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Rates
Jefferson's

Jefferson's

Franchising since 1991 · 2 locations

The total investment to open a Jefferson's franchise ranges from $766,758 - $1.9M. The initial franchise fee is $20,000. Ongoing royalties are 4%. Jefferson's currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Jefferson's are First National Community Bank, First National Bank of Omaha and Small Business Bank. PeerSense FPI health score: 42/100.

Investment

$766,758 - $1.9M

Franchise Fee

$20,000

Total Units

2

2 franchised

FPI Score
Low
42

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Jefferson's financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
42out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$0.6M

Active Lenders

2

States

2

Top SBA Lenders for Jefferson's

What is the Jefferson's franchise?

The question every serious restaurant investor eventually confronts is this: in a crowded casual dining market where the average full-service restaurant investment tops $766,000 and failure rates remain stubbornly high, which brands actually deliver neighborhood staying power? Jeffersons, the neighborhood bar and grill concept built around double-dipped wings, hand-pattied burgers, and fresh oysters, was founded in 1991 in Jacksonville, Alabama, and represents a specific and deliberate answer to that question. The brand was conceived from the beginning as a community anchor rather than a mass-market chain, establishing its identity in a small Alabama city before the franchise model took shape under Jefferson's Franchise Management, Inc., now headquartered in Lawrence, Kansas. Today the brand operates under the leadership of President and CEO Brandon Graham, who has overseen a period of consistent, disciplined expansion that has nearly doubled the system's footprint over the last five to seven years. As of August 31, 2025, Jeffersons operated 38 locations across five states — Alabama, Tennessee, Georgia, Kansas, and Missouri — encompassing both Jeffersons-branded restaurants and WingStand restaurants, a companion wings concept that extends the parent brand's reach into fast-casual adjacency. The total addressable market for full-service restaurants in the United States is enormous by any measure: the U.S. full-service restaurant sector is projected to grow from approximately $336.22 billion in 2024 to $807.83 billion by 2033, reflecting a compound annual growth rate of 10.23%. For franchise investors evaluating the Jeffersons franchise opportunity, this analysis from PeerSense is independent due diligence research — not marketing copy produced by the franchisor — and everything that follows is grounded in disclosed data, financial benchmarks, and verifiable market information.

The full-service restaurant industry represents one of the most durable and yet structurally demanding sectors in the franchise universe, and understanding the macro environment is essential before evaluating any individual brand investment. Global full-service restaurant market estimates vary by methodology, but one credible projection places the U.S. market at $336.22 billion in 2024 growing at a 10.23% CAGR through 2033, while global estimates range from $1.59 trillion in 2025 reaching $2.05 trillion by 2035 at a 2.6% CAGR. Chain restaurants dominated the market in 2024 with over 58% share, driven by brand consistency and recognition, while table-service formats commanded over 76% of all full-service visits — a structural data point that favors established brands with loyal local followings over undifferentiated independents. Dine-in services held a solid 62% share of full-service occasions in 2024, confirming the post-pandemic rebound in on-site visits and validating the neighborhood bar-and-grill format that Jeffersons has operated for over three decades. Several consumer mega-trends are actively accelerating demand within this segment: millennials and Gen Z consumers are prioritizing experiential dining and sports-viewing destinations over transactional fast food, while growing middle-class disposable income and urbanization are driving more frequent dining-out occasions. The casual dining sports bar niche where Jeffersons competes benefits specifically from the live sports viewing trend, a segment that generates consistent weekday and weekend traffic regardless of broader dining slowdowns. Technology integration — including digital ordering through platforms like Onosys, which Jeffersons has adopted system-wide — is becoming a baseline competitive requirement, and brands that deploy these tools earlier in their growth cycle establish structural advantages over late adopters. The competitive landscape in the full-service casual dining sub-sector remains fragmented at the regional level, creating genuine opportunity for well-executed neighborhood concepts that deliver a differentiated food and experience proposition in secondary and tertiary markets.

