Perkins Restaurant & Bakery
The total investment to open a Perkins Restaurant & Bakery franchise ranges from $1.3M to $3.6M. The initial franchise fee is $40,000. Ongoing royalties are 4% plus a 3% advertising fee.
What is the Perkins Restaurant & Bakery franchise?
Perkins Restaurant & Bakery is a restaurant where customers can order meals and baked goods. The estimated total initial investment is $1,313,890 to $3,581,375, and the initial franchise fee is $40,000. These cost figures are from the 2026 Franchise Disclosure Document.
The royalty is 4 percent of sales, and the advertising or brand fund fee is 3 percent. The franchise agreement term is 20 years, and initial training lasts 25 days. Perkins Restaurant & Bakery is headquartered in Atlanta, GA. The brand was founded in 1958 and began franchising in 2020. Its restaurants serve families and other diners.
Franchisees account for 175 of Perkins Restaurant & Bakery's 257 locations. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 1958 · 257 locations
$1.3M to $3.6M
$40,000
257
175 franchised
SBA Lending Activity for Perkins Restaurant & Bakery
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Perkins Restaurant & Bakery based on SBA lending data
Investment Tier
Premium investment
$1,313,890 to $3,581,375 total
Why Perkins Restaurant & Bakery Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. Perkins Restaurant & Bakery does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor provided lease guarantees rather than SBA 7(a), keeping them out of the public SBA dataset.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Perkins Restaurant & Bakery franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for food, restaurant & retail concepts
SBA 7(a) Loans
Build out, unit acquisition, and working capital for food and retail franchises.
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Equipment Financing
Kitchen equipment, POS systems, and capital intensive build outs.
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Franchise Partner Buyout Financing
Senior debt for partner buyouts and multi unit roll ups.
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Commercial Real Estate Loans
Owner occupied or investor owned restaurant real estate.
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Payment Estimator
Estimated Monthly Payment
$13,601
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Perkins Restaurant & Bakery, unit breakdown
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Scan Your Deal Instantly6 FDDs Available for Perkins Restaurant & Bakery
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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