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G&S Services Company (Conoco /

G&S Services Company (Conoco /

Franchising since 1875 · 1 locations

G&S Services Company (Conoco / currently operates 1 locations (1 franchised). PeerSense FPI health score: 38/100.

Total Units

1

1 franchised

FPI Score
Low
38
SBA Lending
18
Lender Quality
3
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for G&S Services Company (Conoco / financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all-time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA-funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.4% peer avg

SBA Loans

1

Total Volume

$0.5M

Active Lenders

1

States

1

vs. SBA Sector Average

+9.4%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

SBA Lending Activity for G&S Services Company (Conoco /

What is the G&S Services Company (Conoco / franchise?

The Gs Services Company Conoco franchise represents a compelling entry point into the essential and enduring sector of gasoline stations integrated with convenience store operations. This unique opportunity combines the established presence of a globally recognized fuel brand, Conoco, with a locally focused service delivery model. The Conoco legacy itself extends back to 1875, when the Continental Oil and Transportation Company was founded in Ogden, Utah, establishing a deep historical foundation in the American energy landscape. This heritage imbues the opportunity with an inherent level of brand familiarity and trust among consumers, a critical asset in the competitive retail fuel market. At its core, this franchise is positioned as a vital community hub, offering not only essential fuel services for a diverse range of vehicles but also a comprehensive convenience retail experience. The strategic integration of a convenience store alongside fuel pumps transforms a simple stop into a multi-faceted consumer destination, addressing immediate needs from quick snacks and beverages to everyday essentials and a variety of impulse purchases. This dual offering caters to the modern consumer's demand for efficiency and accessibility, making this enterprise a cornerstone of local commerce and travel routes. The single operational unit of the Gs Services Company Conoco franchise currently serves as a testament to its foundational establishment within its specific market, demonstrating a focused approach to service delivery and local market penetration. This singular presence underscores a commitment to operational excellence at the grassroots level, providing a solid base from which future aspirations can potentially emerge. The franchise taps into the ongoing necessity for convenient access to fuel and the ever-present desire for on-the-go retail solutions, positioning itself strategically within the daily routines of countless individuals.

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for G&S Services Company (Conoco / based on SBA lending data

SBA Default Rate

0.0%

9.4% below peer avg

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

G&S Services Company (Conoco /: Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2020

1 approvals. The best year on record for G&S Services Company (Conoco /.

Top SBA State

California

1 SBA-financed G&S Services Company (Conoco / locations, the densest operator footprint.

Average Loan Size

$500K

Median $500K. Use as a sizing anchor when modeling your own $G&S Services Company (Conoco / unit.

Lender Concentration

100%

Concentrated

Share of G&S Services Company (Conoco / approvals captured by the top 3 SBA lenders.

G&S Services Company (Conoco /'s SBA lending pipeline peaked in 2020 (1 approvals). Operator density is highest in California with 1 SBA-financed locations. Average funded ticket sits at $500K, with the median at $500K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of August 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.

Locations

G&S Services Company (Conoco /, unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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G&S Services Company (Conoco /