Cheeseburger Bobby's
The total investment to open a Cheeseburger Bobby's franchise ranges from $299,300 to $558,000. The initial franchise fee is $32,000. Ongoing royalties are 5.5% plus a 2% advertising fee.
What is the Cheeseburger Bobby's franchise?
Cheeseburger Bobby's is a restaurant selling cheeseburgers to people looking for a casual meal. The estimated total initial investment is $299,300 to $558,000, and the initial franchise fee is $32,000.
Franchisees pay a royalty of 5.5 percent of sales and a 2 percent advertising or brand fund fee. The franchise agreement lasts 20 years. The brand was founded in 2007 and is headquartered in Cumming, Georgia.
Loan Activity Score
24/100
SBA Default Rate
12.5%
Active Lenders
6
According to its Franchise Disclosure Document or public business records, Cheeseburger Bobby's has 8 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 8 loans to franchisees of Cheeseburger Bobby's. PeerSense calculates Cheeseburger Bobby's's score as 24 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2007 · 8 locations
$299,300 to $558,000
$32,000
8
8 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Cheeseburger Bobby's
8
Total SBA loans
$414K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cheeseburger Bobby's
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
12.5%
vs 10.3% peer avg
SBA Loans
8
Total Volume
$3.3M
Active Lenders
6
1 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cheeseburger Bobby's based on SBA lending data
SBA Default Rate
12.5%
2.2% above peer avg
SBA Loan Volume
8 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.3 loans per lender
Investment Tier
Significant investment
$299,300 to $558,000 total
Cheeseburger Bobby's: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
3 approvals. The best year on record for Cheeseburger Bobby's.
Top SBA State
Georgia
11 SBA financed Cheeseburger Bobby's locations, the densest operator footprint.
Average Loan Size
$408K
Median $350K. Use as a sizing anchor when modeling your own Cheeseburger Bobby's unit.
Lender Concentration
54.5%
Concentrated
Share of Cheeseburger Bobby's approvals captured by the top 3 SBA lenders.
Cheeseburger Bobby's's SBA lending pipeline peaked in 2015 (3 approvals). The last five fiscal years account for 13% of cumulative volume ($324K approved). Operator density is highest in Georgia with 11 SBA financed locations. Average funded ticket sits at $408K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 54.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$3,098
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cheeseburger Bobby's, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman