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Rates
Chem-Dry

Chem-Dry

1,099 locations

The total investment to open a Chem-Dry franchise ranges from $67,600 - $207,295. The initial franchise fee is $23,500. Ongoing royalties are 2.5% plus a 3% advertising fee. Chem-Dry currently operates 1,099 locations (1,099 franchised). PeerSense FPI health score: 41/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$67,600 - $207,295

Franchise Fee

$23,500

Total Units

1,099

1,099 franchised

FPI Score
High
41

Proprietary PeerSense metric

Fair
Capital Partners
66lenders available

Active capital sources verified for Chem-Dry financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Major Brand (100+ loans)

High Confidence
41out of 100
Fair

SBA Lending Performance

SBA Default Rate

23.9%

27 of 113 loans charged off

SBA Loans

113

Total Volume

$13.4M

Active Lenders

66

States

32

What is the Chem-Dry franchise?

The question every serious franchise investor must answer before committing capital is deceptively simple: does this brand solve a real, recurring consumer problem better than anyone else in its category? For Chemdry, the answer traces back to 1977, when founder Robert Harris — then a law student moonlighting as a carpet cleaner — grew so frustrated with the toxic, water-saturated cleaning products on the market that he spent years experimenting with chemical formulations to engineer something fundamentally better. The breakthrough came from an unlikely source: a club soda spill on his tie revealed that carbonation could lift stains from fabric without drenching it. That single observation became the intellectual foundation for Chemdry's proprietary Hot Carbonating Extraction process, a non-toxic, low-moisture cleaning technology that differentiates the brand from every conventional steam-cleaning competitor in the market. Today, Chemdry operates as part of the BELFOR Franchise Group family of brands, with Ed Quinlan serving as Brand President and headquarters anchored in Nashville, Tennessee. The network has reached significant global scale, with the 2025 Franchise Disclosure Document reporting 1,099 total franchised units across 48 U.S. states, all franchisee-owned with zero company-owned units, and international operations spanning more than 30 countries. At its peak network reporting, sources cited as many as 2,600 franchises in mid-2022, reflecting the brand's long-term trajectory and the natural ebb and flow of franchise development cycles. The U.S. carpet and upholstery cleaning services industry generates approximately $5 billion in annual revenue and has sustained demand across both residential and commercial segments for decades. For franchise investors evaluating the Chemdry franchise, the brand's 47-year operating history, proven technology platform, and multinational footprint represent a level of institutional credibility that narrows the category field considerably. This analysis is produced independently by PeerSense and contains no promotional material funded by or reviewed by Chemdry or BELFOR Franchise Group.

The carpet and upholstery cleaning industry sits within the broader home services sector, which collectively represents one of the most recession-resilient categories in franchising. The home services market in the United States exceeds $600 billion annually, and the cleaning services subsegment — encompassing carpet, upholstery, tile, and specialty surface restoration — generates an estimated $40 billion per year and continues to grow at a compounded annual rate that consistently outpaces broader GDP. Several secular consumer trends are creating durable tailwinds for brands operating in this space. First, the post-pandemic acceleration of remote work means more Americans are spending more hours inside their homes, driving heightened awareness of indoor air quality and accelerating demand for deep-cleaning services that extend beyond surface-level vacuuming. Second, an aging U.S. housing stock — with the median American home now over 40 years old — creates persistent replacement and restoration demand for flooring and upholstery that homeowners prefer to clean rather than replace, particularly in inflationary environments where new flooring costs have risen sharply. Third, health-conscious consumers are increasingly scrutinizing the chemical inputs used in household services, which creates a direct competitive advantage for Chemdry's non-toxic, carbonated cleaning platform in a market where differentiation on safety is increasingly valued. The carpet cleaning services category is structurally fragmented at the local operator level, with thousands of independent owner-operators competing alongside regional and national franchise systems. That fragmentation actually benefits established national brands like Chemdry, which can leverage recognized consumer trust, standardized quality protocols, and centralized marketing investment to win market share from independent operators who lack the resources to build comparable brand equity. For franchise investors, this fragmented competitive landscape means that a well-capitalized, professionally operated Chemdry franchise can establish durable local market leadership in ways that would be far more difficult to achieve in a consolidated category dominated by a handful of giants.

