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Rates
2026 FDD VERIFIEDFitness
T.B.

T.B.

104 locations

The total investment to open a T.B. franchise ranges from $70,050 - $96,400. The initial franchise fee is $49,900. Ongoing royalties are 6% plus a 2% advertising fee. T.B. currently operates 104 locations (104 franchised). Data sourced from the 2026 Franchise Disclosure Document.

Investment

$70,050 - $96,400

Franchise Fee

$49,900

Total Units

104

104 franchised

FPI Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.

Top SBA Lenders for T.B.

What is the T.B. franchise?

The question every serious franchise investor must answer before committing capital is deceptively simple: does this brand generate real, repeatable economic value for the people who operate it? For the T.B. franchise opportunity, associated with gymmatrix.net, that question carries particular weight in a fitness and wellness market that is simultaneously booming with demand and crowded with competition. The T.B. franchise enters the investor conversation with a narrow but intriguing investment band, a disclosed royalty structure, and — critically — actual revenue performance data that places median unit revenue above $700,000, a figure that commands attention in any franchise category. Understanding where T.B. sits within the broader franchise ecosystem requires the kind of rigorous, independent financial analysis that neither a franchise sales team nor a glossy brochure can provide. This PeerSense analysis draws on franchise disclosure data, general industry benchmarks, and macroeconomic trends to give prospective investors the unvarnished picture of what this franchise opportunity actually represents. What is clear from the available data is that T.B. operates in a sector where consumer spending is durable and growing, where the total addressable market is measured in hundreds of billions of dollars, and where the gap between well-positioned operators and poorly run units can be enormous. The initial investment range for a T.B. franchise sits between $70,050 and $96,400, making it among the most capital-accessible franchise opportunities in any category that generates revenues in the six- and seven-figure range. For investors who are evaluating franchise entry points in 2025 and 2026, that combination of low cost of entry and demonstrated revenue performance is the starting point for a serious conversation.

The industry landscape surrounding the T.B. franchise opportunity reflects one of the most powerful secular tailwinds in consumer spending today. The global franchise market is projected to grow at a compound annual growth rate of 10% from 2025 to 2030, with total market opportunities valued at USD 930.2 billion, and fitness, wellness, and health-oriented services are among the fastest-growing sub-segments within that expansion. In the United States alone, franchise output is expected to climb from $907.3 billion to $921.4 billion in 2026, representing a 1.6% year-over-year increase, while franchise employment is forecast to reach nearly 8.9 million jobs. Health and wellness franchising, in particular, benefits from a structural shift in consumer priorities: Americans are allocating an increasing share of discretionary spending toward physical fitness, preventive health, and body transformation services. This is not a cyclical trend driven by short-term fads but a demographic inevitability, as millennials and Gen Z consumers treat fitness spending as a non-negotiable lifestyle expenditure while aging baby boomers invest in physical maintenance and longevity. The Southwest and Southeast United States represent the two fastest-growing regions for franchise expansion in 2026, with projected growth rates of 2.5% and 1.7% respectively, driven by population migration, business-friendly regulatory environments, and lower cost of living. The top ten fastest-growing states for franchising in 2026 — Texas, Florida, Georgia, Arizona, North Carolina, Colorado, Michigan, Utah, Ohio, and Maryland — represent a combined market of extraordinary scale for any franchise concept positioned to serve health-conscious consumers. The digital transformation of fitness and wellness services, including AI-powered scheduling, app-based member engagement, and advanced data analytics for performance tracking, is further accelerating the competitive moat available to franchise brands that invest in technology infrastructure. For the T.B. franchise, these macro forces are not background noise — they are the structural demand drivers that underpin the unit-level revenue performance the brand has already documented.

Understanding the T.B. franchise cost requires a clear-eyed look at both the entry barrier and the ongoing cost of capital deployment. The total initial investment for a T.B. franchise ranges from $70,050 on the low end to $96,400 on the high end, a spread of approximately $26,350 that reflects variability in build-out requirements, geographic construction costs, equipment configurations, and working capital reserves needed to sustain operations through the first several months of trading. To contextualize this range: the general franchise industry average for an initial investment varies enormously by category, with retail franchises often requiring total investments exceeding $100,000 and automotive service franchises frequently demanding $250,000 or more in liquid capital alone. The T.B. franchise investment range of $70,050 to $96,400 positions this as a genuinely accessible opportunity — what the industry would classify as a low-to-mid-tier investment requiring a fraction of the capital commitment of a traditional brick-and-mortar food service or automotive franchise. The ongoing royalty rate is 6% of gross sales, which aligns with industry norms; the general franchise industry benchmark for royalty fees runs from 4% to 9% of gross sales, with professional services and fitness concepts often sitting at the higher end of that band. A 6% royalty on a unit generating $408,262 in average annual revenue translates to approximately $24,496 per year in royalty obligations, while the same rate applied to median revenue of $719,209 produces an annual royalty cost of approximately $43,153. These are material numbers that belong in every prospective franchisee's pro forma, and the spread between the average and median revenue figures — which will be analyzed in depth in the financial performance section — tells an important story about operational variance within the system. The initial franchise fee structure and any advertising fund contributions, while not separately enumerated in the currently available disclosure data, would normally be expected to follow industry conventions for this investment tier, where initial franchise fees for comparable concepts range from $20,000 to $50,000 and advertising fund contributions typically represent 1% to 4% of net sales. For investors exploring SBA financing pathways, the sub-$100,000 total investment range creates meaningful eligibility advantages, as many SBA loan programs are structured around exactly this tier of franchise investment.

The daily operating model of a T.B. franchise, as reflected through the gymmatrix.net platform and the structural characteristics of fitness and wellness franchise concepts at this investment tier, is oriented around a service delivery model that balances labor efficiency with member experience quality. At the $70,050 to $96,400 total investment level, this franchise is almost certainly not a large-footprint, multi-floor facility but rather a focused, purpose-built service environment designed to maximize revenue per square foot and minimize the complexity of daily management. Fitness franchise operations at this investment scale typically require between three and eight full-time equivalent staff members, depending on class schedules, membership density, and service offerings, which creates a labor model that an owner-operator can manage directly or that a working manager can oversee on behalf of a semi-absentee franchisee. The broader franchise industry has consistently demonstrated that comprehensive training programs are a critical driver of franchisee success: companies that invest in thorough training report a 218% increase in income per employee and a 24% boost in profit margins. TBC Corporation's own franchise infrastructure, which includes dedicated franchise consultant roles and a structured support model that has been used to convert company-owned locations into thriving franchise units, illustrates the kind of organizational commitment that separates enduring franchise systems from short-lived ones. For the T.B. franchise, the presence of an established digital platform through gymmatrix.net suggests that technology infrastructure — including scheduling, member management, and potentially AI-assisted operational tools — is embedded in the franchise offering rather than left to franchisees to source independently. Territory structure and exclusivity terms, which are standard provisions in franchise disclosure documents for this category, would define the protected geographic radius within which a franchisee can operate without competitive interference from the same brand, a provision that becomes increasingly important as the franchise network scales and market penetration deepens.

The financial performance data available for the T.B. franchise is one of the most consequential elements of this analysis, and it deserves careful, methodical examination. It is important to note that Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for T.B., which means the revenue figures reported here — an average revenue of $408,262 and a median revenue of $719,209 — are sourced from separate performance tracking and should be interpreted with the analytical rigor appropriate to data that has not been independently audited through the standard FDD disclosure process. The divergence between the average and the median is itself one of the most revealing data points in this entire profile: when a median revenue figure of $719,209 sits nearly $311,000 above the average revenue figure of $408,262, the mathematical explanation is that a cohort of lower-performing units is pulling the system average down significantly, even as the majority of franchisees — those at or above the median — are generating revenues approaching or exceeding $720,000 annually. This pattern, where the median substantially outperforms the mean, suggests a distribution where a small number of struggling units are producing revenues well below $300,000, while the central mass of the franchise system is performing at a consistently healthy level. For perspective, approximately 66% of franchisors now include financial performance data in their FDD, and those that omit Item 19 disclosure sometimes do so because results are not uniformly strong or because the system is relatively early in its growth trajectory. At median revenue of $719,209 and a 6% royalty rate, a franchisee investing between $70,050 and $96,400 would theoretically recoup their initial capital investment within a fraction of a single operating year if gross margin and expense structures are aligned with industry norms for fitness and wellness services, where gross margins often exceed 50% after direct service delivery costs. A payback period analysis at the median revenue level, assuming a conservative 20% net operating margin after all fees and expenses, would produce annual owner earnings of approximately $143,842 — a figure that implies a full capital payback within 9 to 10 months at the top investment figure of $96,400. Even at average revenue with the same margin assumption, annual owner earnings would approximate $81,652, suggesting a payback period of roughly 14 to 15 months, still within what the industry considers an attractive return horizon for a service-based franchise concept.

The growth trajectory and competitive positioning of the T.B. franchise must be evaluated within the context of a franchise sector that is expanding rapidly but rewarding disciplined, well-supported operators more than undercapitalized or unsupported ones. The broader franchise industry is expected to add approximately 12,479 net new units in 2026 alone, growing from 832,521 to 845,000 establishments, with franchise GDP expanding from $549.9 billion to $558.4 billion. The health and wellness segment, which contextualizes the T.B. franchise opportunity, is identified as one of the growth drivers within this expansion, fueled by increasing consumer awareness of preventive health, the mainstreaming of fitness culture across age demographics, and the growing acceptance of subscription-based service models that produce recurring revenue and improve unit-level cash flow predictability. The TBC Corporation experience — where strategic divestiture of 112 NTB stores to Mavis Tire in 2020 allowed the company to concentrate resources on franchise development, wholesaling, and brand building under the Big O Tires umbrella — illustrates a broader principle that well-managed franchise organizations gain competitive advantage not by trying to dominate every segment of their market simultaneously but by focusing capital and operational expertise where their core competencies produce the highest return. For T.B. franchisees, the competitive moat is built around the brand's digital infrastructure at gymmatrix.net, the proprietary operational systems embedded in the franchise model, and the recurring revenue dynamics that fitness and wellness service businesses generate when member retention is managed effectively. Multi-unit franchising continues to accelerate as a growth strategy across the industry, with experienced operators increasingly committing to develop multiple locations simultaneously in order to capture territory, build operational leverage, and enhance negotiating position with suppliers and landlords. The trend toward digital transformation — including AI-powered scheduling, automated marketing, and e-commerce integration — is not optional for franchise brands competing in 2025 and 2026 but a baseline expectation that separates growing systems from stagnating ones.

The ideal T.B. franchisee is a candidate who combines management discipline with genuine alignment to the brand's service mission, possesses the financial foundation to sustain operations through the critical first six to twelve months of ramp-up, and is positioned either as a hands-on owner-operator or as an experienced business manager capable of hiring and developing a small team. At the $70,050 to $96,400 investment range, this franchise is accessible to a broader candidate pool than premium franchise categories requiring $500,000 or more in total capital, but the financial performance spread between median and average revenue units makes it clear that operational execution, not just brand affiliation, is the primary driver of outcomes. The geographic markets that show the strongest expansion potential for fitness and wellness franchise concepts in 2025 and 2026 align closely with the top-growth states identified in franchise industry research: Texas, Florida, Georgia, Arizona, and North Carolina collectively represent markets where population growth, disposable income growth, and consumer health consciousness converge to create favorable unit economics for service-based franchise operators. Multi-unit expansion agreements, which commit franchisees to developing a defined number of locations within a specified timeframe, are increasingly standard in franchise systems that are actively building market density, and sophisticated investors in the T.B. franchise opportunity should inquire specifically about multi-unit development rights and any performance requirements associated with territory protection. The franchise agreement term length, renewal conditions, and transfer provisions are elements that belong in every investor's due diligence checklist, as the long-term value creation of any franchise investment is inseparable from the contractual framework that governs the franchisee-franchisor relationship over time.

For investors who have done the work of evaluating multiple franchise opportunities and arrived at the T.B. franchise as a serious candidate, the investment thesis centers on a genuinely unusual combination: a low capital entry point in the $70,050 to $96,400 range, a royalty structure at 6% that is well within industry norms, and median unit revenue of $719,209 that implies a payback horizon measured in months rather than years for operators who execute at or above system median. The franchise industry as a whole is projected to generate $921.4 billion in output in 2026, and the health and wellness segment within it is growing at rates that consistently outpace the broader economy. The gap between average and median revenue figures in the T.B. system is a signal that warrants careful due diligence — understanding what separates high-performing franchisees from lower-performing ones is the most important analytical work a prospective investor can do before signing a franchise agreement. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the T.B. franchise against every competing opportunity in its category with the precision and independence that this level of capital commitment demands. The TBC Corporation strategic playbook — focusing franchise development resources on the models that generate durable franchisee profitability rather than maximizing short-term unit count — is a governance philosophy that the best franchise systems share, and it is the standard against which any franchise investment should be measured. Explore the complete T.B. franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

Key Highlights

Item 19 financial data disclosed
104 locations nationwide

Data Insights

Key performance metrics for T.B. based on SBA lending data

Investment Tier

Low-cost entry

$70,050 – $96,400 total

Why T.B. Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan-level data for every approved franchise borrower. T.B. does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.

Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective T.B. franchisees, the practical question is which financing path actually closes for this brand's profile.

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of T.B. from this window does not reflect lender denial — it reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$56K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$725

Principal & Interest only

Locations

T.B.unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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1 FDD Available for T.B.

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T.B.