.
What is the Zuzu's Handmade Mexican Food franchise?
Zuzu's Handmade Mexican Food is a restaurant serving handmade Mexican food to diners. Its estimated total initial investment to open is $111,200 to $372,750.
The brand is headquartered in Houston, TX.
Loan Activity Score
28/100
SBA Default Rate
33.3%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Zuzu's Handmade Mexican Food has 10 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 18 loans to franchisees of Zuzu's Handmade Mexican Food. PeerSense calculates Zuzu's Handmade Mexican Food's score as 28 out of 100, using public SBA loan performance and recent lending activity.
10 locations
$111,200 to $372,750
10
10 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Zuzu's Handmade Mexican Food
18
Total SBA loans
$204K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Zuzu's Handmade Mexican Food
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 10.3% peer avg
SBA Loans
18
Total Volume
$3.7M
Active Lenders
10
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Zuzu's Handmade Mexican Food based on SBA lending data
SBA Default Rate
33.3%
23.0% above peer avg
SBA Loan Volume
18 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.8 loans per lender
Investment Tier
Mid range investment
$111,200 to $372,750 total
Zuzu's Handmade Mexican Food: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1995
8 approvals. The best year on record for Zuzu's Handmade Mexican Food.
Top SBA State
Texas
15 SBA financed Zuzu's Handmade Mexican Food locations, the densest operator footprint.
Average Loan Size
$204K
Median $184K. Use as a sizing anchor when modeling your own Zuzu's Handmade Mexican Food unit.
Lender Concentration
55.6%
Concentrated
Share of Zuzu's Handmade Mexican Food approvals captured by the top 3 SBA lenders.
Zuzu's Handmade Mexican Food's SBA lending pipeline peaked in 1995 (8 approvals). Operator density is highest in Texas with 15 SBA financed locations. Average funded ticket sits at $204K, with the median at $184K. Lender mix is concentrated: the top three SBA lenders account for 55.6% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,151
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Zuzu's Handmade Mexican Food, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman