Zippy Shell USA
According to its Franchise Disclosure Document or public business records, Zippy Shell USA has 27 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 28 loans to franchisees of Zippy Shell USA. PeerSense calculates Zippy Shell USA's score as 48 out of 100, using public SBA loan performance and recent lending activity.
What is the Zippy Shell USA franchise?
Zippy Shell USA is a self storage business that rents portable storage containers to customers. Customers can pack their belongings at their own pace and use the service for storage or a move.
The business is for people who need a place to keep their belongings or help moving them.
Loan Activity Score
48/100
SBA Default Rate
3.6%
Active Lenders
3
27 locations
27
27 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Zippy Shell USA
28
Total SBA loans
$243K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Zippy Shell USA
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
3.6%
vs 8.9% peer avg
SBA Loans
28
Total Volume
$6.8M
Active Lenders
3
States
16
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Zippy Shell USA based on SBA lending data
SBA Default Rate
3.6%
5.3% below peer avg
SBA Loan Volume
28 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 9.3 loans per lender
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Zippy Shell USA, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman