Villager Lodge
The total investment to open a Villager Lodge franchise ranges from $407,720 to $1.3M.
What is the Villager Lodge franchise?
Villager Lodge is a hotel and motel business that provides lodging for guests. The estimated total initial investment to open is $407,720 to $1,250,000.
The franchise is based in Fort Myers, Florida.
Loan Activity Score
21/100
SBA Default Rate
40.0%
Active Lenders
13
According to its Franchise Disclosure Document or public business records, Villager Lodge has 10 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 20 loans to franchisees of Villager Lodge. PeerSense calculates Villager Lodge's score as 21 out of 100, using public SBA loan performance and recent lending activity.
10 locations
$407,720 to $1.3M
10
10 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Villager Lodge
20
Total SBA loans
$872K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Villager Lodge
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
40.0%
vs 10.3% peer avg
SBA Loans
20
Total Volume
$17.4M
Active Lenders
13
States
11
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Villager Lodge based on SBA lending data
SBA Default Rate
40.0%
29.7% above peer avg
SBA Loan Volume
20 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 1.5 loans per lender
Investment Tier
Premium investment
$407,720 to $1,250,000 total
Villager Lodge: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2001
7 approvals. The best year on record for Villager Lodge.
Top SBA State
Florida
4 SBA financed Villager Lodge locations, the densest operator footprint.
Average Loan Size
$872K
Median $862K. Use as a sizing anchor when modeling your own Villager Lodge unit.
Lender Concentration
50%
Concentrated
Share of Villager Lodge approvals captured by the top 3 SBA lenders.
Villager Lodge's SBA lending pipeline peaked in 2001 (7 approvals). Operator density is highest in Florida with 4 SBA financed locations. Average funded ticket sits at $872K, with the median at $862K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,221
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Villager Lodge, unit breakdown
Explore Funding for Villager Lodge
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman