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Rates
Texaco Express Lube & Star Lub

Texaco Express Lube & Star Lub

30 locations

The total investment to open a Texaco Express Lube & Star Lub franchise ranges from $51,400 - $655,250. The initial franchise fee is $49,750. Texaco Express Lube & Star Lub currently operates 30 locations (30 franchised). PeerSense FPI health score: 38/100.

Investment

$51,400 - $655,250

Franchise Fee

$49,750

Total Units

30

30 franchised

FPI Score
High
38

Proprietary PeerSense metric

Fair
Capital Partners
25lenders available

Active capital sources verified for Texaco Express Lube & Star Lub financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

6.3%

2 of 32 loans charged off

SBA Loans

32

Total Volume

$10.6M

Active Lenders

25

States

17

What is the Texaco Express Lube & Star Lub franchise?

Navigating the complex landscape of franchise investment often presents a critical challenge: identifying a resilient business model within a stable, high-demand sector. For aspiring entrepreneurs contemplating the automotive service industry, the central question revolves around pinpointing an opportunity that offers both an established brand presence and a clear path to profitability amidst evolving market dynamics. Texaco Express Lube Star Lub, operating within the essential automotive oil change and lubrication shops category, emerges as a distinct entity requiring meticulous analysis. With its headquarters located in COBB COUNTY CENTER, GA, this franchise has cultivated a focused footprint, evidenced by its 22 total units and a robust 30 franchised units actively tracked in the PeerSense database, each with valuable Google ratings, signifying a primarily franchised growth strategy. The brand's operational model is designed to address the persistent consumer need for routine vehicle maintenance, a demand anchored by a national car parc exceeding 280 million vehicles. Investors are drawn to the sector's predictable revenue streams and high customer retention rates, driven by recurring service requirements. Texaco Express Lube Star Lub positions itself as a specialized guide in this journey, offering a streamlined service focused on efficiency and brand trust. The initial franchise fee stands at $49,750, a figure that provides access to an established system and brand equity. The total initial investment range, spanning from $51,400 to $655,250, underscores the flexibility in development models, from smaller, perhaps conversion-focused operations to comprehensive, ground-up constructions. This broad investment spectrum caters to diverse investor profiles and market conditions, reflecting the significant variables in real estate, equipment, and build-out costs inherent to the automotive service industry. Despite certain operational and financial details not being disclosed in its current FDD, such as royalty fees, advertising fees, and specific financial performance data under Item 19, the brand's FPI Score of 38, categorized as "Fair," indicates a balanced assessment of its franchise system, incorporating factors like growth, stability, and franchisee satisfaction. This foundational analysis sets the stage for a deeper dive into the operational mechanics and market positioning of a franchise geared towards consistent automotive care.

The automotive service industry represents a formidable economic pillar, demonstrating remarkable resilience and consistent growth, making it an attractive sector for franchise investment. The total addressable market for automotive aftermarket services in the United States alone is a colossal enterprise, valued at approximately $400 billion annually, with projections indicating a steady growth rate of 3.5% to 4.5% compound annual growth rate (CAGR) through 2028. Within this expansive market, the quick lube segment, where Texaco Express Lube Star Lub operates, holds a significant share, estimated at over $8 billion annually and experiencing a robust growth rate of 2.0% to 3.0% CAGR. Several key consumer trends and secular tailwinds are propelling this demand. Firstly, the average age of vehicles on American roads continues to climb, currently standing at an all-time high of over 12.5 years, translating into an increased need for regular maintenance and repairs to extend vehicle lifespans. Secondly, the complexity of modern vehicles, with their advanced engine designs and specialized lubrication requirements, necessitates professional service, diminishing the feasibility of DIY maintenance for many consumers. Thirdly, the convenience economy drives demand for quick, efficient, and reliable service, a niche perfectly filled by express lube centers. Consumers, often time-constrained, prioritize speed and hassle-free experiences for routine services like oil changes. Furthermore, the rising cost of new vehicles encourages owners to invest more in maintaining their existing cars, bolstering the aftermarket service sector. This industry is particularly appealing to franchise investors due to its essential nature, recurring revenue model, and relatively low cyclicality compared to other consumer discretionary sectors. The competitive dynamics are characterized by a mix of independent shops, dealership service centers, and national franchise chains. Franchise systems like Texaco Express Lube Star Lub benefit from established brand recognition, standardized operational procedures, and often centralized marketing and supply chain efficiencies, which provide a competitive edge in attracting and retaining customers in a fragmented market. The consistent demand for essential vehicle maintenance services ensures a baseline level of business stability, making automotive oil change and lubrication shops a perennial favorite among those seeking a dependable franchise opportunity.

Investing in a Texaco Express Lube Star Lub franchise involves a clearly defined financial commitment, starting with the initial franchise fee. At $49,750, this fee provides the franchisee with the rights to operate under the Texaco Express Lube Star Lub brand, access to its proprietary systems, initial training, and ongoing support. When compared to the broader franchise landscape, where initial franchise fees typically range from $30,000 to $60,000 across various industries, the Texaco Express Lube Star Lub fee sits comfortably within the upper-middle segment, reflecting the value of an established brand in the automotive sector. The total initial investment required to open a Texaco Express Lube Star Lub franchise ranges significantly from $51,400 to $655,250. This wide spectrum is characteristic of real estate-intensive businesses and accounts for a variety of potential scenarios, including the acquisition or lease of land, construction costs for a new facility, renovation expenses for an existing structure, the purchase of specialized automotive equipment (lifts, oil dispensers, diagnostic tools), initial inventory of lubricants, filters, and other automotive products, signage, point-of-sale systems, initial marketing launch, and crucial working capital to cover operational expenses during the initial ramp-up phase, typically for the first three to six months. The lower end of the investment range might represent a smaller footprint, a conversion of an existing automotive service center, or a leasehold improvement scenario in a less expensive market. Conversely, the higher end would typically encompass ground-up construction of a multi-bay facility in a prime commercial location, including land acquisition or a long-term lease with significant build-out requirements. While specific liquid capital and net worth requirements are not disclosed, industry benchmarks for similar investments often suggest that prospective franchisees should possess liquid assets equivalent to 20-30% of the total investment and a net worth ranging from $250,000 to $500,000 to demonstrate financial capability and secure potential financing. Regarding ongoing fees, the current FDD does not disclose specific royalty or advertising fees. This absence means investors must conduct thorough due diligence to understand the full scope of ongoing financial commitments, which are typically outlined in the Franchise Disclosure Document and could involve either a percentage of gross revenue for royalties, a percentage for a national advertising fund, or other structured fees for technology and support. The total cost of ownership analysis for a Texaco Express Lube Star Lub franchise must therefore factor in not only the initial outlay but also the operational expenses, supply chain costs, and any undisclosed ongoing fees, to project a comprehensive financial model for the business.

The operating model of a Texaco Express Lube Star Lub franchise is engineered for efficiency and customer convenience, central to the quick lube segment's success. Daily operations are meticulously structured around a high-volume, quick-turnaround service approach, primarily focusing on oil changes, fluid flushes, filter replacements, and preventative maintenance checks. A typical Texaco Express Lube Star Lub facility is designed with multiple service bays, often drive-through, to minimize customer wait times. The operational flow emphasizes a systematic process: vehicle intake, service execution by a trained technician team, quality control, and payment processing, all streamlined to complete services within a 15-20 minute window. Staffing requirements generally involve a lean team, typically 3 to 5 employees per shift, including service technicians, a lead technician or manager, and potentially a customer service representative. These roles require individuals with a strong aptitude for automotive mechanics, customer service skills, and adherence to established operational protocols. The format options for Texaco Express Lube Star Lub locations are flexible, ranging from standalone facilities with dedicated drive-through lanes to integrated units within larger retail developments, allowing for strategic site selection based on traffic patterns and accessibility. The initial training program for new franchisees and their key personnel is designed to be comprehensive, covering all facets of the business from technical service procedures and inventory management to customer relationship management and local marketing strategies. This foundational training ensures that franchisees are equipped with the knowledge and skills necessary to launch and operate their business effectively. Ongoing corporate support is a cornerstone of the franchise system, encompassing continuous operational guidance, updates on new vehicle technologies and lubrication standards, access to a preferred vendor network for supplies and equipment, and potentially regional marketing assistance. While specific territory structures are not detailed, franchise systems typically grant exclusive territories to prevent internal competition and foster franchisee success, based on population density or geographic boundaries. Multi-unit requirements are often encouraged in successful franchise systems, allowing experienced franchisees to expand their portfolio and leverage existing operational expertise, though specific thresholds for Texaco Express Lube Star Lub are not specified, the opportunity for scaling exists for capable operators.

Regarding financial performance, the Franchise Disclosure Document for Texaco Express Lube Star Lub currently states that Item 19 financial performance data is NOT disclosed. This means that prospective investors will not find specific historical earnings claims, revenue figures, or profit margins directly from the franchisor within the FDD. While the absence of Item 19 disclosure is a critical factor for due diligence, it is not uncommon in the franchise industry and necessitates a deeper investigation into industry benchmarks and the performance of comparable businesses. In the quick lube segment, average unit revenues typically range from $500,000 to over $1,000,000 annually, depending on factors such as location, customer volume, service mix, and operational efficiency. Net profit margins (EBITDA) for well-managed quick lube operations generally fall within the 15% to 25% range. These industry benchmarks provide a general context for potential earnings, but it is imperative for investors to understand that actual performance can vary significantly. The FPI Score for Texaco Express Lube Star Lub is 38, categorized as "Fair." The Franchise Performance Index (FPI) is a proprietary PeerSense metric that evaluates a franchise system across multiple dimensions, including system growth, franchisee satisfaction, financial stability, and operational support. A "Fair" score suggests that while the brand demonstrates a reasonable level of performance and stability, there may be areas for improvement or that certain data points, such as the undisclosed financial performance, contribute to a more conservative overall rating. For Texaco Express Lube Star Lub, the 30 active locations in the PeerSense database, coupled with their Google ratings, offer a valuable, independent data source for assessing customer satisfaction and local market presence, which can indirectly inform expectations about operational success. Investors are strongly advised to engage in thorough independent research, including interviewing existing franchisees, analyzing local market conditions, and developing robust financial projections based on their specific investment scenario. While direct financial performance data from the franchisor is unavailable, the stability of the automotive service market and the brand's established presence offer a foundation for potential profitability, contingent on effective management and market execution.

The growth trajectory of Texaco Express Lube Star Lub demonstrates a clear commitment to a franchised expansion model within a stable industry. With 22 total units and 30 franchised units actively tracked in the PeerSense database, the brand exhibits a strong focus on leveraging the franchise model for market penetration. The fact that the number of franchised units (30) exceeds the total units (22) suggests that the "Total Units" figure might represent a specific reporting category, while the 30 franchised units reflect the current operational scale of the system, indicating a net positive growth in active franchise locations. This disparity signals a dynamic system that is actively onboarding new franchisees and expanding its footprint through entrepreneurial partners. While specific annual net new unit counts are not provided, the presence of 30 active franchised locations with Google ratings attests to an ongoing and functional expansion strategy. Recent developments within the quick lube sector highlight a trend towards enhanced digital integration and customer experience, and brands like Texaco Express Lube Star Lub are positioned to capitalize on these advancements. The competitive moat for Texaco Express Lube Star Lub is built upon several foundational elements. Firstly, the association with the Texaco brand, a globally recognized name in petroleum products, lends significant credibility and instant brand recognition, fostering consumer trust in the quality of lubricants and services. This brand equity is a powerful differentiator in a crowded market. Secondly, the standardized, efficient service model ensures consistency across all locations, delivering a predictable and positive customer experience that encourages repeat business. Thirdly, the focus on essential, recurring automotive services provides a stable demand base that is less susceptible to economic fluctuations. Digital transformation initiatives, while not explicitly detailed for Texaco Express Lube Star Lub, are crucial for modern quick lube operations. This includes implementing online appointment scheduling, digital vehicle inspection reports, customer relationship management (CRM) systems for targeted marketing and loyalty programs, and leveraging data analytics to optimize operations and service offerings. A robust digital strategy enhances customer convenience, improves operational efficiency, and strengthens the brand's competitive position by meeting the expectations of today's tech-savvy consumers.

The ideal franchisee for a Texaco Express Lube Star Lub opportunity is typically an individual with a strong operational background, a keen understanding of customer service, and a proactive approach to local market engagement. While direct automotive experience can be beneficial, it is often less critical than possessing sound business acumen, leadership skills, and the ability to manage a team effectively. Franchisees who thrive in this system are often those who are passionate about providing essential services, committed to upholding brand standards, and capable of driving sales through local marketing and community involvement. They should be hands-on operators initially, dedicated to ensuring high-quality service delivery and fostering a positive customer experience, which is paramount in the quick lube sector. The investment range from $51,400 to $655,250 also suggests that the franchise can accommodate various entrepreneurial profiles, from owner-operators seeking a single unit to multi-unit developers looking to expand their portfolio. Multi-unit expectations are often a natural progression for successful franchisees within resilient sectors like automotive service. While specific requirements are not outlined, the system's growth with 30 franchised units indicates a capacity and potential for operators to develop multiple locations within a designated territory, leveraging economies of scale in management, marketing, and supply chain. Available territories would depend on market saturation and strategic expansion plans, with opportunities likely in both underserved secondary markets and prime locations within major metropolitan areas where current Texaco Express Lube Star Lub locations may not yet exist. The timeline from signing the franchise agreement to the grand opening can vary significantly based on site selection, lease negotiations, build-out or renovation schedules, and equipment procurement, typically ranging from 6 to 12 months. Although the term length for the franchise agreement is not available, standard franchise agreements in the industry generally range from 10 to 20 years, with options for renewal, providing a long-term operational horizon for franchisees.

In synthesizing the investment thesis for Texaco Express Lube Star Lub, we identify a compelling opportunity within the stable and consistently growing automotive aftermarket sector. The brand benefits from the formidable recognition of the Texaco name, providing an inherent trust factor with consumers seeking reliable vehicle maintenance. With 30 active franchised units and a strategic headquarters in COBB COUNTY CENTER, GA, the system demonstrates a clear commitment to a franchise-centric growth model, offering entrepreneurs a chance to tap into an essential service market. The initial franchise fee of $49,750 is competitive, and the broad initial investment range of $51,400 to $655,250 provides flexibility for diverse investment strategies and market conditions. While the absence of Item 19 financial performance data in the current FDD necessitates thorough due diligence, the robust industry benchmarks for quick lube operations, typically showing average unit revenues between $500,000 and $1,000,000 annually and net profit margins of 15-25% EBITDA, offer a promising outlook. The FPI Score of 38 (Fair) reflects a balanced assessment of the system's overall health and potential. For an investor seeking a proven business model in a high-demand industry, Texaco Express Lube Star Lub presents a structured pathway to business ownership, underpinned by an established brand and a service vital to millions of vehicle owners. The stability offered by recurring revenue from routine maintenance, coupled with the potential for multi-unit development, positions this as a significant opportunity for the right entrepreneurial candidate. Explore the complete Texaco Express Lube Star Lub franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

38/100

SBA Default Rate

6.3%

Active Lenders

25

Key Highlights

Low SBA default rate (6.3%)

Data Insights

Key performance metrics for Texaco Express Lube & Star Lub based on SBA lending data

SBA Default Rate

6.3%

2 of 32 loans charged off

SBA Loan Volume

32 loans

Across 25 lenders

Lender Diversity

25 lenders

Avg 1.3 loans per lender

Investment Tier

Significant investment

$51,400 – $655,250 total

Payment Estimator

Loan Amount$41K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$532

Principal & Interest only

Locations

Texaco Express Lube & Star Lubunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Texaco Express Lube & Star Lub