The Jeffersons franchise investment is positioned explicitly as an accessible entry point in the casual dining category, with a total estimated investment range of $227,150 to $613,850, depending on variables including location type, market, lease structure, and construction complexity — with some sources citing a slightly wider range of $250,000 to $650,000 and a system midpoint of approximately $420,500. To understand why this matters competitively, consider the context: the casual dining sub-sector average total investment ranges from $766,758 to $1,887,516, meaning a Jeffersons franchisee can enter the same consumer category at roughly 30 to 55 cents on the dollar compared to a typical casual dining competitor. The initial franchise fee is $20,000, a figure that has remained consistent since the brand began franchising and compares favorably to the full-service restaurant industry norm, where initial fees frequently range from $30,000 to $50,000 or higher for established national brands. For active-duty military personnel and veterans who hold at least a 50% partnership in their first location, Jeffersons offers a 50% discount on the franchise fee — reducing the entry cost to $10,000 — which positions this as one of the more veteran-accessible franchise opportunities in the casual dining sector. The ongoing royalty rate is 4% of gross sales, described by the franchisor as an industry low and locked in at that rate for the full 10-year term of the franchise agreement, eliminating the royalty escalation risk that affects franchisees in many competing systems. Prospective franchisees are required to demonstrate a minimum of $90,000 in liquid capital, though ideal candidates are expected to have $200,000 or more in accessible funds along with restaurant industry experience, given the labor-intensive nature of full-service operations. A net worth of $500,000 is required. Jeffersons recently rolled out a system-wide cooperative marketing fund, consolidating resources across the system's 12 franchisees for hyper-local outreach campaigns — a development that signals growing franchisee investment in brand-level marketing infrastructure.

Daily operations at a Jeffersons restaurant reflect the full-service neighborhood bar-and-grill model: a kitchen producing double-dipped wings, hand-pattied burgers, and fresh oysters alongside a full bar service, in a sports-friendly dining environment designed to attract repeat visits across both weekday and weekend occasions. The labor model is typical of the full-service casual segment, requiring front-of-house servers, bar staff, and back-of-house kitchen crews — all of whom must be trained to maintain the quality standards and community atmosphere that define the brand. New franchisees receive hands-on training inside existing Jeffersons restaurants, with a comprehensive program covering all aspects of business operations before their own location opens. As an opening date approaches, a dedicated Jeffersons training team arrives to support new hire onboarding and remains on-site for a minimum of the first full week of operations, with continued support available as needed — a model that reduces the operational risk of the critical early opening period. The franchisor provides professional assistance with site selection, lease negotiations, and construction coordination, leveraging its experience across 38 locations in five states to accelerate the timeline from signed agreement to open doors; Jeffersons targets a three-month opening window from franchise agreement execution, though financing timelines, location scouting, and construction variables can affect this. Technology support includes ExpandShare for full-service employee training management, Onosys for digital ordering and call-center solutions integrated with existing point-of-sale systems, and comprehensive grand opening checklists covering furniture, fixtures, and equipment procurement. Jeffersons also leverages its buying power for broadline distribution of food products across all operating states, providing franchisees with supply chain access and pricing that an independent operator could not replicate. Marketing support extends beyond the cooperative fund to include assistance with SEO, social media management, limited-time offers, special promotions, and merchandise — a multi-channel support structure that keeps individual franchisees from having to build these capabilities independently.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Jeffersons franchise, which means prospective investors must approach unit-level revenue and profitability projections through alternative analytical frameworks. That said, the brand's parent system — the broader Jeffersons restaurant network — provides meaningful financial benchmarks in its own disclosure materials: the Average Unit Volume across the system was reported at $1.9 million in 2024, while the top 50% of stores posted an AUV of $1.03 million in the same year, compared to a top-50% AUV of $1.6 million reported in 2020, suggesting a shift in the distribution of performance across a larger unit count. For broader industry context, the casual dining sub-sector average gross revenue is approximately $1,289,410 per unit, and publicly cited Jeffersons figures of approximately $1,000,000 in gross revenue per unit align closely with that benchmark — indicating that a well-operated Jeffersons location can track near or at the sub-sector mean. Specific profit margin data is not publicly available, which is common for franchisors at this system size, and it is essential for any investor to understand that revenue figures do not equate to profit: operating costs including food and beverage cost of goods, labor, occupancy, royalties, and local marketing must all be subtracted from gross revenue to arrive at actual owner earnings. The 4% royalty rate — fixed for the 10-year agreement term — is a structural advantage relative to systems charging 5% to 8% or more, preserving a meaningfully larger portion of gross revenue at the unit level. With a total investment midpoint of approximately $420,500 and gross revenue benchmarks in the $1.0 million range, the implied gross revenue-to-investment ratio is approximately 2.4x, which compares favorably to many casual dining alternatives requiring $766,000 or more in total investment to generate similar top-line results. Investors are strongly encouraged to request current FDD documentation directly from the franchisor and to engage an independent CPA with franchise industry experience to model realistic owner earnings scenarios before committing capital.