The Chemdry franchise investment structure reflects a mid-tier entry point within the home services franchise category, offering meaningful accessibility relative to brick-and-mortar concepts while still requiring thoughtful capital planning. The initial franchise fee is $32,500, which compares favorably against several premium home services and cleaning franchise brands that charge fees ranging from $40,000 to $60,000 at the point of entry. The 2025 FDD placed the franchise fee at $36,000, while other reporting periods have cited figures ranging from $18,000 to $42,000 depending on format and market conditions, with a $23,500 fee reported for 2026 disclosures, suggesting the brand actively calibrates its fee structure to franchise development goals. Veterans receive an additional advantage: Chemdry participates in the International Franchise Association's VetFran program, offering a 10 percent licensing fee discount to qualifying military veterans — a meaningful reduction at entry that reflects the brand's commitment to veteran entrepreneurship. The total Chemdry franchise investment ranges from $100,000 to $262,000, a spread that is driven primarily by vehicle acquisition costs, which the 2025 FDD itemized at $0 to $81,450 depending on whether the franchisee purchases or leases a service vehicle. Additional startup cost components include installation costs of $600 to $6,000, insurance of $600 to $7,000, technology systems of $800 to $4,000, training costs of $1,250 to $3,000, and a three-month operating reserve of $2,500 to $9,000, giving prospective franchisees a granular basis for capital planning. The basic equipment and supplies startup package is estimated at $34,000 to $37,000, providing a meaningful anchor for asset-level budgeting. The ongoing royalty structure carries a rate of 2.5 percent, which is significantly below the industry median royalty rate for home services franchises, which commonly ranges from 5 to 8 percent of gross revenue. The advertising fund contribution is 3.0 percent, bringing the total ongoing fee burden to approximately 5.5 percent of gross revenue — a comparatively lean cost structure that preserves more franchisee cash flow relative to category peers charging 10 to 12 percent in combined royalties and ad fees. The franchise agreement term is 10 years, providing long-range investment planning certainty. The low-overhead, mobile-service model structure also makes Chemdry a strong candidate for SBA lending programs, and the sub-$262,000 total investment ceiling places it firmly within the range of SBA 7(a) and SBA 504 loan programs that many franchise investors leverage to minimize equity deployment.

Chemdry operates on a mobile service delivery model, meaning franchisees do not require retail storefronts, long-term commercial leases, or significant physical infrastructure to launch or scale. This structural characteristic dramatically reduces the fixed cost burden that plagues brick-and-mortar franchise formats and is one of the most investor-friendly features of the Chemdry franchise operating model. Daily operations for a typical owner-operator franchise involve dispatching one or more technician vehicles to residential and commercial cleaning appointments, completing jobs using the proprietary Hot Carbonating Extraction system and Chem-Dry branded cleaning solutions, and managing customer scheduling, routing, and follow-up communications through Chemdry's centralized technology platform. Franchisees have the option to operate the business owner-operator style, riding in their own service van to build the customer base from the ground up, or to hire full-time service technicians — with the 2025 FDD budgeting $6,000 to $8,000 for full-time technician wages in the pre-opening period — and adopt a more managerial ownership role as volume scales. This staffing flexibility makes the Chemdry franchise accessible to both hands-on tradespeople and business-minded operators with management backgrounds who prefer to hire and supervise rather than perform services directly. Chemdry provides new franchisees with a structured training program covering technical cleaning methodology, equipment operation, business development, customer service protocols, and marketing execution, with training costs budgeted at $1,250 to $3,000. The BELFOR Franchise Group corporate infrastructure supports franchisees with ongoing field consulting, national marketing programs, supply chain management for proprietary cleaning products, and technology systems — including the scheduling and customer management platforms included in the $800 to $4,000 technology systems line item in startup costs. Territory exclusivity is a standard feature of the Chemdry franchise structure, providing franchisees with geographic protection from internal brand competition, which is an important due diligence point for evaluating scalability and resale value. The 2025 FDD data shows the West region carries the largest domestic share of the network at 368 locations, with operations present across 48 U.S. states, confirming the brand's full national geographic reach.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document, which means prospective Chemdry franchise investors cannot access audited average revenue or earnings figures directly from the brand. This is a critical due diligence consideration and should not be glossed over: the absence of Item 19 disclosure shifts the burden of revenue validation entirely to the franchisee's own investigation, including direct conversations with existing franchisees, review of validated third-party benchmarks, and analysis of industry revenue data. What the publicly available data does reveal is instructive, however. The U.S. carpet and upholstery cleaning services market generates approximately $5 billion annually across an estimated 33,000 to 35,000 businesses of all sizes, implying an average annual revenue per operator in the range of $140,000 to $150,000. National franchise brands consistently outperform this industry average due to marketing scale, brand recognition, and standardized quality systems, suggesting that a mature, well-run Chemdry franchise in a properly sized territory should significantly exceed the category average. The mobile service model further supports favorable unit economics by eliminating rent — the 2025 FDD budgets $0 to $5,000 in monthly rent, with many operators carrying zero occupancy costs — which directly improves EBITDA margins compared to fixed-location service businesses. Given a royalty rate of 2.5 percent and a combined fee burden of approximately 5.5 percent, and a startup investment range of $100,000 to $262,000, a franchisee generating $300,000 in annual gross revenue would face approximately $16,500 in combined royalty and ad fund payments — a cost structure that leaves meaningful room for owner earnings even at moderate revenue levels. The network growth trajectory from dozens of new agreements per year through the 2020 to 2022 period, followed by measured expansion activity in 2023 and 2024, suggests a brand in a consolidation and optimization phase rather than unchecked growth, which experienced franchise investors often interpret as a positive signal about network health and franchisee economics.

Chemdry's growth trajectory over the past decade reflects both the brand's long-term staying power and the organic cyclicality of franchise development in a mature service category. For four consecutive years leading up to 2017, Chemdry opened over 100 new franchise locations annually across the United States and Canada — a pace that few home services franchises at the network scale of Chemdry have matched. In 2020, despite pandemic-related disruptions, the brand executed 64 new franchise agreements spanning all three major domestic regions, including 30 in the central region covering markets such as Chicago and Dallas, 18 in the western region across Salt Lake City and San Jose, and 16 in the eastern region including Atlanta and Miami. In 2021, 72 new franchise agreements were signed, and in 2022, the brand pursued an ambitious goal of adding 70 new franchises while simultaneously reporting a network of more than 2,600 locations. The 2023 year produced 28 new franchise agreements, and 2024 targets called for awarding 50 additional locations — a measured, quality-focused expansion cadence that reflects the brand's evolution from rapid raw unit growth toward network health optimization. The Chemdry franchise's competitive moat rests on several durable structural advantages. First, the proprietary Hot Carbonating Extraction technology is not freely replicable by independent operators and creates a meaningful performance differentiation story that supports customer acquisition and premium pricing. Second, the BELFOR Franchise Group parent company provides institutional resources, multi-brand operational expertise, and capital backing that solo franchise systems cannot match. Third, a 47-year brand history and consumer recognition across 30-plus countries provides a trust signal at the point of customer purchase that has compounded over decades. The brand has also maintained a 100 percent franchisee-owned network — zero company-owned units as of the 2025 FDD — which aligns corporate incentives entirely with franchisee success, since Chem-Dry's revenue is derived exclusively from franchisee royalties and product sales rather than company-operated locations.

The ideal Chemdry franchise candidate is an entrepreneurially motivated individual who values operational independence, is comfortable with a mobile service delivery model, and is either willing to perform hands-on cleaning work during the launch phase or capable of hiring and managing a small team of service technicians from day one. Prior experience in the cleaning or home services industry is not a prerequisite — the Chemdry franchise training program is designed to transfer technical competency to franchisees regardless of prior trade experience — but candidates with strong sales instincts, customer service orientation, and basic business management skills consistently outperform in the model. The franchise agreement term of 10 years provides a long investment horizon that rewards franchisees who commit to building a local brand presence and customer loyalty base over time rather than seeking quick-exit business models. Multi-unit development is a natural expansion path for operators who build efficient route density in their initial territory, and the Chemdry franchise system's 48-state domestic footprint with 1,099 current units leaves meaningful available territory in markets across the country, particularly in suburban and secondary markets where home services demand is growing fastest relative to existing supply. The timeline from franchise agreement execution to first revenue-generating appointment is typically shorter for mobile service businesses than for physical location concepts, with many Chemdry franchisees completing training and launching active operations within 60 to 90 days of signing. Geographic markets with high concentrations of owner-occupied single-family homes, high median household incomes, and aging housing stock represent the strongest territory opportunity profiles for prospective Chemdry franchise investors evaluating specific markets.

The Chemdry franchise opportunity presents a data-supported investment thesis grounded in a large and growing home services market, a differentiated proprietary technology platform, a 47-year brand history, and an accessible total investment range of $100,000 to $262,000 with a low 2.5 percent royalty rate that compares favorably to home services franchise category norms. The brand's position within the BELFOR Franchise Group provides institutional backing and multi-brand operational infrastructure that strengthens franchisee support beyond what most independently operated franchise systems can offer. The FPI Score of 41 (Fair) reflects a balanced risk-return profile that warrants thorough independent due diligence — including franchisee interviews, territory analysis, and market-level competitive assessment — before committing capital. The absence of Item 19 financial performance disclosure in the current FDD makes that due diligence even more important, as prospective investors must build their revenue and earnings projections from primary research rather than corporate-provided benchmarks. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Chemdry franchise against competing opportunities in the carpet cleaning and broader home services categories with precision and independence. Every data point in this analysis has been compiled and validated by the PeerSense research team without editorial input from Chemdry or BELFOR Franchise Group, ensuring that the insights serve investor interests exclusively. Explore the complete Chemdry franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

41/100

SBA Default Rate

23.9%

Active Lenders

66

Key Highlights

Item 19 financial data disclosed
1,099 locations nationwide

Data Insights

Key performance metrics for Chem-Dry based on SBA lending data

SBA Default Rate

23.9%

27 of 113 loans charged off

SBA Loan Volume

113 loans

Across 66 lenders

Lender Diversity

66 lenders

Avg 1.7 loans per lender

Investment Tier

Mid-range investment

$67,600 – $207,295 total

Payment Estimator

Loan Amount$54K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$700

Principal & Interest only

Locations

Chem-Dryunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Chem-Dry