The Jeffersons growth trajectory tells a story of measured, quality-controlled expansion: the system grew from nearly 30 locations across six states in 2020 to 36 restaurants as of May 28, 2025, and then to 38 locations as of August 31, 2025, nearly doubling its footprint over five to seven years. Critically, five of the six most recent new locations were opened by existing franchisees — a data point that carries significant analytical weight, because existing operators who know the system's costs, support structure, and unit economics chose to invest additional capital. Recent openings include locations in Hampton Cove, Alabama, Adairsville, Georgia, and Winchester, Tennessee, with 2025 expansion adding Jeffersons restaurants in New Market and Hartselle, Alabama, and Eastman, Georgia, alongside new WingStand locations in the Kansas City area and Lawrence, Kansas. The Hartselle, Alabama location, opening in November 2025, features a 15-game arcade section and a large lofted event space — design innovations that increase per-visit dwell time and capture private event revenue streams beyond standard table service. The Murfreesboro, Tennessee location relocated to a new address on the Square in August 2025, signaling active management of the real estate portfolio rather than passive franchise oversight. On the menu side, Jeffersons has expanded its food offerings to include seasonal summer fare — All-Beef Ballpark Dogs, Philly-Loaded Fries, and Ballpark Sundaes — leaning into its identity as a game-watching destination and creating limited-time offers that drive trial and return visits. The brand's competitive moat rests on three pillars: a deeply embedded community identity cultivated over more than three decades since the 1991 founding, a low-cost royalty structure that keeps unit economics favorable relative to the sub-sector, and a WingStand concept extension that provides franchisees and the corporate system with a second growth vehicle in the high-velocity wings category. Community programming, including the fall 2024 expansion of the Coach of the Year program across the full five-state region — awarding $500 Jeffersons gift cards to winning coaches — reinforces the local-first brand positioning that differentiates the brand from national chains.

The ideal Jeffersons franchisee is a candidate with restaurant management experience, demonstrated business acumen, and either $200,000 or more in liquid capital or an operating partnership with someone who meets the financial requirements. The franchisor's stated philosophy is franchisee-first, with the franchisor's own success explicitly tied to each operator's performance — a cultural signal that shapes how support resources are allocated and how disputes are resolved. The brand's recent expansion pattern — five of six new locations opened by existing operators — suggests that multi-unit development is a realistic pathway and an expected trajectory for high-performing franchisees in this system. Geographic opportunity currently spans Alabama, Tennessee, Georgia, Kansas, and Missouri, with active expansion into secondary and tertiary markets in these states, including smaller Alabama cities like Hartselle and New Market, where casual dining competition from national chains is less intense and community loyalty is more readily captured. The target opening timeline from franchise agreement signing is approximately three months, though financing, site selection, construction, and equipment delivery timelines can extend this window. The franchise agreement runs for a 10-year term with the royalty rate fixed at 4% for the full duration, providing financial planning certainty that many franchise systems do not offer. Prospective franchisees are guided through a validation step in the ownership process that includes direct conversations with current Jeffersons operators — a due diligence pathway that allows candidates to pressure-test the franchisor's claims against real-world franchisee experience before signing any legal documents.

Synthesizing the available data, the Jeffersons franchise opportunity presents a distinctive investment thesis for the casual dining category: a 34-year-old brand with a defined community identity, a below-average total investment range of $227,150 to $613,850 versus a sub-sector average of $766,758 to $1,887,516, an industry-low fixed royalty rate of 4%, and a growth trajectory driven substantially by reinvestment from existing franchisees rather than net-new operator acquisition. The FPI Score of 42, rated Fair, reflects the brand's current scale and disclosure posture, and should be evaluated in context alongside the system's consistent unit growth, the structural cost advantages of the investment model, and the broader full-service restaurant market's projected expansion from $336.22 billion in 2024 to $807.83 billion by 2033 in the United States alone. The absence of Item 19 financial performance disclosure in the current version of this Franchise Disclosure Document is a material consideration that warrants direct inquiry with the franchisor and independent financial modeling before any investment commitment. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Jeffersons franchise against comparable casual dining and wings-focused franchise opportunities across every critical investment metric. Explore the complete Jeffersons franchise profile on PeerSense to access the full suite of independent franchise intelligence data and make the most informed decision possible before committing capital to this franchise opportunity.

FPI Score

42/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Jefferson's based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Investment Tier

Premium investment

$766,758 – $1,887,516 total

Jefferson's — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

1 approvals — best year on record for Jefferson's.

Top SBA State

Kansas

1 SBA-financed Jefferson's locations — the densest operator footprint.

Average Loan Size

$347K

Median $350K — use as a sizing anchor when modeling your own $Jefferson's unit.

Lender Concentration

100%

Concentrated

Share of Jefferson's approvals captured by the top 3 SBA lenders.

Jefferson's's SBA lending pipeline peaked in 2021 (1 approvals). The last five fiscal years account for 50% of cumulative volume ($350K approved). Operator density is highest in Kansas with 1 SBA-financed locations. Average funded ticket sits at $347K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$613K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$7,937

Principal & Interest only

Locations

Jefferson'sunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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